cash back checking
Earn 0.50% cash back1skip to disclosure on debit card purchases with Cash Back Checking.
Earn up to $25 cash back every month, with no monthly maintenance or minimum balance fees.
💰EARN CASH BACK EVERY MONTH
Earn 0.50% cash back on debit card purchases—up to $25 every month.1skip to disclosure
👋 bye fees
No monthly maintenance fees.
No minimum balance fees.
No ATM fees.
Cash Back Checking Benefits
Nationwide ATMs and branches
Enjoy fee-free transactions at over 30,000 ATMs. Plus, bank at over 5,600 shared branches.
ATM/Branch Locator ›
Early pay day
Get paid up to two days early with direct deposit.2skip to disclosure
Learn More ›
Contactless Visa® Debit card
Fast, easy, and secure. With Visa’s Zero Liability Policy, you won't be held responsible for unauthorized charges. Learn More ›
Digital wallets
Link your debit card to Google Wallet™, Apple Pay®, Samsung Pay, and more.
Learn More ›
$20/month in ATM rebates
We don't charge in-network ATM fees and we refund other banks' ATM fees up to $20/month.3skip to disclosure
Optional overdraft protection
No fees for overdrafts under $50. Plus, optional overdraft protection available.4skip to disclosure
Learn more ›
CALCULATE YOUR CASH BACK†skip to disclosure
With an average monthly spend of $, you'll earn cash back each month.
Cash Back Checking Really Stacks Up‡skip to disclosure
- Minimum Balance Requirement
- Monthly Service Fee
- Earns Money
- ATM Network
- ATM Fee Refunds
- Early Pay Day
DuPage Credit Union
Cash Back Checking
- Minimum Balance Requirement $0
- Monthly Service Fee $0
- Earns Money 0.50% cash back1skip to disclosure
- ATM Network 30,000+
- ATM Fee Refunds Up to $20/month3skip to disclosure
- Early Pay Day Up to 2 days early2skip to disclosure
Chase
Premier Plus Checking℠
- Minimum Balance Requirement $15,000
- Monthly Service Fee $25 or $0
- Earns Money 0.01% APY
- ATM Network 15,000+
- ATM Fee Refunds —
- Early Pay Day —
Bank of America
Advantage Relationship Banking®
- Minimum Balance Requirement $20,000
- Monthly Service Fee $25 or $0
- Earns Money 0.01% APY
- ATM Network 15,000
- ATM Fee Refunds —
- Early Pay Day —
★★★★★ 2,500+ reviews
Do it all with the mobile app.
Manage where your debit card can be used, set alerts, block/unblock your card, track your monthly spend, deposit checks, and more.5skip to disclosure
Requirements to Earn Cash Back
Spend at least $500/month on your debit card.
That's it! You'll earn 0.50% cash back on your total monthly spend.1skip to disclosure
Open a Cash Back Checking account today.
Frequently Asked Questions
To earn the 0.50% cash back, you must (1) Sign up for eStatements, and (2) spend at least $500/month on your DuPage Credit Union debit card. Even if you don’t meet these requirements, you won’t pay a minimum balance or service fee.
You will receive 0.50% cash back on up to $5,000 in net debit purchases every month (that’s up to $25 cash back per month – up to $300 per year)!
Cash Back will be deposited into your Cash Back Checking Account on the last day of the month. Any ATM Fee credits ($20/month limit) will also be posted to your account on the last day of the month.
ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, loans paid through the Loan Payment Service, and Peer to Peer transactions may be excluded from earning Cash Back Rewards. In addition, purchases made using third party payment accounts such as (Venmo and PayPal), may not be eligible for Cash Back Rewards.
Cash back earned will display in Digital Banking as “Purchased Refund.”
To set up direct deposit, contact your employer and provide them with your DuPage Credit Union account number and our routing number: 271990198.
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Google Play and the Google Play logo are trademarks of Google LLC.
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Apple, the Apple logo, and App Store are registered trademarks of Apple Inc.
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The Contactless Indicator mark, consisting of four graduating arcs, and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.
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Cash Back Checking Earn 0.50% cash back on up to $5,000 on net qualifying purchases every month with your DuPage Credit Union Visa® debit card. To qualify for the benefits of this account, you must meet the following requirements otherwise they are forfeited for that monthly cycle: spend a minimum $500 with your DuPage Credit Union debit card; and be enrolled to receive eStatements. No monthly service fees or minimum balance requirements apply to this account. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for Cash Back Rewards. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for Cash Back Rewards. A maximum of $300 cash back may be earned per year. Cash Back Rewards will be credited to your Cash Back Checking account on the last day of the month. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.
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Early Pay may make incoming Automated Clearing House (ACH) electronic direct deposits available for use up to two days before the scheduled payment date. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Whether we make funds available early depends on when we receive the payer’s payment instructions, any limitations we set on the amount of early availability and standard fraud prevention screening. DuPage Credit Union also relies on ACH coding sent to us by the payer to determine if the transaction is eligible for early direct deposit. Must have a Credit Union membership established and be in good standing.
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You may receive ATM rebates up to a cap of $20 per month including other financial institution fees imposed (excluding Visa foreign transaction fees). You must meet the Cash Back checking qualifications each month to receive the ATM rebates.
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If the balance is paid in full the same day the advance occurred, there are no finance charges. Otherwise, daily finance charges are applied to the entire balance until the balance is paid in full.
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All numbers rounded to the nearest cent. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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Information accurate as of May 17, 2024 via https://www.chase.com/personal/checking/premier-plus-checking and https://www.bankofamerica.com/deposits/checking/advantage-banking/.
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Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.
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