Cash Back Checking

0.50% cash back on debit card purchases.1skip to disclosure

Earn up to $300 every year with Cash Back Checking.

Imagine earning an extra $25/month on your checking account. With Cash Back Checking, you'll earn 0.50% cash back on up to $5,000 in net debit card purchases per month.1skip to disclosure Plus, you'll never have to worry about maintaining a minimum balance or being hit with monthly service fees.

See how much you could earn with Cash Back Checking.skip to disclosure

$

Cash back

Earn 0.50% cash back

on debit card purchases—up to $25 cash back every month.1skip to disclosure

ATMs

$20/month in ATM rebates

Not only do we not charge ATM fees, we refund other banks' ATM fees up to $20/month.*skip to disclosure

No service fees

No monthly service fees

Unlike the big banks, we don't think service fees are very serviceable.

No minimum balance

No minimum balance fee

Balances fluctuate. We believe you shouldn't be penalized for that.

Fee transparency

Most banks require you to have a minimum balance or recurring direct deposit to "avoid" fees. That just doesn't jibe with the credit union spirit. We work hard to make your accounts fee-free.

Cash Back Checking Fees
Monthly Service$0
Minimum Balance$0
ATM fee (in network)$0
ATM fee (out of network)$0

Requirements to earn 0.50% cash back.

1

Sign up for free eStatements.

2

Set up monthly direct deposit(s) of $500 (single) or $1,000 (cumulative).

3

Spend at least $500 on your debit card each month.

Man paying with card

Included with every checking account

EXCLUSIVELY FOR CASH BACK CHECKERS

Earn 1.00% APY with High-Yield Savings.2skip to disclosure

Take your savings to new heights with 1.00% APY on balances up to $55,000.2skip to disclosure

See how much you could earn in a year when you bundle.

$

Minium value is $500, maximum value is $5,000.
$
Your estimated yearly earnings:
From Cash Back Checking: $
From High-Yield Savings: $

All numbers rounded to the nearest dollar.
  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Get help with Cash Back Checking.

Cash back earned will display in Digital Banking as “Purchased Refund.”

cash back earned in digital banking

Yes, you can view your daily balances, online statements and track your transactions via Digital Banking or the mobile app.

ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, loans paid through the Loan Payment Service, and Peer to Peer transactions may be excluded from earning Cash Back Rewards. In addition, purchases made using third party payment accounts such as (Venmo and PayPal), may not be eligible for Cash Back Rewards.

To earn the 0.50% cash back, you must (1) Sign up for eStatements, (2) Have monthly direct deposit(s) of $500 or more (single) or $1,000 (cumulative), and (3) spend at least $500/month on your DuPage Credit Union debit card. Even if you don’t meet these requirements, you won’t pay a minimum balance or service fee.

Cash Back and ATM fees credits will be deposited into your Cash Back Checking Account on the last day of the month. Any ATM Fee credits ($20/month limit) will be posted to your account on the last day of the month.

You will receive 0.50% cash back on up to $5,000 in net debit purchases every month (that’s up to $25 cash back per month – up to $300 per year)!

To set up direct deposit, contact your employer and provide them with your DuPage Credit Union account number and our routing number: 271990198.

Open a Cash Back Checking Account

Earn up to $25 cash back every month.

1
  • Cash Back Checking Earn 0.50% cash back on up to $5,000 on net qualifying purchases every month with your DuPage Credit Union Visa® debit card. To qualify for the benefits of this account, you must meet the following requirements otherwise they are forfeited for that monthly cycle: spend a minimum $500 with your DuPage Credit Union debit card; have at least one ACH deposit(s) of $500, or cumulative of $1,000 deposited directly into your checking account; and be enrolled to receive Online Statements. No monthly service fees or minimum balance requirements apply to this account. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for Cash Back Rewards. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for Cash Back Rewards. A maximum of $300 cash back may be earned per year. Cash Back Rewards will be credited to your Cash Back Checking account on the last day of the month. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

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  • All numbers rounded to the nearest cent. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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2
  • High-Yield Savings Account APY = Annual Percentage Yield. No minimum balance requirements apply to this account. This is a tiered dividend rate savings account. The rate may change after the account is opened. APY is accurate of the last dividend declaration date. Daily balances up to $55,000 will earn the higher dividend rate. Balances $55,000 or more will earn the stated Membership Savings rate. You must meet the following requirements to earn the High-Yield Savings account annual percentage yield; otherwise, dividends will be paid at the stated Membership Savings rate. See current rates. Must have a Cash Back Checking account or High-Yield Checking account and meet the minimum requirements each month. If at any time the Cash Back or High-Yield Checking account is closed, the High-Yield Savings account will also be closed. Earning may be reduced if fees are incurred. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

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*
  • You may receive ATM rebates up to a cap of $20 per month including other financial institution fees imposed (excluding Visa foreign transaction fees). You must meet the Cash Back checking qualifications each month to receive the ATM rebates.

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Routing Number:
271990198