dupage inspire® cash back signature card
Earn a $200 Welcome Bonus1skip to disclosure when you spend $2,500 in the first 90 days.
Earn up to 3% cash back*skip to disclosure with no annual fee.
Inspire Cash Back Signature is the premier travel, dining, and entertainment credit card. And with no annual fee and cash back on every purchase, it's the perfect card for the everyday and the extraordinary. Calculate Your Cash Back ›
3%
Cash back on travel
airfare, hotels, travel agencies, and more
3%
Cash back on dining and entertainment
restaurants, takeout, bars, live performances, sports, and more
2%
Cash back at grocery stores and bookstores
supermarkets, wholesale clubs, and the largest online retailer
1%
Cash back on everything else
get rewarded with every purchase
Special intro APR on purchases for 12 months
0% intro APR2skip to disclosure for 12 months on purchases made within the first 90 days. Then, a variable 16.99% to 24.99% APR.
Inspire Cash Back Benefits
Bonus cash back promotions
Receive exclusive opt-in only opportunities to earn additional cash back.
Visa Zero Liability
You won't be held responsible for unauthorized charges if your card is lost, stolen, or fraudulently used.
Learn more ›
No foreign transaction fee
You won’t pay a transaction fee when making a purchase outside of the United States.
Digital wallet ready
Add your card to Apple Pay®, Google Wallet™, and Samsung Pay.
Learn more ›
Contactless payments
Just tap and go for secure, contactless in-store payments.
Learn more ›
Security alerts
Get notified via text, email, and phone if we notice potential fraudulent transactions.
Manage your card with the mobile app.
Manage where your Inspire card can be used, set alerts, block/unblock your card, view transactions, and more.3skip to disclosure
★★★★★ 47 reviews
Wonderful
The rewards on this card are amazing with a much lower interest rate than what I’ve seen around for other cards that don’t have rewards. 10/10 would recommend.
Matthew R.
high-yield checking
Earn 5.12% APY with High-Yield Checking4skip to disclosure
You could earn 5.12% APY when you spend $1,200 per month with your Inspire Cash Back Signature Card.4skip to disclosure
Frequently asked questions
Inspire Cash Back Cardholders have a generous 4 years before Cash Back expires. Please refer to your credit card statement to learn the year and the amount of Cash Back that will expire.
What is the Welcome Bonus for the Inspire card? Am I eligible for it? Dropdown, press enter to open.
You will receive a $200 Welcome Bonus* as a statement credit when you spend $2,500 on your DuPage Inspire® Cash Back Signature credit card within the first 90 days of opening. The credit will appear on the next statement after the $2,500 threshold has been met. Current DuPage Imagine Rewards® credit cardholders who are upgrading to the Inspire card are not eligible for this bonus.
There are annual cash back limits for the 3% and 2% categories, but there is no threshold for 1% cash back. So, even if you’ve reached the spend limit in a particular category, you will still earn 1% cash back on those purchases. The following thresholds are reset every year on your card’s anniversary date:
- 3% cash back on travel and entertainment purchases (up to $10,000 annual spend)
- 3% cash back at restaurants (up to $6,000 annual spend)
- 2% cash back at grocery stores, supermarkets and wholesales clubs (up to $6,000 annual spend)
- 2% cash back at bookstores (up to $6,000 annual spend)
- 1% cash back on everything else(with no maximum spend)
Cash back will be deposited into your checking or savings account approximately 4-7 days after redemption. For statement credits, cash back will appear on your next monthly statement (the 27th of each month).
To view your cash back balance, simply log into Digital Banking, navigate to Manage Cards > My Cards, and select your Inspire card. Click “Inspire Cardholders: Redeem Cash Back” and follow the prompts provided.
Earn up to 3% cash back with
no annual fee.*skip to disclosure
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Annual Percentage Rate (APR). Variable rates as low as 16.99% to 24.99% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Refer to Truth-In-Lending Terms and Conditions Disclosures for details. No annual fee, balance transfer fees (unless in a 0% intro offer, then $5 or 3%, whichever is greater) or foreign transaction fees. Cash advances have a fee of either $5 or 3% of the amount of each cash advance, whichever is greater ($50 maximum fee).
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Cash back is earned in net dollars on qualifying credit card purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.
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Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
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Google Wallet is a trademark of Google LLC.
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Samsung Pay is only compatible with supported cards, carriers, and Samsung devices. See Samsung.com/pay for compatibility.
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The Contactless Indicator mark, consisting of four graduating arcs, and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.
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Inspire Cash Back Signature accounts earn up to 3% cash back for every net dollar spent on qualifying dining, travel & entertainment purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online. Must have a Credit Union membership established and be in good standing. Other restrictions may apply. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.
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A $200 Welcome Bonus statement credit will be applied once net spend of $2,500 is achieved within the first 90 days of account opening. Current DuPage Imagine Rewards® credit cardholders who upgrade to the Inspire Cash Back Signature card are not eligible for this bonus. Must have a credit union membership established and be in good standing.
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0% Introductory APR for 12 billing cycles from the date of account opening on qualifying purchases posted within the first 90 days of account opening. After that, your APR will be 16.99% to 24.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
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Standard message and data rates may apply. Refer to your communications service provider. Other restrictions may apply.
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High-Yield Checking APY = Annual Percentage Yield. The High-Yield Checking dividend provides a 5.12% APY on checking balances up to a maximum of $15,000. Balances above $15,000 will be paid the stated Membership Savings Rate. See current rates. APY is accurate as of the last dividend declaration date. Checking dividends may change after the account is opened and is subject to change on a monthly basis. To qualify for the higher APY, you must meet the following requirements; otherwise, the APY will be paid at the stated Membership Savings rate on the entire balance of the account: be enrolled to receive eStatements; and spend a minimum of $1,200 during the previous billing cycle with a DuPage Credit Union Visa® Credit Card on qualifying purchases (net spend for the previous statement cycle). ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for the higher APY. In addition, purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible for the higher APY. No minimum balance requirements apply to this account. No monthly maintenance fee. Other restrictions may apply. Must have a Credit Union membership established and be in good standing.
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