AUTO LOANS

Rates as low as 5.95% APR.¹skip to disclosure

Hit the road with low new and used car rates, as well as motorcycles, trucks, boats, and RVs.

Today's new and used auto rates

We're proud to offer some of the lowest new and used car rates.

Car Loans

Rates as low as

5.95	%
	APR^{1skip to disclosure}

Boat Loans

Rates as low as

6.95	%
	APR^{1skip to disclosure}

Learn More

Motorcycle Loans

Rates as low as

5.95	%
	APR^{1skip to disclosure}

Learn More

RV Loans

Rates as low as

6.95	%
	APR^{1skip to disclosure}

Learn More

VIEW ALL CAR LOAN RATES ˅

Auto Loans

Rates effective 7/31/2023

2021 & Newer Models

Term	APR as low as
up to 36 months	5.95%
up to 48 months	6.19%
up to 60 months	6.29%
up to 66 months	6.49%
up to 72 months	6.69%
up to 84 months	7.59%

2019-2020 Models

Term	APR as low as
up to 36 months	6.99%
up to 48 months	7.19%
up to 60 months	7.29%
up to 66 months	7.59%
up to 72 months	7.69%

2017-2018 Models

Term	APR as low as
up to 36 months	8.09%
up to 48 months	8.29%
up to 60 months	8.39%
up to 66 months	8.69%
up to 72 months	8.79%

2016 & Older Models

Term	APR as low as
up to 36 months	8.69%
up to 60 months	9.69%

APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have Credit Union membership established and be in good standing.

New Auto (2021 & Newer Models) New Auto payment example APR’s are based on term with a monthly payment per $20,000 financed (5.95% APR/36 mo, $607.99; 6.19% APR/48 mo, $471.44; 6.29% APR/60 mo, $389.36; 6.49% APR/66 mo, $361.13; 6.69% APR/72 mo, $338.01; 7.59% APR/84 mo, $307.65).

Used Auto (2019-2020 Models) Used Auto payment example APR’s are based on term with a monthly payment per $20,000 financed (6.99% APR/36 mo, $617.45; 7.19% APR/48 mo, $480.69; 7.29% APR/60 mo, $398.77; 7.59% APR/66 mo, $371.61; 7.69% APR/72 mo, $347.65).

Used Auto (2017-2018 Models) Used Auto payment example APR’s are based on term with a monthly payment per $20,000 financed (8.09% APR/36 mo, $627.56; 8.29% APR/48 mo, $490.99; 8.39% APR/60 mo, $409.27; 8.69% APR/66 mo, $382.27; 8.79% APR/72 mo, $358.43).

Used Auto (2016 & Older Models) Used Auto payment example APR’s are based on term with a monthly payment per $20,000 financed (8.69% APR/36 mo, $633.11; 9.69% APR/60 mo, $421.9).

Why finance your vehicle with DuPage Credit Union?

Over 600 5-star reviews

Don't just take it from us. See what our happy members have to say.

Flexible terms

Take up to 84 months (on 2021 & Newer Models) to pay off your loan.

No pre-payment penalties

Pay off your vehicle early with no penalty.

How it works:

Apply for pre-approval

Heading layer

Go shopping

The keys are yours

Apply for pre-approval

Apply to get pre-approved for a low rate vehicle loan before heading to the dealership.

Go shopping

With a pre-approval in hand, you can more effectively negotiate on the price of the vehicle.

The keys are yours

Enjoy peace of mind and hit the road knowing you've done your homework and got a great deal.

Still have questions? Search our knowledge base.

DuPage Credit Union Car Buying Service

With TrueCar®, you can see what others paid for the car you want.^{‡skip to disclosure}

Find a New Vehicle

Find

Find a Used Vehicle

Find

LEASE ALTERNATIVE LOAN

Like a lease, but better.

With a Lease Alternative Loan, unlike leasing, you own the vehicle! Plus, you’ll make lower monthly payments compared to conventional financing.

Learn More

FIRST-TIME VEHICLE BUYER PROGRAM

College student or recent grad? We have you covered.

The First-Time Vehicle Buyer Program is designed to help college students or recent grads qualify for a low-rate vehicle loan—even if you have limited or no credit history.

Loans up to $25,000
Terms up to 84 months
$200 in gas cards

Learn More

Auto Refinance

See how much you could save with an auto loan refinance.

Learn More

Auto Insurance

Save on dealer pricing with GAP and extended warranty coverage.

Learn More

Skip-A-Pay

Skip a payment on your next vehicle loan payment.

Learn More

Find your path on the open road.

Apply Now

Auto loan reviews

Reviews

08/09/2023

Car loan

- Nancy W

08/08/2023

Regina

Timely with positive response and requirements. Roberta E has been very helpful, even with procedures that were new to her.

- Regina D

08/08/2023

Auto Loan

This is the third auto loan that we have taken out through DuPage Credit Union. Their staff is so helpful and responsive! It is always a pleasure to do business with DCU.

- Jason V.

Photo by Natalie Rhea Riggs on Unsplash.

APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Payment Example APR’s are based on term with a monthly payment per $20,000 financed (5.95% APR/36 mo, $607.99). Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have a credit union membership established and be in good standing.

^†

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

^‡

DuPage Credit Union contracts with companies not affiliated with DuPage Credit Union to offer their products and services to members. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of DuPage Credit Union. These companies have sole financial responsibility for their products and services. The trademarks, logos and names of other companies, products and services are the property of their respective owners.

AUTO LOANS

Rates as low as 5.95% APR.¹skip to disclosure