You're eligible to upgrade to Inspire Cash Back.
Cash back on travel
airfare, hotels, travel agencies, and more
Cash back on dining and entertainment
restaurants, takeout, bars, live performances, sports, and more
Cash back at grocery stores and bookstores
supermarkets, wholesale clubs, and the largest online retailer
Cash back on everything else
get rewarded with every purchase
Exclusive Visa Signature card benefits
As a Visa® Signature cardholder, you'll enjoy access to premium rewards, experiences, and security protection including:
Get help with Inspire.
Your APR on any unpaid balances, including promotional rates, will automatically be transferred to our low 11.49% to 20.49% APR purchase rate.
You can continue to use your Platinum or Platinum Advantage Card until you receive and activate your new Inspire Cash Back Signature Card. To ensure you have time to download your statements, change your automatic payments and update your settings, we’ll close your Platinum or Platinum Advantage card 30 days after you receive your new Inspire Cash Back Signature Card in the mail (or once you notify us, whichever comes first). There will be a period of time where you will see both cards within Online Banking.
We’ll close your Platinum or Platinum Advantage card 30 days after you receive your new Inspire Cash Back Signature Card in the mail (or once you notify us, whichever comes first). Once we close your Platinum or Platinum Advantage card, we will transfer any unpaid balance, including promotional balances, to your new Inspire Cash Back Signature Card
– Auto Pay: Payments > Automatic Payments
Yes. To do so, simply log into your Online Banking Account and select Transfers. First, you will need to delete your previous recurring transfers under “Scheduled Transfers”. Next, you will need to set up new recurring transfers for your Inspire Cash Back Signature Card. You will have 30 days after receiving your Inspire Cash Back Signature Card to update any recurring transfers.
You will have 30 days after receiving your Inspire Cash Back Signature Card to update any automatic payments (e.g utilities, gym memberships) with your new card number, security code and expiration date. We will keep your Platinum or Platinum Advantage card open during this time frame unless you notify us that you are ready for your card to close. We will email you periodically to check in and remind you of your time frame.
No, it will not. You will have 30 days after receiving your Inspire Cash Back Signature Card to download your credit card statement history; it will no longer be available once your card has been closed.
Inspire Cash Back Signature reviews
Great cash-back option
This card offers as good of a cash-back rate as you'll find anywhere! If you're a member of DCU, you'll like this card and it'll quickly become your go-to option.
- David S.
Cash back is earned in net dollars on qualifying credit card purchases from participating merchants. $25 minimum balance earned is required to redeem cash back.
Inspire Cash Back Signature accounts earn up to 3% cash back for every dollar spent on qualifying dining, travel & entertainment purchases from participating merchants.
A $250 Anniversary Bonus will be applied to your ‘Earned Cash Back’ each year you spend $50,000 or more on your Inspire Cash Back Signature card. The bonus will be paid on the 27th of the anniversary month, regardless of when the threshold is met.
A $250 Welcome Bonus statement credit will be applied once net spend of $5,000 is achieved within the first 90 days of account opening. Current Platinum Rewards Cardholders who upgrade to the Inspire Cash Back Signature card are not eligible for this bonus.