Earn monthly dividends without direct deposit requirements.
Want to earn dividends but can't meet the monthly direct deposit requirements of High-Yield Checking? Then Premier Checking is for you. Just keep a balance of at least $1,000 and you'll earn 0.05% APY1skip to disclosure on your balance every month.
No monthly service fees
Unlike the big banks, we don't think service fees are very serviceable.
Fee transparency
We work hard to make your accounts fee-free. That includes never charging a monthly service fee or ATM fees. For the fees that we do charge, we want to make sure that there is full transparency.
Premier Checking Fees | |
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Minimum Balance Fee (if balance below $1,000) | $15/month |
Monthly Service Fee | $0 |
ATM fee (in network) | $0 |
ATM fee (out of network) | $0 |
Included with every checking account
Looking for a better fit?
I want 0.50% cash back on debit card purchases.
I want 3.04% APY on balances up to $15,000.
Get help with Premier Checking.
In the event your balance falls below $1,000, you’ll be charged a monthly fee of $15 until the balance is brought back to $1,000.
Yes, you can view your daily balances, online statements and track your transactions via Online Banking or Mobile Banking.
To open a Premier Checking account, you must be at least 16 years old with a parent or legal guardian as a joint owner, or 18 years old as an individual account owner.
To set up direct deposit, contact your employer and provide them with your DuPage Credit Union Account Number and our Routing Number: 271990198.
If you’re looking to set up multiple direct deposits, or transfer your auto debits over from another account to a DuPage Credit Union account, you can use ClickSWITCH®. All you have to do is sign up, submit your switches, and we’ll take care of the rest!
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Refer to “Important Account Information for Our Members” disclosure and Current Fees and Charges for additional details.
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Premier Checking APY = Annual Percentage Rate. Premier Checking dividend provides a 0.05% APY. Dividends may change after the account is opened and is subject to change on a monthly basis. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account. Dividends are compounded and paid monthly. The minimum balance required to open the Premier Checking account is $1,000. You must maintain a minimum daily balance of $1,000 in your account to avoid a monthly fee. Other restrictions may apply. Member must be in good standing.