CORE CHECKING

The simple benefits of basic banking.

Bank on your terms with no monthly service fees or minimum balance requirements.

Worry-free checking.

If simple is what you are after, Core Checking is the perfect checking account. You'll never have to worry about minimum balances or monthly service fees. Unlike Cash Back Checking or High-Yield Checking, you won't earn monthly dividends or cash back.

Visa® Debit card

Withdraw your money for free at any ATM, nationwide.

No service fees

No monthly service fees

Unlike the big banks, we don't think service fees are very serviceable.

No minimum balance

No minimum balance fees

Balances fluctuate. We believe you shouldn't be penalized for that.

Fee transparency

Most banks require you to have a minimum balance or recurring direct deposit to "avoid" fees. That just doesn't jibe with the credit union spirit. We work hard to make your accounts fee-free.

Core Checking Fees
Monthly Service$0
Minimum Balance$0
ATM fee (in network)$0
ATM fee (out of network)$0

Included with every checking account

Looking for a better fit?

I want 0.50% cash back1skip to disclosure on debit card purchases.

I want 2.78% APY2skip to disclosure on balances up to $15,000.

Get help with Core Checking.

Core Checking doesn’t earn dividends. It’s a simple, hassle free way to manage your money that has no minimum balance or no monthly service fees.

With a Core Checking account there are no monthly service fees and no minimum balances. And, with nearly 30,000 fee-free ATMs, we’ve made accessing your account even easier without having to worry about pesky ATM fees.

To open a Core Checking account, you must be at least 16 years old with a parent or legal guardian as a joint owner, or 18 years old as an individual account owner.

Yes, you can view your daily balances, online statements and track your transactions via Online Banking or Mobile Banking.

To set up direct deposit, contact your employer and provide them with your DuPage Credit Union account number and our routing number: 271990198.

If you’re looking to set up multiple direct deposits, or transfer your auto debits over from another account to a DuPage Credit Union account, you can use ClickSWITCH®. All you have to do is sign up, submit your switches, and we’ll take care of the rest!

Open a Core Checking Account

  • Core Checking Account No monthly service fees or minimum balance requirements apply to this account. Core Checking accounts do not earn dividends. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

1
  • Cash Back Checking Earn 0.50% cash back on up to $5,000 on net qualifying purchases every month with your DuPage Credit Union Visa® debit card. To qualify for the benefits of this account, you must meet the following requirements otherwise they are forfeited for that monthly cycle: spend a minimum $500 with your DuPage Credit Union debit card; have at least one ACH deposit(s) of $500, or cumulative of $1,000 deposited directly into your checking account; and be enrolled to receive Online Statements. No monthly service fees or minimum balance requirements apply to this account. ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for Cash Back Rewards. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for Cash Back Rewards. A maximum of $300 cash back may be earned per year. Cash Back Rewards will be credited to your Cash Back Checking account on the last day of the month. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

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  • High-Yield Checking APY = Annual Percentage Yield. The High-Yield Checking dividend provides a 2.78% APY. APY is accurate as of the last dividend declaration date. Checking dividends may change after the account is opened and is subject to change on a monthly basis. DuPage Credit Union High-Yield Checking dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) to your account. This APY will be paid on checking balances up to a maximum of $15,000. Balances above $15,000 will be paid the stated Membership Savings Rate. See current rates. To qualify for the higher APY, you must meet the following requirements; otherwise, the APY will be paid at the stated Membership Savings rate on the entire balance of the account: have at least one ACH deposit(s) of $500, or cumulative of $1,000 deposited directly into your checking account; be enrolled to receive Online Statements; and spend a minimum of $1,200 during the previous billing cycle with a DuPage Credit Union Visa® Credit Card on qualifying purchases (net spend for the previous statement cycle). ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for the higher APY. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for the higher APY. No monthly service fees or minimum balance requirements apply to this account. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

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Routing Number:
271990198