We’re excited to have upgraded to an enhanced credit card platform! Along with a simpler, more intuitive online experience, we have some big upgrades for our cardholders:
- New credit card names
- New credit card designs
- An app to manage all of your cards
- Contactless payments
Take a look at the exciting benefits and details each card has to offer:
Just tap and go with contactless payments.
Zip through checkout with secure, touch-free payments. Just look for the contactless symbol at checkout, tap your card to the terminal, and your payment is processed in seconds.
Contactless payments employ the same security as EMV chip payments. All transactions with your contactless card are tokenized and encrypted—because of this process, you never actually share your card’s information with merchants.
Manage your card with the DuPage Card Controls app.
All DuPage Credit Union credit cards sync with our DuPage Card Controls app! The app allows you to search for, filter, and even dispute transactions, plus so much more. You can even control when, where, and how your card is used.
Lost your card? You can instantly lock it, and then unlock it when you’ve found it.
Going out of town? You can easily notify us of where and when you’re traveling for the security of your transactions.
Here’s our favorite part:
- Block transactions from outside regions (zip codes) you set, or even sync to your phone’s location.
- Enable/disable your card from being used at certain types of merchants, like retail stores, gas stations, or restaurants.
- Enable/disable your card from being used on certain types of transactions, like in-store, auto pay, and online.
Plus, you can set alerts for all the above conditions, including spending limits.
Meet our reimagined credit cards.
Along with new vertical designs, we’ve updated the names of three of our credit cards. Check them out below!
Our best credit card for earning cash back: DuPage Inspire Cash Back Signature™
The Inspire Cash Back Signature is the premiere cash back credit card earning up to 3% cash back1 for those who want to experience more. Experience more with Inspire’s cash back and no annual fee:skip to disclosure
- 3% on travel (airfare, hotels, travel agencies, and more)
- 3% on dining (restaurants, takeout, bars, and more)
- 3% on entertainment (live performances, sports, and more)
- 2% at grocery stores (supermarkets, wholesale clubs)
- 2% at bookstores and the largest online retailer
- 1% on everything else
Additional Inspire Cash Back benefits:
- $250 Welcome Bonus2skip to disclosure when you spend $5,000 within the first 90 days.
- $250 Anniversary Bonus3skip to disclosure every year you spend at least $50,000.
- No annual fee or foreign transaction fee.
- Exclusive Visa Signature benefits.
- 11.49% to 20.49%4skip to disclosure variable APR for purchase and balance transfers.
Our best credit card for earning rewards points: DuPage Imagine Rewards™
Earn points on every purchase with the Imagine Rewards credit card. Points can be redeemed for statement credits, gift cards, travel, event tickets, and more! For every dollar spent,5skip to disclosure you’ll earn:
- 5 points on charitable donations
- 2 points on gas and electric vehicle charging
- 2 points on dining
- 1 point on everything else
Plus, enjoy 0% intro APR6skip to disclosure for 12 months on purchases and balance transfers7 made within the first 90 days. Then, a variable APR of 12.50% to 20.50%8skip to disclosure.
Additional Imagine Rewards benefits:
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- 10,000 bonus points when you spend $3,000 in the first 90 days9skip to disclosure.
- 1 point for every dollar transferred to your card when you transfer $1,500+ in the first 90 days10skip to disclosure.
- 2,500 points for referring a new member, 1,000 if they open a credit card, and 500 for each product/service they open at account opening11.
- No annual fee or foreign transaction fee.
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Our best credit card for saving money: DuPage Thrive™
The Thrive credit card is perfect for someone looking for a low rate on purchases and balance transfers. If you want to transfer high-interest credit card balances from another financial institution, then Thrive is the card for you.
- 0% intro APR12skip to disclosure for 12 months on purchases made within the first 90 days. Then, a variable APR of 10.50% to 18.50%.+
- 0% intro APRskip to disclosure variable APR13skip to disclosure for 12 months on balances transferred within the first 90 days, with a 3% balance transfer fee. Then, a variable APR of 10.50% to 18.50%.+skip to disclosure
- No annual fee or foreign transaction fee.
Our best credit card for building credit: DuPage Canvas™
If you want a basic credit card to establish or rebuild credit, then Canvas is for you. When used responsibly, the Canvas card can help you build your credit history with the three major credit bureaus. Plus, with on-time payments, you may receive an automatic credit line increase every year.
- Initial credit line of at least $500.
- No annual fee or foreign transaction fee.
- 16.50% to 24.50%skip to disclosure variable APR*skip to disclosure for purchase and balance transfers.
When are the new cards available?
These enhanced credit cards and all their benefits are available to apply for right now.
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Cash back is earned in net dollars on qualifying credit card purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.
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Inspire Cash Back Signature accounts earn up to 3% cash back for every net dollar spent on qualifying dining, travel & entertainment purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.
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A $200 Welcome Bonus statement credit will be applied once net spend of $2,500 is achieved within the first 90 days of account opening. Current DuPage Imagine Rewards® credit cardholders who upgrade to the Inspire Cash Back Signature card are not eligible for this bonus. Must have a credit union membership established and be in good standing.
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A $250 Anniversary Bonus will be applied to your ‘Earned Cash Back’ each year you spend $50,000 or more on your Inspire Cash Back Signature card. The bonus will be paid on the 27th of the anniversary month, regardless of when the threshold is met. Must have a credit union membership established and be in good standing.
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Annual Percentage Rate (APR). Variable rates as low as 17.99% to 25.99% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.
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Points are earned for every $1 of net dollar signature credit card purchases. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.
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0% intro APR for 12 months on all net purchases, excluding cash advances, posted within the first 90 days of account opening. After that, a variable 19.49% to 27.49% APR applies based on your creditworthiness. The APR will vary with the market based on the Prime Rate.
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Imagine Rewards 0% for 12 months on balance transfers posted within the first 90 days of account opening. After that, a variable 19.49% to 27.49% APR applies based on your creditworthiness. Balance transfers on or after the 91st day of account opening will be subject to the 19.49% to 27.49% variable APR. The APR will vary with the market based on the Prime Rate. 0% intro APR balance transfer fee of either $5 or 3%, whichever is greater, will be applied to each balance transfer requested within the first 90 days of account opening. After that, none. Balances currently held with DuPage Credit Union do not qualify for the introductory balance transfer rate.
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APR = Annual Percentage Rate. Variable rates as low as 19.49% to 27.49% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.
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Earn 10,000 points when you charge $3,000 or more to your DuPage Imagine Rewards® credit card within the first 90 days of opening your account.
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Transfer $1,500 or more in balances within the first 90 days and earn 1 point for every dollar transferred to your DuPage Imagine® Rewards credit card. Balances transferred from an existing DuPage Credit Union credit card do not qualify to earn points.
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Earn 2,500 bonus points for every family or friend referral when they open a new membership savings account with the Credit Union. Referrals for already established Members opening a new membership account do not qualify for referral point bonus. Plus, earn 1,000 bonus points if they open a credit card and/or 500 bonus points for each additional product or service they open at account opening. The referral bonus points will appear on your statement within 45 days after the referral becomes a member. Due to the confidential nature of the credit approval process, we cannot disclose information on who has applied, nor will you be notified whether we approve or decline any applications(s) from the individual(s) you refer. This offer may be discontinued at any time.
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0% intro APR for 12 months on all net purchases, excluding cash advances, posted within the first 90 days of account opening. After that, a variable 15.75% to 23.75% APR applies based on your creditworthiness. The APR will vary with the market based on the Prime Rate.
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Thrive 0% for 12 months on balance transfers posted within the first 90 days of account opening. After that, a variable 15.75% to 23.75% APR applies based on your creditworthiness. Balance transfers on or after the 91st day of account opening will be subject to the 15.75% to 23.75% variable APR. The APR will vary with the market based on the Prime Rate. 0% intro APR balance transfer fee of either $5 or 3%, whichever is greater, will be applied to each balance transfer requested within the first 90 days of account opening. After that, none. Balances currently held with DuPage Credit Union do not qualify for the introductory balance transfer rate.
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APR = Annual Percentage Rate. Variable rates as low as 15.75% to 23.75% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.
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APR = Annual Percentage Rate. Variable rates as low as 21.75% to 29.75% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.