How does an auto loan refinance work?
An auto loan refinance replaces your existing auto loan with a new one. In other words, if you're currently paying off your auto loan with ABC Bank, DuPage Credit Union will become your new lender.
This means you'll have a new interest rate, monthly payment, or loan term.
Reasons to refinance your auto loan
You want a lower monthly payment
You may be able to lower your monthly vehicle payment with a lower interest rate, a longer loan term, or both.
You want a lower interest rate
Especially if your credit score has since improved, we can help you refinance into a lower interest rate auto loan.
You want a longer loan term
With a longer loan term, you have more time to pay back the loan and monthly payments could be smaller.
Calculate your savings
Use this vehicle refinance calculator to estimate how much money you could save.
"I applied for a loan to refinance my car loan. It was easy and quick. It took less then 3 minutes to sign the papers and have the money deposited into my account! Humberto made the process seamless and took care of everything for me!"
- Gail M
Get a free auto refinance quote for your vehicle.
Fill out the form or call 800-323-2611 to be connected with a refi expert.
Other restrictions may apply.
APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Payment Example APR’s are based on term with a monthly payment per $20,000 financed (1.99% APR/36 mo, $572.76). Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a Member in good standing.
We cannot and do not guarantee payment examples applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
For all vehicles meeting the refinance criteria during the promotional period of 1/1/2021 to 12/31/2021, DuPage Credit Union will cover the cost of the $50 Corrected Title Form fee to the IL Secretary of State by using the appropriate promo code. Rates are subject to change without notice. Minimum loan amount $7,500. Some restrictions may apply.