Save money on high-interest credit card rates.

Transfer credit card debt to a low-rate DuPage Credit Union credit card.

Bonus star

LIMITED-TIME OFFER: 2.20% intro APR* for 12 months with no balance transfer fee
(thereafter, your rate will be 12.25% to 26.25%)

Learn MoreLearn more about our special balance transfer offer


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Special 12-month balance transfer offer

Now through 2/29/20, transfer your big expenses from your high-rate credit cards to DuPage Credit Union and save with our special limited-time 2.20% APR* for 12 months with no balance transfer fee (thereafter, your rate will be 12.25% to 26.25%) offer.

Plus, you can use convenience checks and enjoy the same low 2.20% APR*

Written like any other check, use convenience checks like you'd use your card. They're perfect for consolidating debt, paying tuition, or any large purchase or repair.

  • APR = Annual Percentage Rate. 2.20% intro APR will be extended 12 months from each balance transferred, thereafter, your APR will be 12.25% to 26.25% based on your credit card program and creditworthiness. Rates are subject to change. Any additional balance transfers, outside of the promotional APR, will be charged the standard variable APR. Limited-Time Balance Transfer Offer effective 12/15/2019-2/29/2020. Balances transferred from an existing DuPage Credit Union Visa® Credit Card do not qualify for this offer. Platinum Rewards and Platinum Advantage cardholders opened between 12/15/2018-2/29/2020 are not eligible for this offer due to current introductory offer. Some restrictions may apply. Terms and conditions apply. Current DuPage Credit Card must be paid up to date and not delinquent. Must be a Member in good standing.

Balance transfers may help you save money.

Paying too much in interest on your credit card? Transfer them to a low-rate DuPage Credit Union credit card. Balance transfers may help you save money by avoiding higher interest rates on other credit cards and consolidating them into one low monthly payment.


Calculate your savings

Use this balance transfer calculator to estimate how much money you could save.

Amount to Transfer

Current Interest Rate (%)

Use balance transfers to:

Pay down debt faster

Pay down debt faster

With lower interest or no interest payments, you'll be able to pay off your balances more quickly.


Pay less interest

Transfer your balances to a lower rate DuPage Credit Union credit card and you could save hundreds on interest charges.

Consolidate payments

Consolidate payments

Bring over balances from multiple credit cards to simplify your life with one low monthly payment and one due date.


Two options to save you money on balance transfers:

  • 0% on balances transferred within the first 12 months with a 3% balance transfer fee. Then, a variable APR, 12.25% to 20.25%.


  • 3.9% on balances transferred within the first 12 months with no balance transfer fee. Then, a variable APR, 12.25% to 20.25%.
Platinum Advantage Credit Card
Platinum Rewards Credit Card


Save money on balance transfers and earn unlimited Rewards Points.

  • 0% on balance transfers made within the first 12 months. 3% balance transfer fee. Then, a variable APR, 14.25% to 22.25%.
  • Earn unlimited Choice Rewards Points with no annual fee.
  • Transfer $1,500+ in balances within the first 90 days and earn 1 Point for every dollar transferred to your Platinum Rewards card.

Get help with balance transfers.

A balance transfer is the transfer of debt from one account to another. Usually, it’s funds that are held at another financial institution.

Convenience checks are used just like any other check; however, funds written from these checks will go towards your credit card balance. You can use them to:

  • Transfer balances from high rate credit cards to your DuPage Credit Union Visa® Credit Card.
  • Make large purchases such as repairs or any unexpected costs.
  • Write yourself a check and deposit the funds into your checking account.

Before you use them, make sure you have enough available credit for the transaction(s), interest, and any related fees.

In order to process a balance transfer, you’ll need to fill out a Balance Transfer Form and one of our Team Members will be in touch with the next steps.

There are two ways you can transfer your balances:

  1. Login to Online Banking and select the credit card you would like to transfer balances to
  2. Click on the Transfer Balances tab
  3. And, fill out a Balance Transfer Form to get started

Take the first step towards paying down debt.

Transfer your high-rate credit card balances to a DuPage Credit Union card.

  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

  • Some restrictions may apply.

  • APR = Annual Percentage Rate

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