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Home › Auto Loans › Refinance

Auto Loan refinance

Auto loan refinance rates as low as 5.40% APR.1skip to disclosure

Paying too much on your auto loan? You may be able to lower your monthly payment.

Apply Now for a refinance auto loan

Free Quote on refinancing your auto loan

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Refinance for a lower monthly payment.

You may be able to lower your monthly vehicle payment with a lower interest rate, a longer loan term, or both.

Lower interest

Refinance for a lower interest rate.

Especially if your credit score has since improved, we may be able to help you refinance into a lower interest rate auto loan.

84-month term

Refinance for a longer term.

With a longer loan term, you have more time to pay back the loan and monthly payments could be smaller.

Today's low auto refinance rates

Select your vehicle's model year to see a list of available monthly terms and auto refinance rates.

Term APR
as low as
Up to 36 months5.40% APR
Up to 48 months5.64% APR
Up to 60 months5.74% APR
Up to 66 months5.94% APR
Up to 72 months6.14% APR
Up to 84 months7.04% APR
Term APR
as low as
Up to 36 months6.44% APR
Up to 48 months6.64% APR
Up to 60 months6.74% APR
Up to 66 months7.04% APR
Up to 72 months7.14% APR
Term APR
as low as
Up to 36 months7.54% APR
Up to 48 months7.74% APR
Up to 60 months7.84% APR
Up to 66 months8.14% APR
Up to 72 months8.24% APR
Term APR
as low as
Up to 36 months8.14% APR
Up to 60 months9.14% APR
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How does an auto loan refinance work?

An auto loan refinance replaces your existing auto loan with a new one. In other words, if you're currently paying off your auto loan with another financial institution, DuPage Credit Union will become your new lender. This means you'll have a new interest rate, monthly payment, or loan term.

 

It was easy and quick. It took less then 3 minutes to sign the papers and have the money deposited into my account! They made the process seamless and took care of everything for me!

Letter G in circle

Gail M.

Calculate your auto refinance savings.

Use this auto refinance calculator to estimate how much money you could save when you refinance your vehicle with DuPage Credit Union.

$ 

Rate as low as‡

5.40% APR

APR = Annual Percentage Rate. ‡The DuPage Credit Union vehicle refinance rate provided will be the lowest rate available for the requested term. Other factors such as credit score, vehicle model year, and vehicle type are not factored in and may change your rate. †2022 & Newer Models with a loan amount $20,000 or more may be eligible for a term up to 84 months. 2022 & Newer Models with a loan amount less than $20,000, 2020-2021 Models and 2018-2019 Models may be eligible for a term up to 72 months. 2017 & Older Models may be eligible for a term up to 60 months.

  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

See how much you can save with an auto loan refinance.

Get Started with a auto loan refinance

  • Other restrictions may apply.

1

  • APR = Annual Percentage Rate. Rates may vary based on creditworthiness, term and collateral. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Payment Example APR’s are based on term with a monthly payment per $20,000 financed (5.40% APR/36 mo, $603.02). Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must have a credit union membership established and be in good standing.

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  • We cannot and do not guarantee payment examples applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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