Is it time to refinance?

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home at when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Calculations provided by Fintactix.
  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

DuPage Credit Union mortgage loan benefits

  • Highly competitive rates. Low mortgage rates with exclusive rate offers for members.
  • Low down payments. Put as little as 3% down on loans up to $484,350.
  • No hidden fees. Pay no application fee until you lock in your rate.
  • Home loan options for everyone. We lend on primary, secondary, and investment properties.
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