BOAT LOANS

Boat loan rates as low as 3.79% APR.1

Low rate boat financing available from $500 - $150,000

All aboard with low used and new boat loan rates.

DuPage Credit Union offers low rates on loans for both new and used boats, whether you are looking for a fishing boat, pontoon, or motorboat. Our rates are highly competitive and most decisions are made within hours. Plus, we offer terms up to 84 months with no prepayment penalties and no down payment requirements.

Tip: Get pre-approved for a low-rate boat loan before you buy so you know how much you can afford.

Today's New Boat Rates
As low as:
3.79
%
APR
Apply
Rates Effective: 10/20/2019

Today's Used Boat Rates
As low as:
4.24
%
APR
Apply
Rates Effective: 10/20/2019

Boat Loans

Rates effective 10/20/2019

2018 & Newer Models

TermAPR as low as
up to 36 months3.79%
up to 48 months3.99%
up to 60 months3.99%
up to 72 months4.79%
up to 84 months5.49%

2013-2017 Models

TermAPR as low as
up to 36 months4.24%
up to 48 months4.54%
up to 60 months4.74%
up to 72 months5.54%

2012 & Older Models

TermAPR as low as
up to 36 months6.69%
up to 60 months7.69%
  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a Member in good standing.

  • New Boats (2018 & Newer Models) New Boat APR’s are based on term with a monthly payment per $1,000 financed (3.79% APR/36 mo, $29.43; 3.99% APR/48 mo, $22.57; 3.99% APR/60 mo, $18.41; 4.79% APR/72 mo, $16.01; 5.49% APR/84 mo, $14.37).

  • Used Boats (2013-2017 Models) Used Boat APR’s are based on term with a monthly payment per $1,000 financed (4.24% APR/36 mo, $29.63; 4.54% APR/48 mo, $22.82; 4.74% APR/60 mo, $18.75; 5.54% APR/72 mo, $16.36).

  • Used Boats (2012 & Older Models) Used Boat APR’s are based on term with a monthly payment per $1,000 financed (6.69% APR/36 mo, $30.74; 7.69% APR/60 mo, $20.13).

Decision within hours

Most decisions within hours

We make it easy for you to get into your next vehicle.

84-month term

Terms up to 84 months

We'll work with you to find the term that works best for your finances.

No penalties

No prepayment penalties

Pay off your boat loan on your terms.

Skip a payment

Skip-A-Pay

Skip your payment up to 2x each year.

Need to refinance your boat?

Not happy with your monthly boat payment? Bring it to us! With a boat refinance, you could reduce your rate and your monthly payment.

Protect your investment.

Protect your boat for the long haul with insurance options at lower costs than you'll find at most dealerships.

"We worked with both Tana Engel and Debbie Atkins on our boat re-fi. Things were quick, efficient and went smoothly. We got a great rate and everyone was helpful."

- Susan and David Milcarek

Ready to finance your new or used boat?

  • Other restrictions may apply.

1
  • Annual Percentage Rate (APR). Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. APR’s are based on term with a monthly payment per $1,000 financed (3.79% APR/36 mo, Payment Example $29.43). Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a Member in good standing.

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Routing Number:
271990198