Should I use seller financing or a home equity loan?

When making a major purchase, using a home equity loan or line of credit is an alternative to financing offers often provided by a seller or manufacturer. In such cases, buyers often have the option of taking the seller-provided financing offer or a rebate on their purchase. Taking the rebate and using the equity in your home may provide a better alternative to the seller financing.

Calculations provided by Fintactix.
  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

DuPage Credit Union home equity loan benefits

  • Highly competitive rates. Low home equity loan rates with exclusive rate offers for members.
  • No hidden fees. Pay no application fee until you lock in your rate.
  • Local home loan experts. We'll work with you from application to closing and throughout the life of your loan.
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