Your debt-to-income ratio is the total income you earn vs. the total amount of debt you have. This, in addition to your credit score, is a huge factor in determining if you qualify for a loan and what rate you receive. The lower your ratio, the easier it is for you to pay your bills each month.
Use our free and easy calculator below to get an estimate of where your ratio currently stands. Not happy with your current number? DuPage Credit Union members have free access to Trends, an online personal finance manager, which can help you set goals and budgets.
Calculations provided by Fintactix.
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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