What is Guaranteed Asset Protection (GAP)?


If your vehicle is totaled in an accident or stolen and not recovered, the insurance settlement based on the actual cash value of your vehicle—not the outstanding loan balance. This could create a loan “gap”—money you owe on the loan after the insurance company pays its portion. Optional GAP may cover the difference between the outstanding loan amount and the actual cash value of the vehicle. Note: GAP cannot be transferred from one vehicle to another. GAP does not replace your required comprehensive and collision auto insurance. Your purchase of GAP is optional and will not affect your application for credit. Eligibility requirements, conditions, and exclusions apply.

phone icon 800-323-2611 message iconMessage Us branch locationsBranches & ATMs pay my loanPay My Loan calendar icon Schedule Appointment
Routing Number: