Express Credit Line Rate and Fee Disclosure

Rates effective __PERSONAL_LOAN_EFFECTIVE_DATE__

 

Express Credit Line

Subaccount Name Approximate Term Account Opening Disclosure Daily Periodic Rate
Interest Rate and Interest Charges
Annual Percentage
Rate (APR)
Express Credit Line Under $2,500 up to 36 months 17.88% 0.048986%
Express Credit Line $2,500 and over up to 60 months __EXPRESS_CREDIT_LINE_APR__ 0.038027%
Fees
Penalty Fees

  • Late Payment
  • Returned Payment


$25
$28

Minimum Payment: Your minimum payment will never be less than $50. Bank On Your Own Express Credit Line minimum payment will never be less than $20.

How We Will Calculate Your Balance: We will use a balance computation method called daily balance. See your account Agreement for more details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account Agreement.

Late Payment Fee: A late charge of $25 will be added to your loan if the payment is more than 10 days delinquent.

Returned Payment Fee: If your payment is returned to us, you wil be charged $28 for each returned payment.

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