BOAT LOANS

Boat loan rates as low as 3.99% APR.1skip to disclosure

Low rate boat financing available from $500 - $180,000

Limited-time offer: 0.25% off vehicle loans

New and existing credit cardholders may receive 0.25% off vehicle loans with promo code SAVE25 through September 30.*skip to disclosure

All aboard with low used and new boat loan rates.

DuPage Credit Union offers low rates on loans for both new and used boats, whether you are looking for a fishing boat, pontoon, or motorboat. Our rates are highly competitive and most decisions are made within hours. Plus, we offer terms up to 84 months with no prepayment penalties and no down payment requirements.

Tip: Apply to get pre-approved for a low-rate boat loan before you buy so you know how much you can afford.

Today's New Boat Loan Rates

as low as
3.99

%

APR1skip to disclosure

as low as
4.29

%

APR1skip to disclosure

as low as
4.29

%

APR1skip to disclosure

as low as
4.79

%

APR1skip to disclosure

as low as
4.89

%

APR1skip to disclosure

as low as
5.89

%

APR1skip to disclosure

Today's Used Boat Loan Rates

as low as
4.99

%

APR1skip to disclosure

as low as
5.29

%

APR1skip to disclosure

as low as
5.29

%

APR1skip to disclosure

as low as
5.79

%

APR1skip to disclosure

as low as
5.89

%

APR1skip to disclosure

as low as
5.99

%

APR1skip to disclosure

as low as
6.29

%

APR1skip to disclosure

as low as
6.29

%

APR1skip to disclosure

as low as
6.79

%

APR1skip to disclosure

as low as
6.89

%

APR1skip to disclosure

as low as
6.79

%

APR1skip to disclosure

as low as
7.99

%

APR1skip to disclosure

Boat Loans

Rates effective

2021 & Newer Models

Term APR as low as
up to 36 months3.99%
up to 48 months4.29%
up to 60 months4.29%
up to 66 months4.79%
up to 72 months4.89%
up to 84 months5.89%

2018-2020 Models

Term APR as low as
up to 36 months4.99%
up to 48 months5.29%
up to 60 months5.29%
up to 66 months5.79%
up to 72 months5.89%

2016-2017 Models

Term APR as low as
up to 36 months5.99%
up to 48 months6.29%
up to 60 months6.29%
up to 66 months6.79%
up to 72 months6.89%

2015 & Older Models

Term APR as low as
up to 36 months6.79%
up to 60 months7.99%
  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have Credit Union membership established and be in good standing.

  • New Boat (2021 & Newer Models) New Boat APR’s are based on term with a monthly payment per $20,000 financed (3.99% APR/36 mo, $590.39; 4.29% APR/48 mo, $454.18; 4.29% APR/60 mo, $370.95; 4.79% APR/66 mo, $345.30; 4.89% APR/72 mo, $321.08; 5.89% APR/84 mo, $291.12).

  • Used Boat (2018-2020 Models) Used Boat APR’s are based on term with a monthly payment per $20,000 financed (4.99% APR/36 mo, $599.33; 5.29% APR/48 mo, $463.22; 5.29% APR/60 mo, $380.09; 5.79% APR/66 mo, $354.56; 5.89% APR/72 mo, $330.42).

  • Used Boat (2016-2017 Models) Used Boat APR’s are based on term with a monthly payment per $20,000 financed (5.99% APR/36 mo, $608.35; 6.29% APR/48 mo, $472.36; 6.29% APR/60 mo, $389.36; 6.79% APR/66 mo, $363.97; 6.89% APR/72 mo, $339.92).

  • Used Boat (2015 & Older Models) Used Boat APR’s are based on term with a monthly payment per $20,000 financed (6.79% APR/36 mo, $615.62; 7.99% APR/60 mo, $405.43).

Decision within hours

Most decisions within hours

We make it easy for you to get into your next boat.

84-month term

Terms up to 84 months

We'll work with you to find the term that works best for your finances.

No penalties

No prepayment penalties

Pay off your boat loan on your terms.

Skip a payment

Skip-A-Pay

Skip your payment up to 2x each year.

Need to refinance your boat?

Not happy with your monthly boat payment? Bring it to us! With a boat refinance, you could reduce your rate and your monthly payment.

Protect your investment.

Protect your boat for the long haul with insurance options at lower costs than you'll find at most dealerships.

"We worked with both Tana Engel and Debbie Atkins on our boat re-fi. Things were quick, efficient and went smoothly. We got a great rate and everyone was helpful."

- Susan and David M.

Ready to finance your new or used boat?

  • Other restrictions may apply.

*
  • 0.25% rate discount applies to members that open or have an existing DuPage Credit Union Visa® credit card. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Rate discount may not be combined with any other rate discount offers. Some restrictions may apply. Must apply between 7/15/2022 and 9/30/2022 using promo code SAVE25. Loans must disburse by 10/31/2022. Other rates/terms available. Does not apply to loans currently financed with DuPage Credit Union, Lease Alternative Loans, or loans financed with DuPage Credit Union through a dealer partnership. Must have a Credit Union membership established and be in good standing.

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1
  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. APR’s are based on term with a monthly payment per $20,000 financed (3.99% APR/36 mo, Payment Example $590.39). Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have a Credit Union membership established and be in good standing.

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Routing Number:
271990198