Financing up to $180,000
Loan amounts from $500 to $180,000.
Terms up to 180 months
We'll work with you to find the boat loan term that works best for you.
No prepayment penalties
Pay off your boat loan on your terms.
Skip-A-Pay
Skip your boat loan payment up to two times each year.
New and used boat rates
Whether you're looking for a new or used fishing boat, pontoon boat, motorboat, sailboat, yacht, or personal watercraft, DuPage Credit Union can help you with low-rate boat financing.
| Term | APR as low as |
|---|---|
| Up to 36 months | 5.65% |
| Up to 48 months | 5.89% |
| Up to 60 months | 5.99% |
| Up to 66 months | 6.19% |
| Up to 72 months | 6.39% |
| Up to 84 months†skip to disclosure | 7.29% |
| Up to 120 months†skip to disclosure | 7.49% |
| Up to 180 months‡skip to disclosure | 7.99% |
Apply for boat financing
Lock in your boat rate for 30 days. Call 1-800-323-2611 or apply online.
Boat Resources
Protect your boat and your family for the long haul with insurance options.
Refinance Your Boat Loan
Overpaying on your boat loan? With a boat loan refinance, you could reduce your rate and your monthly payment.
Traveler's Boat & Yacht Insurance
Members are eligible for a discount on boat and yacht insurance that is not available to the general public.
Loan Payment Protection
This low-cost coverage can help cover monthly loan payments due to disability, death, or involuntary unemployment.
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Other restrictions may apply.
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APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have Credit Union membership established and be in good standing.
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Minimum $20,000 for 84 to 120 month financing.
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Minimum $30,000 for 180 month financing.
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New Boat (2023 & Newer Models) New Boat Payment Example APR’s are based on term with a monthly payment per $20,000 financed (5.65% APR/36 mo, $605.27; 5.89% APR/48 mo, $468.69; 5.99% APR/60 mo, $386.56; 6.19% APR/66 mo, $358.31; 6.39% APR/72 mo, $335.15; 7.29% APR/84 mo, $304.70; 7.49% APR/120 mo, $237.30). 180 month payment example APR’s are based on term with a monthly payment per $30,000 financed (7.99% APR/180 mo, $286.52).
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Used Boat (2021-2022 Models) Used Boat Payment Example APR’s are based on term with a monthly payment per $20,000 financed (5.65% APR/36 mo, $605.27; 5.89% APR/48 mo, $468.69; 5.99% APR/60 mo, $386.56; 6.19% APR/66 mo, $358.31; 6.39% APR/72 mo, $335.15; 7.29% APR/84 mo, $304.70; 7.49% APR/120 mo, $237.30). 180 month payment example APR’s are based on term with a monthly payment per $30,000 financed (7.99% APR/180 mo, $286.52).
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Used Boat (2019-2020 Models) Used Boat Payment Example APR’s are based on term with a monthly payment per $20,000 financed (6.65% APR/36 mo, $614.35; 6.89% APR/48 mo, $477.90; 6.99% APR/60 mo, $395.93; 7.19% APR/66 mo, $367.78; 7.39% APR/72 mo, $344.74; 8.29% APR/84 mo, $314.62; 8.49% APR/120 mo, $247.86). 180 month payment example APR’s are based on term with a monthly payment per $30,000 financed (8.99% APR/180 mo, $304.10).
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Used Boat (2018 & Older Models) Used Boat Payment Example APR’s are based on term with a monthly payment per $20,000 financed (7.40% APR/36 mo, $621.21; 7.74% APR/60 mo, $403.04).
800-323-2611
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