VISA® PLATINUM ADVANTAGE CREDIT CARD
Save money on purchases and balance transfers.
Take advantage of great introductory offers with the Platinum Advantage credit card.
Purchase and balance transfer introductory offers:
purchases
balance transfer
balance transfer
Platinum Advantage card benefits
Interest rates and fees summary
| Purchase APR | Balance Transfer APR | Annual Fee | Bonus |
|---|---|---|---|
| 12.75% to 20.75%2 variable 0%1. After that, your rate will be 12.75% to 20.75%2. | 12.75% to 20.75%2 0%3. After that, your rate will be 12.75% to 20.75%2. Or 3.9%3. After that, your rate will be 12.75% to 20.75%2. | None | None |
Other cards that may interest you.
Whether you're looking to earn cash back, build credit, or transfer balances, we have a credit card that fits your needs.
VISA PLATINUM REWARDS
- Earn unlimited Choice Rewards Points that never expire.
- 2 Points on gas purchases and at restaurants
- 5 Points for charitable donations
- 1 Point for everything else
- 0% on purchases made within the first 90 days. Then, a variable APR, 14.75% to 22.75%.
- No annual fee
VISA INSPIRE CASH BACK
- Earn up to 3% cash back on your purchases.
- 3% cash back on travel, dining, and entertainment
- 2% cash back at grocery stores, wholesale clubs, and the largest online retailer
- 1% cash back on everything else
- $250 Welcome Bonus
- $250 Anniversary Bonus
- No annual fee
VISA PLATINUM
- Perfect if you want a basic card to establish or rebuild your credit.
- Initial line of credit as low as $500
- No annual fee
Get help with Platinum Advantage.
If you’d rather not pay the 3% balance transfer fee4, you can also take advantage of 3.9% APR for 12 months4 with no balance transfer fee.
If you’re taking advantage of the 0% APR for 12 months4 balance transfer offer, then you will have a 3% balance transfer fee.3
You should choose the Platinum Advantage if you have high-interest credit card debt with another financial institution. It’s great for consolidating your debt and paying it down even faster with 0% APR for 12 months4 on balance transfers.
Save money on purchases and balance transfers.
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0% on qualifying purchases posted within the first 90 days of account opening. The rate will be extended for the next 12 months. After that, your APR will be 12.75% to 20.75% APR.
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APR = Annual Percentage Rate. Variable rates as low as 12.75% to 20.75% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Refer to Truth-In-Lending Terms and Conditions Disclosures and Current Fees and Charges for details.
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0% balance transfers requested within the first 12 months of account opening. Introductory offer must be determined at the time of account opening. The rate will be extended for the next 12 months, thereafter a rate of 12.75% to 20.75% APR. Balance transfers on or after the 13th month of account opening will be subject to the 12.75% to 20.75% APR. 0% has a $5 or 3% balance transfer fee, whichever is greater will be applied to each balance transfer requested within the first 12 months of account opening.
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3.9% with a .3250 monthly periodic rate or 0% on balance transfers requested within the first 12 months of account opening. Introductory offer must be determined at the time of account opening. The rate will be extended for the next 12 months, thereafter a rate of 12.75% to 20.75% APR. Balance transfers on or after the 13th month of account opening will be subject to the 12.75% to 20.75% APR. 3.9% has no fee on balance transfers requested within the first 12 months of account opening.
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