Consolidate your debt.

Debt consolidation loans allow consumers to transfer the account balances from multiple credit cards or installment loans into a single loan and to make a single monthly payment. For debt consolidation loans to be beneficial, the repayment period for paying off the consolidation loan should be shorter than what it would be for your existing debts without the loan. Secondly, the interest that you pay over the repayment period should be less than what you would pay with your existing repayment terms. In some cases, a debt consolidation loan may look attractive because it has a significantly lower monthly payment than what you are paying today, but it is likely the case that the lower payment is due to extending the repayment of the loan over a much longer repayment period.

Calculations provided by Fintactix.
  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

DuPage Credit Union personal loan benefits

You can consolidate your debt with a personal loan from DuPage Credit Union. 

  • Low rates and no fees. No origination or pre-payment fees. No fees as long as you pay on time.
  • Reduce your rate with auto pay. Sign up for auto pay and reduce your rate by .25%.¹
  • No payment for first 90 days. Defer your first payment for 90 days.²
1
  • Reduce your rate by .25% when you sign up to make your loan payments through Auto Pay. Reduce your rate subject to change without notice. Cannot be combined with any other offers. Must be a Member in good standing.

2
  • First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period.

phone icon 800-323-2611 message iconContact Us branch locationsBranches & ATMs pay my loanPay My Loan calendar icon Schedule Appointment
Routing Number:
271990198