AUTO LOANS

Rates as low as 5.90% APR.¹skip to disclosure

Hit the road with low new and used car rates, as well as motorcycles, trucks, boats, and RVs.

Today's new and used auto rates

We're proud to offer some of the lowest new and used car rates.

Car Loans

Rates as low as

Boat Loans

Rates as low as

Motorcycle Loans

Rates as low as

RV Loans

Rates as low as

Auto Loans

Rates effective 6/1/2024

2022 & Newer Models

Term APR as low as
up to 36 months5.90%
up to 48 months6.14%
up to 60 months6.24%
up to 66 months6.44%
up to 72 months6.64%
up to 84 months7.54%

2020-2021 Models

Term APR as low as
up to 36 months6.94%
up to 48 months7.14%
up to 60 months7.24%
up to 66 months7.54%
up to 72 months7.64%

2018-2019 Models

Term APR as low as
up to 36 months8.04%
up to 48 months8.24%
up to 60 months8.34%
up to 66 months8.64%
up to 72 months8.74%

2017 & Older Models

Term APR as low as
up to 36 months8.64%
up to 60 months9.64%
  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have Credit Union membership established and be in good standing.

  • New Auto (2022 & Newer Models) New Auto payment example APR’s are based on term with a monthly payment per $20,000 financed (5.90% APR/36 mo, $607.53; 6.14% APR/48 mo, $470.99; 6.24% APR/60 mo, $388.89; 6.44% APR/66 mo, $360.66; 6.64% APR/72 mo, $337.53; 7.54% APR/84 mo, $307.16).

  • Used Auto (2020-2021 Models) Used Auto payment example APR’s are based on term with a monthly payment per $20,000 financed (6.94% APR/36 mo, $616.99; 7.14% APR/48 mo, $480.23; 7.24% APR/60 mo, $398.29; 7.54% APR/66 mo, $371.13; 7.64% APR/72 mo, $347.16).

  • Used Auto (2018-2019 Models) Used Auto payment example APR’s are based on term with a monthly payment per $20,000 financed (8.04% APR/36 mo, $627.10; 8.24% APR/48 mo, $490.51; 8.34% APR/60 mo, $408.79; 8.64% APR/66 mo, $381.78; 8.74% APR/72 mo, $357.94).

  • Used Auto (2017 & Older Models) Used Auto payment example APR’s are based on term with a monthly payment per $20,000 financed (8.64% APR/36 mo, $632.65; 9.64% APR/60 mo, $421.41).

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What type of vehicle are you looking to buy?

  • car

    Car, Truck, or SUV

  • motorcycle

    Motorcycle

  • rv

    RV

  • boat

    Boat

Man in car adventure

What year is the vehicle?

Man in car adventure

How much would you like to borrow?

$
Man in car adventure

How long would you like to pay off your loan?

Man in car adventure

Estimate your credit.

  • credit-score-5_300x300

    Excellent (760+)

  • credit-score-4_50x50

    Very Good (759-700)

  • credit-score-3_50x50

    Good (699-660)

  • credit-score-2_50x50

    Fair (659-620)

  • credit-score-1_50x50

    Improving (619-550)

Man in car adventure

Your estimated monthly paymentskip to disclosure is:

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as low as ERROR% APR1skip to disclosure

**For Calculator**
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Man in car adventure

Why finance your vehicle with DuPage Credit Union?

5-star review

Over 600 5-star reviews

Don't just take it from us. See what our happy members have to say.

Flexible terms

Flexible terms

Take up to 84 months (on 2022 & Newer Models) to pay off your loan.

No penalties

No pre-payment penalties

Pay off your vehicle early with no penalty.

How it works:

Apply for pre-approval
Apply for pre-approval
Apply to get pre-approved for a low rate vehicle loan before heading to the dealership.
Go shopping
Go shopping
With a pre-approval in hand, you can more effectively negotiate on the price of the vehicle.
The keys are yours
The keys are yours
Enjoy peace of mind and hit the road knowing you've done your homework and got the best financing.
Apply for pre-approval
At the dealership
Heading layer
Go shopping
Test drive
The keys are yours
Unlocking car

Still have questions? Search our knowledge base.

DuPage Credit Union Car Buying Service

With TrueCar®, you can see what others paid for the car you want.skip to disclosure

Find a New Vehicle

Find a Used Vehicle

LEASE ALTERNATIVE LOAN

Like a lease, but better.

With a Lease Alternative Loan, unlike leasing, you own the vehicle! Plus, you’ll make lower monthly payments compared to conventional financing.

Woman with phone in car window
Friends riding in truck

FIRST-TIME VEHICLE BUYER PROGRAM

College student or recent grad? We have you covered.

The First-Time Vehicle Buyer Program is designed to help college students or recent grads qualify for a low-rate vehicle loan—even if you have limited or no credit history.

  • Loans up to $25,000
  • Terms up to 84 months
  • $200 in gas cards
Refinance

Auto Refinance

See how much you could save with an auto loan refinance.

GAP shield

Auto Insurance

Save on dealer pricing with GAP and extended warranty coverage.

Skip a payment

Skip-A-Pay

Skip a payment on your next vehicle loan payment.

Find your path on the open road.

Auto loan reviews

star rating Average star rating of 5 stars Reviews of Auto Loans
06/03/2024
Kayla B
 

I want to thank Kayla B for helping us make our life easier in closing this case out. I was in an accident that totaled my car. I thank God that I'm okay. I also want to thank God for sending me an angel to help with this case. Kayla and my mom worked together to get the paperwork that each other needed for this case to close out. I am so grateful that they chose you as my case specialist. I wish you the best on this journey. Thank you so much!!!

-
Deangelo Y
06/03/2024
Auto Loan
 

Roberta E was a huge help and went above and beyond to expedite my loan.
Great customer service!

-
Fernando C
05/28/2024
Car loan
 

Wonderful experience with Sarah D. She did a great job helping me get through the process and getting me a check in short order. I want to open a loan every day with her. Thanks Sarah, hope you get a big raise after this review.

-
Jerry G
1
  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Payment Example APR’s are based on term with a monthly payment per $20,000 financed (5.90% APR/36 mo, $607.53). Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have a credit union membership established and be in good standing.

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  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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  • DuPage Credit Union contracts with companies not affiliated with DuPage Credit Union to offer their products and services to members. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of DuPage Credit Union. These companies have sole financial responsibility for their products and services. The trademarks, logos and names of other companies, products and services are the property of their respective owners.

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