Protection from the unexpected.

Overdrafts happen. Be protected.

personal line of credit

Protection from overdrafts and access to money when you need it

Has your spouse ever written a check for more than your checking account balance? Do you need to make a large purchase or repair before payday? Don't let an accidental overdraft cost you. A Personal Line of Credit will automatically cover checking overdrafts in increments of $100 and can even be used for short-term cash advances. 

  • Establish a line of credit between $500 to $50,000. No collateral required.
  • No interest when you pay the balance off the same day and only pennies a day thereafter1skip to disclosure
  • Set alerts to inform you when an overdraft occured
  • No annual fee
  • Competitive rates as low as 13.88% APR2skip to disclosure
Waiting at the train station
Woman walking using cell phone


Let your savings account step in.

You can link multiple DuPage Credit Union savings accounts to your checking account as an overdraft protection source.

Call to add: 800-323-2611

Looking for a money-earning checking account?

  • If the balance is paid in full the same day the advance occurred, there are no finance charges. Otherwise, daily finance charges are applied to the entire balance until the balance is paid in full.

return to top
  • APR = Annual Percentage Rate. All loans, terms, and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice.

return to top
phone icon 800-323-2611 message iconContact Us branch locationsBranches & ATMs pay my loanPay My Loan calendar icon Schedule Appointment
Routing Number: