CASH BACK CHECKING

1% cash back on debit card purchases.1

Calculate Your Earnings

1%

cash
back¹

AVG. DEBIT CARD PURCHASES/MONTH
$

Maximum value is $

EARNINGS IN A YEAR

All numbers rounded to the nearest dollar.
  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Earn up to $300 every year with Cash Back Checking.

Imagine earning an extra $25/month on your checking account. With Cash Back Checking, you'll earn 1% cash back on up to $2,500 in net debit card purchases per month. Plus, you'll never have to worry about maintaining a minimum balance or being hit with monthly service fees.

One percent

Earn 1% cash back

on debit card purchases—up to $25 cash back every month.1

ATMs

$20/month in ATM rebates

Not only do we not charge ATM fees, we refund other banks' ATM fees up to $20/month.*

No service fees

No monthly service fees

Unlike the big banks, we don't think service fees are very serviceable.

No minimum balance

No minimum balance fee

Balances fluctuate. We believe you shouldn't be penalized for that.

Fee transparency

Most banks require you to have a minimum balance or recurring direct deposit to "avoid" fees. That just doesn't jibe with the credit union spirit. We work hard to make your accounts fee-free. For the fees that we do charge, we want to make sure that there is full transparency.

Cash Back Checking Fees
Monthly Service$0
Minimum Balance$0
ATM fee (in network)$0
ATM fee (out of network)$0

Requirements to earn 1% cash back.

1

Sign up for free Online Statements.

2

Set up monthly direct deposit(s) of $500 (single) or $1,000 (cumulative).

3

That's it! Just use your debit card to earn up to $25 every month.

Man paying with card

Included with every checking account

EXCLUSIVELY FOR CASH BACK CHECKERS

Earn 1.51% APY with High-Yield Savings.2

Take your savings to new heights with 1.51% APY on balances up to $55,000.2

See how much you could earn in a year when you bundle.

Step One: Enter your estimated monthly debit card spend:
$
Step Two: Enter your estimated average savings account balance:
$
Your estimated yearly earnings:
From Cash Back Checking: $
From High-Yield Savings: $

All numbers rounded to the nearest dollar.
  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Get help with Cash Back Checking.

Yes, you can view your daily balances, online statements and track your transactions via Online Banking or Mobile Banking.

ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may be excluded from earning Cash Back Rewards. In addition, purchases made using third party payment accounts such as (Venmo and PayPal), may not be eligible for Cash Back Rewards.

To earn the 1% cash back, you must (1) Sign up for Online Statements and (2) Have monthly direct deposit(s) of $500 or more (single) or $1,000 (cumulative). Even if you don’t meet these requirements, you won’t pay a minimum balance or service fee.

Cash Back and ATM fees credits will be deposited into your Cash Back Checking Account on the last day of the month. Any ATM Fee credits ($20/month limit) will be posted to your account on the last day of the month.

You will receive 1% cash back on up to $2,500 in net debit purchases every month (that’s up to $25 cash back per month – up to $300 per year)!

To set up direct deposit, contact your employer and provide them with your DuPage Credit Union Account Number and our Routing Number: 271990198.

If you’re looking to set up multiple direct deposits, or transfer your auto debits over from another account to a DuPage Credit Union account, you can use ClickSWITCH®. All you have to do is sign up, submit your switches, and we’ll take care of the rest!

Open a Cash Back Checking Account

Earn up to $25 cash back every month.

1
  • Cash Back Checking No monthly service fees or minimum balance requirements apply to this account. Cash back is a benefit you earn when all qualifications are met during a monthly statement cycle. You will receive 1.00% cash back on up to $2,500 on net purchases every month with your DuPage Credit Union Visa® Debit Card. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for Cash Back Rewards. In addition, purchases made using third party payment accounts such as (Venmo and PayPal), may not be eligible for Cash Back Rewards. A maximum of $300 cash back may be earned per year. Cash Back Rewards will be credited to your Cash Back Checking Account on the last day of the month. To qualify for the Cash Back Rewards, you must meet the following requirements otherwise cash back is forfeited for that monthly cycle: have at least one ACH deposit(s) of $500, or cumulative of $1,000 deposited directly into your Checking Account and be enrolled to receive Online Statements. Other restrictions may apply. Member must be in good standing.

2
  • High-Yield Savings Account APY = Annual Percentage Yield. No minimum balance requirements apply to this account. This is a tiered dividend rate savings account. Daily balances up to $55,000 will earn the higher dividend rate. Balances $55,000 or more will earn the stated Membership Savings rate. You must meet the following requirements to earn the High-Yield Savings account annual percentage yield; otherwise, dividends will be paid at the stated Membership Savings rate. See current rates. Must have a Cash Back Checking account or High-Yield Checking account and meet the minimum requirements each month. If at any time the Cash Back or High-Yield Checking account is closed, the High-Yield Savings account will also be closed. Earning may be reduced if fees are incurred. Other restrictions may apply. Member must be in good standing.

*
  • You may receive ATM rebates up to a cap of $20 per month including other financial institution fees imposed (excluding Visa foreign transaction fees). You must meet the Cash Back checking qualifications each month to receive the ATM rebates.

phone icon 800-323-2611 message iconMessage Us branch locationsBranches & ATMs calendar icon Schedule Appointment
Routing Number:
271990198