You're eligible to upgrade to Inspire Cash Back.

  • Earn up to 3% cash back*
  • $250 Welcome Bonus
  • $250 Anniversary Bonus¹ (available every year!)
  • No annual fee
Inspire Cash Back Signature Credit Card

3%

Cash back on travel

airfare, hotels, travel agencies, and more

3%

Cash back on dining and entertainment

restaurants, takeout, bars, live performances, sports, and more

2%

Cash back at grocery stores and bookstores

supermarkets, wholesale clubs, and the largest online retailer

1%

Cash back on everything else

get rewarded with every purchase

Earn up to $5001, skip to disclosureskip to disclosure in bonuses your first year.

The Inspire Cash Back Signature Card rewards you for doing more of what you love.

$250 Welcome Bonusskip to disclosure

Spend $5,000 within the first 90 days.

$250 Anniversary Bonus1skip to disclosure

Every year when you spend at least $50,000

No Annual Fee

Never pay an an annual fee with Inspire.

Golf course

Exclusive Visa Signature card benefits

As a Visa® Signature cardholder, you'll enjoy access to premium rewards, experiences, and security protection including:

Interest rates and fees summary

Purchase APR Balance Transfer APR Annual Fee Bonus
APR2skip to disclosure variable APR2skip to disclosure variableNone$250 Welcomeskip to disclosure
$250 Anniversary1skip to disclosure

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Inspire Cash Back Signature Credit Card

Life is more rewarding with Inspire.

Inspire Cash Back Signature reviews

star rating Average star rating of 4_5 stars 49 Reviews of Rewards to Inspire Upgrade

09/05/2019

Great cash-back option  five stars

This card offers as good of a cash-back rate as you'll find anywhere! If you're a member of DCU, you'll like this card and it'll quickly become your go-to option.

- David S. 

  • Cash back is earned in net dollars on qualifying credit card purchases from participating merchants. $5 minimum balance earned is required to redeem cash back online.

*
  • Inspire Cash Back Signature accounts earn up to 3% cash back for every net dollar spent on qualifying dining, travel & entertainment purchases from participating merchants. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.

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  • A $250 Anniversary Bonus will be applied to your ‘Earned Cash Back’ each year you spend $50,000 or more on your Inspire Cash Back Signature card. The bonus will be paid on the 27th of the anniversary month, regardless of when the threshold is met. Must have a credit union membership established and be in good standing.

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  • A $250 Welcome Bonus statement credit will be applied once net spend of $5,000 is achieved within the first 90 days of account opening. Current DuPage Imagine Rewards™ credit cardholders who upgrade to the Inspire Cash Back Signature card are not eligible for this bonus. Must have a credit union membership established and be in good standing.

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  • Annual Percentage Rate (APR). Variable rates as low as 12.99% to 21.99% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Refer to Truth-In-Lending Terms and Conditions Disclosures for details.

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