What is the minimum down payment for DuPage Credit Union home loan?

The minimum down payment for a DuPage Credit Union home loan depends on the mortgage type. Below are the minimum down payment requirements.

Rates shown are base rates accurate as of 2/13/2026 7:15am CST based on a mortgage in DuPage County, IL. Rates subject to change at any time and your rate may be higher or lower based on underwriting factors. Must have a Credit Union membership established and be in good standing. Rate, points, and Annual Percentage Rate (‘APR’) may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan-to-value, and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. Maximum loan-to-value varies based on multiple factors, including but not limited to, loan type, property type, and occupancy type. Payment Examples: 30-year fixed-rate mortgage at 5.875% for a $225,000.00 first mortgage loan with an 80% LTV and credit score of 780 or higher would have a monthly principal and interest payment of $1,330.96; 20-year fixed-rate mortgage at 5.625% for a $225,000.00 first mortgage loan with an 80% LTV and credit score of 780 or higher would have a monthly principal and interest payment of $1,563.67; 15-year fixed-rate mortgage at 5.375% for a $225,000.00 first mortgage loan with an 80% LTV and credit score of 780 or higher would have a monthly principal and interest payment of $1,823.55; 10-year fixed-rate mortgage at 5.250% for a $225,000.00 first mortgage loan with an 80% LTV and credit score of 780 or higher would have a monthly principal and interest payment of $2,414.06. The payment examples and all other information on this page are provided for comparative purposes only. The payment examples do not include mortgage insurance, homeowners’ insurance, property taxes, or homeowner association dues. Your actual payment obligation will be greater considering taxes and insurance premiums. Homeowners’ insurance is required.

See current rates and payment examples.