AUTO LOAN REFINANCE

Get the best auto refinance rates.

Save on auto loan refinance rates on your car, truck, or motorcycle with rates as low as 1.99 APR.1skip to disclosure

Use promo code Refi2021 and we'll pay the state's $50 Corrected Title Fee*skip to disclosure.

How does an auto loan refinance work?

An auto loan refinance replaces your existing auto loan with a new one. In other words, if you're currently paying off your auto loan with ABC Bank, DuPage Credit Union will become your new lender.

This means you'll have a new interest rate, monthly payment, or loan term.

Today's New Auto Rates
As low as:
1.99
%
APR
Apply
Rates Effective: 05/01/2021

Today's Used Auto Rates
As low as:
2.99
%
APR
Apply
Rates Effective: 05/01/2021

Reasons to refinance your auto loan

Lower monthly payment

You want a lower monthly payment

You may be able to lower your monthly vehicle payment with a lower interest rate, a longer loan term, or both.

Lower interest

You want a lower interest rate

Especially if your credit score has since improved, we can help you refinance into a lower interest rate auto loan.

84-month term

You want a longer loan term

With a longer loan term, you have more time to pay back the loan and monthly payments could be smaller.

Calculate your savings

Use this vehicle refinance calculator to estimate how much money you could save.

Rate as low as

1.99% APR

APR = Annual Percentage Rate. The DuPage Credit Union vehicle refinance rate provided will be the lowest rate available for the requested term. Other factors such as credit score, vehicle model year, and vehicle type are not factored in and may change your rate. †2020 & Newer Models with a loan amount $20,000 or more may be eligible for a term up to 84 months. Otherwise, the maximum is 72 months.
  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

"I applied for a loan to refinance my car loan. It was easy and quick. It took less then 3 minutes to sign the papers and have the money deposited into my account! Humberto made the process seamless and took care of everything for me!"

- Gail M

Get a free auto refinance quote for your vehicle.

Fill out the form or call 800-323-2611 to be connected with a refi expert.

Free extended warranty coverage for your vehicle
  • Other restrictions may apply.

1
  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Payment Example APR’s are based on term with a monthly payment per $20,000 financed (1.99% APR/36 mo, $572.76). Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a Member in good standing.

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2
  • We cannot and do not guarantee payment examples applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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*
  • For all vehicles meeting the refinance criteria during the promotional period of 1/1/2021 to 12/31/2021, DuPage Credit Union will cover the cost of the $50 Corrected Title Form fee to the IL Secretary of State by using the appropriate promo code. Rates are subject to change without notice. Minimum loan amount $7,500. Some restrictions may apply.

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