cash back checking

Earn a $200 Welcome Reward

when you open a Cash Back Checking account and spend $1,000 in the first 90 days. Offer ends August 31.*skip to disclosure

💰EARN CASH BACK EVERY MONTH

Earn 0.50% cash back on debit card purchases—up to $25 every month.1skip to disclosure

👋 bye fees

No monthly maintenance fees.
No minimum balance fees.
No ATM fees.

Cash Back Checking Benefits

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Nationwide ATMs and branches

Enjoy fee-free transactions at over 30,000 ATMs. Plus, bank at over 5,600 shared branches.
ATM/Branch Locator ›

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Early pay day

Get paid up to two days early with direct deposit.2skip to disclosure
Learn More ›

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Contactless Visa® Debit card

Fast, easy, and secure. With Visa’s Zero Liability Policy, you won't be held responsible for unauthorized charges. Learn More ›

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Digital wallets

Link your debit card to Google Pay™, Apple Pay®, Samsung Pay, and more.
Learn More ›

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$20/month in ATM rebates

We don't charge in-network ATM fees and we refund other banks' ATM fees up to $20/month.3skip to disclosure

Optional overdraft protection

No fees for overdrafts under $50. Plus, optional overdraft protection available.4skip to disclosure
Learn more ›

CALCULATE YOUR CASH BACKskip to disclosure

With an average monthly spend of $, you'll earn cash back each month.

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Cash Back Checking Really Stacks Upskip to disclosure

 

   

  • Minimum Balance Requirement
  • Monthly Service Fee
  • Earns Money
  • ATM Network
  • ATM Fee Refunds
  • Early Pay Day

DuPage Credit Union
Cash Back Checking

Chase
Premier Plus Checking℠

  • Minimum Balance Requirement $15,000
  • Monthly Service Fee $25 or $0
  • Earns Money 0.01% APY
  • ATM Network 15,000+
  • ATM Fee Refunds
  • Early Pay Day

Bank of America
Advantage Relationship Banking®

  • Minimum Balance Requirement $20,000
  • Monthly Service Fee $25 or $0
  • Earns Money 0.01% APY
  • ATM Network 15,000
  • ATM Fee Refunds
  • Early Pay Day
Cash Back Checking, debit card

★★★★★ 2,500+ reviews

Do it all with the mobile app.

Manage where your debit card can be used, set alerts, block/unblock your card, track your monthly spend, deposit checks, and more.5skip to disclosure

Requirements to Earn Cash Back

Open a Cash Back Checking account today.

Frequently Asked Questions

To earn the 0.50% cash back, you must (1) Sign up for eStatements, and (2) spend at least $500/month on your DuPage Credit Union debit card. Even if you don’t meet these requirements, you won’t pay a minimum balance or service fee.

You will receive 0.50% cash back on up to $5,000 in net debit purchases every month (that’s up to $25 cash back per month – up to $300 per year)!

Cash Back will be deposited into your Cash Back Checking Account on the last day of the month. Any ATM Fee credits ($20/month limit) will also be posted to your account on the last day of the month.

ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, loans paid through the Loan Payment Service, and Peer to Peer transactions may be excluded from earning Cash Back Rewards. In addition, purchases made using third party payment accounts such as (Venmo and PayPal), may not be eligible for Cash Back Rewards.

Cash back earned will display in Digital Banking as “Purchased Refund.”

cash back earned in digital banking

To set up direct deposit, contact your employer and provide them with your DuPage Credit Union account number and our routing number: 271990198.

APY = Annual Percentage Yield.
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  • The Contactless Indicator mark, consisting of four graduating arcs, and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.

*
  • To be eligible for the $200 Reward, your new Cash Back Checking account application must be submitted by 8/31/24 and opened by 9/15/24 and meet the following criteria: have a debit card net spend of posted purchases totaling at least $1,000.00 within the first 90 days of account opening, and be enrolled in and agree to receive eStatements. Membership qualifications apply. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, Peer to Peer transactions and purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible. The $200 Reward will be paid as a deposit into the applicable Cash Back Checking account between the 91st – 120th day after account opening, regardless of whether the total required net spend purchase is met prior to the 90th day. The $200 Reward will be forfeited if the account is closed within 120 days from account opening and the funds may be deducted from any remaining proceeds. Reward does not apply to existing DuPage Credit Union Cash Back Checking accountholders, including under a newly established Membership account. Cannot be combined with other offers. Only one reward per member. Must have a Credit Union membership established and be in good standing at the time the Cash Back Checking account is opened and at the time the Reward is paid. Membership Savings APY = Annual Percentage Yield. Minimum balance to open a Membership Savings account is $5.00 and the minimum balance to earn dividends on the Membership Savings account is $100.00. See current rates for Membership Savings APY. Rates are subject to change without notice. The rate may change after the account is opened. Earnings may be reduced if fees are incurred.

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  • Cash Back Checking Earn 0.50% cash back on up to $5,000 on net qualifying purchases every month with your DuPage Credit Union Visa® debit card. To qualify for the benefits of this account, you must meet the following requirements otherwise they are forfeited for that monthly cycle: spend a minimum $500 with your DuPage Credit Union debit card; and be enrolled to receive eStatements. No monthly service fees or minimum balance requirements apply to this account. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for Cash Back Rewards. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for Cash Back Rewards. A maximum of $300 cash back may be earned per year. Cash Back Rewards will be credited to your Cash Back Checking account on the last day of the month. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

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  • Early Pay may make incoming Automated Clearing House (ACH) electronic direct deposits available for use up to two days before the scheduled payment date. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Whether we make funds available early depends on when we receive the payer’s payment instructions, any limitations we set on the amount of early availability and standard fraud prevention screening. DuPage Credit Union also relies on ACH coding sent to us by the payer to determine if the transaction is eligible for early direct deposit. Must have a Credit Union membership established and be in good standing.

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  • You may receive ATM rebates up to a cap of $20 per month including other financial institution fees imposed (excluding Visa foreign transaction fees). You must meet the Cash Back checking qualifications each month to receive the ATM rebates.

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  • If the balance is paid in full the same day the advance occurred, there are no finance charges. Otherwise, daily finance charges are applied to the entire balance until the balance is paid in full.

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  • All numbers rounded to the nearest cent. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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  • Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.

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Routing Number:
271990198