DuPage Inspire Cash Back Signature credit card

dupage inspire® cash back signature card

Earn a $200 Welcome Bonus1skip to disclosure when you spend $2,500 in the first 90 days.

Earn up to 3% cash back*skip to disclosure
No annual fee
Special intro purchase APR2skip to disclosure
Bonus cash back opportunities
10_Survey_Inspire-card

Earn up to 3% cash back*skip to disclosure with no annual fee.

Inspire Cash Back Signature is the premier travel, dining, and entertainment credit card. And with no annual fee and cash back on every purchase, it's the perfect card for the everyday and the extraordinary. Calculate Your Cash Back ›

3%

Cash back on travel

airfare, hotels, travel agencies, and more

3%

Cash back on dining and entertainment

restaurants, takeout, bars, live performances, sports, and more

2%

Cash back at grocery stores and bookstores

supermarkets, wholesale clubs, and the largest online retailer

1%

Cash back on everything else

get rewarded with every purchase

Special intro APR on purchases for 12 months

0% intro APR2skip to disclosure for 12 months on purchases made within the first 90 days. Then, a variable 17.49% to 25.49% APR.

people, man, bartender

Inspire Cash Back Benefits

Dollar bill, black

Bonus cash back promotions

Receive exclusive opt-in only opportunities to earn additional cash back.

Credit card with a circle and an exclamation point in upper right corner of card, black

Visa Zero Liability

You won't be held responsible for unauthorized charges if your card is lost, stolen, or fraudulently used.
Learn more ›

Circle with the word "fees" crossed through, black

No foreign transaction fee

You won’t pay a transaction fee when making a purchase outside of the United States.

Digital Wallet, black

Digital wallet ready

Add your card to Apple Pay®, Google Wallet™, and Samsung Pay.
Learn more ›

"Contactless" 4 curved lines in radiation effect, black

Contactless payments

Just tap and go for secure, contactless in-store payments.
Learn more ›

Shield, black

Security alerts

Get notified via text, email, and phone if we notice potential fraudulent transactions.

Checking accounts app on mobile with inspire

Manage your card with the mobile app.

Manage where your Inspire card can be used, set alerts, block/unblock your card, view transactions, and more.3skip to disclosure

★★★★★ 47 reviews

Wonderful
The rewards on this card are amazing with a much lower interest rate than what I’ve seen around for other cards that don’t have rewards. 10/10 would recommend.

Matthew R.

high-yield checking

Earn 5.12% APY with High-Yield Checking4skip to disclosure

You could earn 5.12% APY when you spend $1,200 per month with your Inspire Cash Back Signature Card.4skip to disclosure

Man sitting on couch with a cup of coffee

Frequently asked questions

Inspire Cash Back Cardholders have a generous 4 years before Cash Back expires. Please refer to your credit card statement to learn the year and the amount of Cash Back that will expire.

You will receive a $200 Welcome Bonus* as a statement credit when you spend $2,500 on your DuPage Inspire® Cash Back Signature credit card within the first 90 days of opening. The credit will appear on the next statement after the $2,500 threshold has been met. Current DuPage Imagine Rewards® credit cardholders who are upgrading to the Inspire card are not eligible for this bonus.

There are annual cash back limits for the 3% and 2% categories, but there is no threshold for 1% cash back. So, even if you’ve reached the spend limit in a particular category, you will still earn 1% cash back on those purchases. The following thresholds are reset every year on your card’s anniversary date:

  • 3% cash back on travel and entertainment purchases (up to $10,000 annual spend)
  • 3% cash back at restaurants (up to $6,000 annual spend)
  • 2% cash back at grocery stores, supermarkets and wholesales clubs (up to $6,000 annual spend)
  • 2% cash back at bookstores (up to $6,000 annual spend)
  • 1% cash back on everything else(with no maximum spend)

Cash back will be deposited into your checking or savings account approximately 4-7 days after redemption. For statement credits, cash back will appear on your next monthly statement (the 27th of each month).

To view your cash back balance, simply log into Digital Banking, navigate to Manage Cards > My Cards, and select your Inspire card. Click “Inspire Cardholders: Redeem Cash Back” and follow the prompts provided.

Earn up to 3% cash back with
no annual fee.*skip to disclosure

  • Annual Percentage Rate (APR). Variable rates as low as 17.49% to 25.49% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Refer to Truth-In-Lending Terms and Conditions Disclosures for details. No annual fee, balance transfer fees or foreign transaction fees. Cash advances have a fee of either $5 or 3% of the amount of each cash advance, whichever is greater ($50 maximum fee).

  • Cash back is earned in net dollars on qualifying credit card purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.

  • Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

  • Google Wallet is a trademark of Google LLC.

  • Samsung Pay is only compatible with supported cards, carriers, and Samsung devices. See Samsung.com/pay for compatibility.

  • The Contactless Indicator mark, consisting of four graduating arcs, and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.

*
  • Inspire Cash Back Signature accounts earn up to 3% cash back for every net dollar spent on qualifying dining, travel & entertainment purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.

return to top
1
  • A $200 Welcome Bonus statement credit will be applied once net spend of $2,500 is achieved within the first 90 days of account opening. Current DuPage Imagine Rewards® credit cardholders who upgrade to the Inspire Cash Back Signature card are not eligible for this bonus. Must have a credit union membership established and be in good standing.

return to top
2
  • 0% Introductory APR for 12 billing cycles from the date of account opening on qualifying purchases posted within the first 90 days of account opening. After that, your APR will be 17.49% to 25.49% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

return to top
3
  • Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.

return to top
4
  • High-Yield Checking APY = Annual Percentage Yield. The High-Yield Checking dividend provides a 5.12% APY on checking balances up to a maximum of $15,000. Balances above $15,000 will be paid the stated Membership Savings Rate. See current rates. APY is accurate as of the last dividend declaration date. Checking dividends may change after the account is opened and is subject to change on a monthly basis. To qualify for the higher APY, you must meet the following requirements; otherwise, the APY will be paid at the stated Membership Savings rate on the entire balance of the account: be enrolled to receive eStatements; and spend a minimum of $1,200 during the previous billing cycle with a DuPage Credit Union Visa® Credit Card on qualifying purchases (net spend for the previous statement cycle). ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for the higher APY. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for the higher APY. No minimum balance requirements apply to this account. No monthly maintenance fee. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.

return to top
phone icon 800-323-2611 message iconContact Us branch locationsBranches & ATMs pay my loanPay My Loan calendar icon Schedule Appointment
Routing Number:
271990198