You're eligible to upgrade to Inspire Cash Back.

  • Earn up to 3% cash back*
  • $250 Welcome Bonus
  • $250 Anniversary Bonus¹ (available every year!)
  • No annual fee
Inspire Cash Back Signature Credit Card

3%

Cash back on travel

airfare, hotels, travel agencies, and more

3%

Cash back on dining and entertainment

restaurants, takeout, bars, live performances, sports, and more

2%

Cash back at grocery stores and bookstores

supermarkets, wholesale clubs, and the largest online retailer

1%

Cash back on everything else

get rewarded with every purchase

Earn up to $5001, skip to disclosureskip to disclosure in bonuses your first year.

The Inspire Cash Back Signature Card rewards you for doing more of what you love.

$250 Welcome Bonusskip to disclosure

Spend $5,000 within the first 90 days.

$250 Anniversary Bonus1skip to disclosure

Every year when you spend at least $50,000

No Annual Fee

Never pay an an annual fee with Inspire.

Golf course

Exclusive Visa Signature card benefits

As a Visa® Signature cardholder, you'll enjoy access to premium rewards, experiences, and security protection including:

Interest rates and fees summary

Purchase APRBalance Transfer APRAnnual FeeBonus
11.49% to 20.49% APR2skip to disclosure variable11.49% to 20.49% APR2skip to disclosure variableNone$250 Welcomeskip to disclosure
$250 Anniversary1skip to disclosure

Get help with Inspire.

As a valued and qualified current credit cardholder, your credit will not be pulled unless you also request a credit limit increase.

Your APR on any unpaid balances, including promotional rates, will automatically be transferred to our low 11.49% to 20.49% APR purchase rate.

You can continue to use your Platinum or Platinum Advantage Card until you receive and activate your new Inspire Cash Back Signature Card.  To ensure you have time to download your statements, change your automatic payments and update your settings, we’ll close your Platinum or Platinum Advantage card 30 days after you receive your new Inspire Cash Back Signature Card in the mail (or once you notify us, whichever comes first). There will be a period of time where you will see both cards within Online Banking.

We’ll close your Platinum or Platinum Advantage card 30 days after you receive your new Inspire Cash Back Signature Card in the mail (or once you notify us, whichever comes first). Once we close your Platinum or Platinum Advantage card, we will transfer any unpaid balance, including promotional balances, to your new Inspire Cash Back Signature Card

Yes, you will need to set up these features on your new Inspire Cash Back Signature Card again. To do so, simply log into your Online Banking Account, select your Inspire Cash Back Signature Card, and follow the path below:
– Auto Pay: Payments Automatic Payments
– Transaction Alerts: Manage Transaction Alerts 
– Online Statements: Activity View Statements

Yes. To do so, simply log into your Online Banking Account and select Transfers. First, you will need to delete your previous recurring transfers under “Scheduled Transfers”. Next, you will need to set up new recurring transfers for your Inspire Cash Back Signature Card. You will have 30 days after receiving your Inspire Cash Back Signature Card to update any recurring transfers.

You will have 30 days after receiving your Inspire Cash Back Signature Card to update any automatic payments (e.g utilities, gym memberships) with your new card number, security code and expiration date. We will keep your Platinum or Platinum Advantage card open during this time frame unless you notify us that you are ready for your card to close. We will email you periodically to check in and remind you of your time frame.

No, it will not. You will have 30 days after receiving your Inspire Cash Back Signature Card to download your credit card statement history; it will no longer be available once your card has been closed.

Inspire Cash Back Signature Credit Card

Life is more rewarding with Inspire.

Inspire Cash Back Signature reviews

star rating Average star rating of 4_5 stars 39 Reviews of Upgrade

09/05/2019

Great cash-back option  five stars

This card offers as good of a cash-back rate as you'll find anywhere! If you're a member of DCU, you'll like this card and it'll quickly become your go-to option.

- David S. 

  • Cash back is earned in net dollars on qualifying credit card purchases from participating merchants. $25 minimum balance earned is required to redeem cash back.

*
  • Inspire Cash Back Signature accounts earn up to 3% cash back for every dollar spent on qualifying dining, travel & entertainment purchases from participating merchants.

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  • A $250 Anniversary Bonus will be applied to your ‘Earned Cash Back’ each year you spend $50,000 or more on your Inspire Cash Back Signature card. The bonus will be paid on the 27th of the anniversary month, regardless of when the threshold is met.

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  • A $250 Welcome Bonus statement credit will be applied once net spend of $5,000 is achieved within the first 90 days of account opening. Current Platinum Rewards Cardholders who upgrade to the Inspire Cash Back Signature card are not eligible for this bonus.

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Routing Number:
271990198