Credit Card Balance Transfer
Balance transfers may help you save money.
Bring your credit card debt to a low-rate DuPage Credit Union credit card and you could save money.
Pay down debt faster
With lower interest or no interest payments, you'll be able to pay off your balances more quickly.
Pay less interest
Transfer your balances to a lower rate DuPage Credit Union credit card and you could save hundreds on interest charges.
Consolidate payments
Bring over balances from multiple credit cards to simplify your life with one low monthly payment and one due date.
Balance transfer calculator
Use this balance transfer calculator to estimate how much money you can save by consolidating your credit card debt into one low monthly payment.
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Our best credit cards for balance transfers
DuPage Imagine Rewards™
Low intro offers on balance transfers and purchases. Earns rewards points.
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0% intro APR1skip to disclosure for 12 months on balance transfers made within the first 90 days with a 3% balance transfer fee. Then, a variable 12.50% to 20.50% APR.
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0% intro APR2skip to disclosure for 12 months on purchases made within the first 90 days. Then, a variable 12.50% to 20.50% APR.
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2 points on gas purchases and restaurants, 5 points on charitable donations, 1 point on everything else
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Earn 10,000 bonus points when you spend $3,000 in the first 90 days3skip to disclosure
DuPage Thrive™
Low intro offers on balance transfers and purchases
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0% intro APR4skip to disclosure for 12 months on balances transferred within the first 90 days with a 3% balance transfer fee. Then, a variable 10.50% to 18.50% APR.
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0% intro APR5skip to disclosure for 12 months on purchases made within the first 90 days. Then, a variable 10.50% to 18.50% APR.
Get help with balance transfers
A balance transfer is the transfer of debt from one account to another at a different financial institution.
There are three ways you can transfer your balances:
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- Through Online Banking. To transfer your balances through Online Banking, log in and select the credit card you would like to transfer balances to. Then, click on the Transfer Balances tab to get started.
- With a Balance Transfer Form. After filling out a Balance Transfer Form and a team member will contact you with the next steps.
Take the first step towards paying down debt.
Transfer your high-rate credit card balances to a DuPage Credit Union card.
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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Some restrictions may apply.
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Must have a DuPage Credit Union Membership established and be in good standing.
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APR = Annual Percentage Rate
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The Contactless Indicator mark and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.
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0% intro APR on balance transfers requested within the first 90 days of account opening. The rate will be extended for the next 12 months, thereafter a rate of 12.50% to 20.50% variable APR based on your creditworthiness. The APR will vary with the market based on the Prime Rate. Balance transfers on or after the 91st day of account opening will be subject to the 12.50% to 20.50% variable APR based on creditworthiness. 0% intro APR balance transfer fee of either $5 or 3%, whichever is greater, will be applied to each balance transfer requested within the first 90 days of account opening. Balances currently held with DuPage Credit Union do not qualify for the introductory balance transfer rate.
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0% intro APR on qualifying purchases posted within the first 90 days of account opening. The rate will be extended for the next 12 months. After that, your APR will be 12.50% to 20.50% variable APR based on creditworthiness. The APR will vary with the market based on the Prime Rate.
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Earn 10,000 points when you charge $3,000 or more to your DuPage Imagine Rewards™ credit card within the first 90 days of opening your account.
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0% intro APR on balance transfers requested within the first 90 days of account opening. The rate will be extended for the next 12 months, thereafter a rate of 10.50% to 18.50% variable APR based on your creditworthiness. The APR will vary with the market based on the Prime Rate. Balance transfers on or after the 91st day of account opening will be subject to the 10.50% to 18.50% variable APR based on creditworthiness. 0% intro APR balance transfer fee of either $5 or 3%, whichever is greater, will be applied to each balance transfer requested within the first 90 days of account opening. Balances currently held with DuPage Credit Union do not qualify for the introductory balance transfer rate.
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0% intro APR on qualifying purchases posted within the first 90 days of account opening. The rate will be extended for the next 12 months. After that, your APR will be 10.50% to 18.50% variable APR based on creditworthiness. The APR will vary with the market based on the Prime Rate.
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