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Earn interest on checking account balances.
Earn 0.50% cash back on debit card purchases.
A basic account that doesn't earn.
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Core Checking Account No monthly service fees or minimum balance requirements apply to this account. Core Checking accounts do not earn dividends. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.
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High-Yield Checking APY = Annual Percentage Yield. The High-Yield Checking dividend provides a 5.12% APY on checking balances up to a maximum of $15,000. Balances above $15,000 will be paid the stated Membership Savings Rate. See current rates. APY is accurate as of the last dividend declaration date. Checking dividends may change after the account is opened and is subject to change on a monthly basis. To qualify for the higher APY, you must meet the following requirements; otherwise, the APY will be paid at the stated Membership Savings rate on the entire balance of the account: be enrolled to receive eStatements; and have at least one ACH deposit(s) of $500, or cumulative of $1,000 deposited directly into your checking account each month; and spend a minimum of $1,200 during the previous billing cycle with a DuPage Credit Union Visa® Credit Card on qualifying purchases (net spend for the previous statement cycle). ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for the higher APY. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for the higher APY. No minimum balance requirements apply to this account. No monthly maintenance fee. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.
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Cash Back Checking Earn 0.50% cash back on up to $5,000 on net qualifying purchases every month with your DuPage Credit Union Visa® debit card. To qualify for the benefits of this account, you must meet the following requirements otherwise they are forfeited for that monthly cycle: spend a minimum $500 with your DuPage Credit Union debit card; have at least one ACH deposit(s) of $500, or cumulative of $1,000 deposited directly into your checking account; and be enrolled to receive Online Statements. No monthly service fees or minimum balance requirements apply to this account. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for Cash Back Rewards. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for Cash Back Rewards. A maximum of $300 cash back may be earned per year. Cash Back Rewards will be credited to your Cash Back Checking account on the last day of the month. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.
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Premier Checking APY = Annual Percentage Rate. Premier Checking dividend provides a 0.05% APY. APY is accurate as of the last dividend date. Dividends may change after the account is opened and is subject to change on a monthly basis. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account. Dividends are compounded and paid monthly. The minimum balance required to open the Premier Checking account is $1,000 and the minimum balance to earn dividends is $1,000. You must maintain a minimum daily balance of $1,000 in your account to avoid a monthly fee. Fees may reduce earnings. Other restrictions may apply. Member must be in good standing.
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You may receive ATM rebates up to a cap of $20 per month including other financial institution fees imposed (excluding Visa foreign transaction fees). You must meet the Cash Back Checking or High-Yield checking qualifications each month to receive the ATM rebates.
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