BOAT LOANS

Boat loan rates as low as 6.05% APR.¹skip to disclosure

Low rate boat financing available from $500 - $180,000

All aboard with low used and new boat loan rates.

DuPage Credit Union offers low rates on loans for both new and used boats, whether you are looking for a fishing boat, pontoon, or motorboat. Our rates are highly competitive and most decisions are made within hours. Plus, we offer terms up to 84 months with no prepayment penalties and no down payment requirements.

Tip: Apply to get pre-approved for a low-rate boat loan before you buy so you know how much you can afford.

New

Used

Today's New Boat Loan Rates

	as low as
	6.05	%
	6.05	APR^{1skip to disclosure}

	as low as
	6.29	%
	6.29	APR^{1skip to disclosure}

	as low as
	6.39	%
	6.39	APR^{1skip to disclosure}

	as low as
	6.59	%
	6.59	APR^{1skip to disclosure}

	as low as
	6.79	%
	6.79	APR^{1skip to disclosure}

	as low as
	7.69	%
	7.69	APR^{1skip to disclosure}

Today's Used Boat Loan Rates

	as low as
	7.09	%
	7.09	APR^{1skip to disclosure}

	as low as
	7.29	%
	7.29	APR^{1skip to disclosure}

	as low as
	7.39	%
	7.39	APR^{1skip to disclosure}

	as low as
	7.69	%
	7.69	APR^{1skip to disclosure}

	as low as
	7.79	%
	7.79	APR^{1skip to disclosure}

	as low as
	8.19	%
	8.19	APR^{1skip to disclosure}

	as low as
	8.39	%
	8.39	APR^{1skip to disclosure}

	as low as
	8.49	%
	8.49	APR^{1skip to disclosure}

	as low as
	8.79	%
	8.79	APR^{1skip to disclosure}

	as low as
	8.89	%
	8.89	APR^{1skip to disclosure}

	as low as
	8.79	%
	8.79	APR^{1skip to disclosure}

	as low as
	9.79	%
	9.79	APR^{1skip to disclosure}

Apply

Rates Effective: 5/15/2023

VIEW ALL BOAT LOAN RATES ˅

Boat Loans

Rates effective 5/15/2023

2021 & Newer Models

Term	APR as low as
up to 36 months	6.05%
up to 48 months	6.29%
up to 60 months	6.39%
up to 66 months	6.59%
up to 72 months	6.79%
up to 84 months	7.69%

2019-2020 Models

Term	APR as low as
up to 36 months	7.09%
up to 48 months	7.29%
up to 60 months	7.39%
up to 66 months	7.69%
up to 72 months	7.79%

2017-2018 Models

Term	APR as low as
up to 36 months	8.19%
up to 48 months	8.39%
up to 60 months	8.49%
up to 66 months	8.79%
up to 72 months	8.89%

2016 & Older Models

Term	APR as low as
up to 36 months	8.79%
up to 60 months	9.79%

APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have Credit Union membership established and be in good standing.

New Boat (2021 & Newer Models) New Boat Payment Example APR’s are based on term with a monthly payment per $20,000 financed (6.05% APR/36 mo, $608.89; 6.29% APR/48 mo, $472.36; 6.39% APR/60 mo, $390.29; 6.59% APR/66 mo, $362.08; 6.79% APR/72 mo, $338.97; 7.69% APR/84 mo, $308.64).

Used Boat (2019-2020 Models) Used Boat Payment Example APR’s are based on term with a monthly payment per $20,000 financed (7.09% APR/36 mo, $618.37; 7.29% APR/48 mo, $481.62; 7.39% APR/60 mo, $399.71; 7.69% APR/66 mo, $372.57; 7.79% APR/72 mo, $348.62).

Used Boat (2017-2018 Models) Used Boat Payment Example APR’s are based on term with a monthly payment per $20,000 financed (8.19% APR/36 mo, $628.48; 8.39% APR/48 mo, $491.93; 8.49% APR/60 mo, $410.23; 8.79% APR/66 mo, $383.25; 8.89% APR/72 mo, $359.42).

Used Boat (2016 & Older Models) Used Boat Payment Example APR’s are based on term with a monthly payment per $20,000 financed (8.79% APR/36 mo, $634.04; 9.79% APR/60 mo, $422.88).

Most decisions within hours

We make it easy for you to get into your next boat.

Terms up to 84 months

We'll work with you to find the term that works best for your finances.

No prepayment penalties

Pay off your boat loan on your terms.

Skip-A-Pay

Skip your payment up to 2x each year.

Need to refinance your boat?

Not happy with your monthly boat payment? Bring it to us! With a boat refinance, you could reduce your rate and your monthly payment.

Apply Now

Protect your investment.

Protect your boat for the long haul with insurance options at lower costs than you'll find at most dealerships.

Exclusive savings for Members with Travelers Auto Insurance
Payment protection insurance for your family

See Options

"We worked with both Tana Engel and Debbie Atkins on our boat re-fi. Things were quick, efficient and went smoothly. We got a great rate and everyone was helpful."

- Susan and David M.

Ready to finance your new or used boat?

Apply Now

Other restrictions may apply.

Annual Percentage Rate = APR. 0.25% rate discount applies to members that open a new DuPage Credit Union Visa® credit card or are existing DuPage Credit Union Visa credit cardholders. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Payment Example: APR’s are based on term with a monthly payment per $20,000 financed (4.75% APR/36 mo, $597.18). Other rates/terms available. Must apply between 6/1/23 and 6/30/23 using promo code SAVE25. Loans must disburse by 7/31/23. Does not apply to loans currently financed with DuPage Credit Union, Lease Alternative Loans, or loans financed with DuPage Credit Union through a dealer partnership. Must have a Credit Union membership established and be in good standing.

APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Payment Example APR’s are based on term with a monthly payment per $20,000 financed (6.05% APR/36 mo, $608.89). Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have a Credit Union membership established and be in good standing.

BOAT LOANS

Boat loan rates as low as 6.05% APR.¹skip to disclosure