Inspire Cash Back Signature

Earn cash back
3% on travel (airfare, hotels, cruises, travel agencies, and more)
3% on dining (restaurants, takeout, bars, and more)
3% on entertainment (live performances, sports, and more)
2% at grocery stores (supermarkets, wholesale clubs)
2% at bookstores and the largest online retailer
1% on everything else
$250 Welcome Bonus
When you spend $5,000 within the first 90 days1skip to disclosure
$250 Anniversary Bonus
Every year when you spend at least $50,0002skip to disclosure
Exclusive Visa Signature benefits
Enjoy access to premium rewards and special experiences.
Purchase and balance transfer APR
16.49% to 25.49%3skip to disclosure variable
Additional credit card benefits
Just tap to pay at checkout.
You’re protected if your card is lost, stolen, or fraudulently used.
Add your card to Apple Pay®4skip to disclosure, Google Pay™5skip to disclosure, and Samsung Pay.6skip to disclosure
Spend $1,200 or more per month? You could earn 5.12% APY7skip to disclosure with High-Yield Checking.
Inspire FAQs
Earn cash back
3% on travel (airfare, hotels, cruises, travel agencies, and more)
3% on dining (restaurants, takeout, bars, and more)
3% on entertainment (live performances, sports, and more)
2% at grocery stores (supermarkets, wholesale clubs)
2% at bookstores and the largest online retailer
1% on everything else
$250 Welcome Bonus
When you spend $5,000 within the first 90 days1skip to disclosure
$250 Anniversary Bonus
Every year when you spend at least $50,0002skip to disclosure
Exclusive Visa Signature benefits
Enjoy access to premium rewards and special experiences.
Purchase and balance transfer APR
16.49% to 25.49%3skip to disclosure variable
No annual fee
No foreign transaction fee
Additional credit card benefits
Just tap to pay at checkout.
You’re protected if your card is lost, stolen, or fraudulently used.
Add your card to Apple Pay®4skip to disclosure, Google Pay™5skip to disclosure, and Samsung Pay.6skip to disclosure
Spend $1,200 or more per month? You could earn 5.12% APY7skip to disclosure with High-Yield Checking.
Inspire FAQs
See all DuPage Credit Union credit cards.
Whether you want to earn up to 3% cash back or get a low intro rate on purchases and balance transfers, we have a card for everyone.

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APR = Annual Percentage Rate. Rate based on creditworthiness and card type. Refer to Truth-In-Lending Terms and Conditions Disclosures (DuPage Inspire® Cash Back Signature, DuPage Imagine Rewards®, DuPage Thrive®, DuPage Canvas®) for details. Must have a credit union membership established and be in good standing.
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Cash back is earned in net dollars on qualifying credit card purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.
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The Contactless Indicator mark, consisting of four graduating arcs, and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.
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Must have a Credit Union membership established and be in good standing. Other restrictions may apply.
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Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.
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A $250 Welcome Bonus statement credit will be applied once net spend of $5,000 is achieved within the first 90 days of account opening. Current DuPage Imagine Rewards™ credit cardholders who upgrade to the Inspire Cash Back Signature card are not eligible for this bonus. Must have a credit union membership established and be in good standing.
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A $250 Anniversary Bonus will be applied to your ‘Earned Cash Back’ each year you spend $50,000 or more on your Inspire Cash Back Signature card. The bonus will be paid on the 27th of the anniversary month, regardless of when the threshold is met. Must have a credit union membership established and be in good standing.
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Annual Percentage Rate (APR). Variable rates as low as 16.49% to 25.49% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.
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Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
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Google Pay is a trademark of Google LLC.
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Samsung Pay is only compatible with supported cards, carriers, and Samsung devices. See Samsung.com/pay for compatibility.
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High-Yield Checking APY = Annual Percentage Yield. The High-Yield Checking dividend provides a 5.12% APY on checking balances up to a maximum of $15,000. Balances above $15,000 will be paid the stated Membership Savings Rate. See current rates. APY is accurate as of the last dividend declaration date. Checking dividends may change after the account is opened and is subject to change on a monthly basis. To qualify for the higher APY, you must meet the following requirements; otherwise, the APY will be paid at the stated Membership Savings rate on the entire balance of the account: be enrolled to receive eStatements; and have at least one ACH deposit(s) of $500, or cumulative of $1,000 deposited directly into your checking account each month; and spend a minimum of $1,200 during the previous billing cycle with a DuPage Credit Union Visa® Credit Card on qualifying purchases (net spend for the previous statement cycle). ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for the higher APY. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for the higher APY. No minimum balance requirements apply to this account. No monthly maintenance fee. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.
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Inspire Cash Back Signature accounts earn up to 3% cash back for every net dollar spent on qualifying dining, travel & entertainment purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.