How does a Personal Line of Credit compare to a Personal Loan?


Both a Personal Line of Credit and a Personal Loan give members access to money when they need it most. However, unlike a Personal Loan, a line of credit is something that you can draw on more than once. It can also be used as an overdraft protection account, so in the rare instance your account is overdrafted it will automatically transfer money over in increments of $100—saving you an overdraft fee.

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