VISA® PLATINUM ADVANTAGE CREDIT CARD

Platinum Advantage Credit Card

Save money on purchases and balance transfers.

Take advantage of great introductory offers with the Platinum Advantage credit card.

Purchase and balance transfer introductory offers:

purchases

  • 0% on purchases made within the first 90 days1
  • Then, a variable APR, 12.75% to 20.75%2

balance transfer

  • 0% on balances transferred within the first 12 months3
  • Then, a variable APR, 12.75% to 20.75%2
  • 3% balance transfer fee3

balance transfer

  • 3.9% on balances transferred within the first 12 months4
  • Then, a variable APR, 12.75% to 20.75%2
  • No balance transfer fee
Woman using wallet

Platinum Advantage card benefits

Interest rates and fees summary

Purchase APRBalance Transfer APRAnnual FeeBonus
12.75% to 20.75%2 variable
0%1. After that, your rate will be 12.75% to 20.75%2.
12.75% to 20.75%2
0%3. After that, your rate will be 12.75% to 20.75%2. Or
3.9%3. After that, your rate will be 12.75% to 20.75%2.
NoneNone

Other cards that may interest you.

Whether you're looking to earn cash back, build credit, or transfer balances, we have a credit card that fits your needs.

VISA PLATINUM REWARDS

Platinum Rewards Credit Card
  • Earn unlimited Choice Rewards Points that never expire.
  • 2 Points on gas purchases and at restaurants
  • 5 Points for charitable donations
  • 1 Point for everything else
  • 0% on purchases made within the first 90 days. Then, a variable APR, 14.75% to 22.75%.
  • No annual fee

VISA INSPIRE CASH BACK

Inspire Cash Back Signature Credit Card
  • Earn up to 3% cash back on your purchases.
  • 3% cash back on travel, dining, and entertainment
  • 2% cash back at grocery stores, wholesale clubs, and the largest online retailer
  • 1% cash back on everything else
  • $250 Welcome Bonus
  • $250 Anniversary Bonus
  • No annual fee

VISA PLATINUM

Platinum Credit Card
  • Perfect if you want a basic card to establish or rebuild your credit.
  • Initial line of credit as low as $500
  • No annual fee

Get help with Platinum Advantage.

If you’re taking advantage of the 0% APR for 12 months4 balance transfer offer, then you will have a 3% balance transfer fee.3

You should choose the Platinum Advantage if you have high-interest credit card debt with another financial institution. It’s great for consolidating your debt and paying it down even faster with 0% APR for 12 months4 on balance transfers.

Platinum Advantage Credit Card

Save money on purchases and balance transfers.

1
  • 0% on qualifying purchases posted within the first 90 days of account opening. The rate will be extended for the next 12 months. After that, your APR will be 12.75% to 20.75% APR.

2
3
  • 0% balance transfers requested within the first 12 months of account opening. Introductory offer must be determined at the time of account opening. The rate will be extended for the next 12 months, thereafter a rate of 12.75% to 20.75% APR. Balance transfers on or after the 13th month of account opening will be subject to the 12.75% to 20.75% APR. 0% has a $5 or 3% balance transfer fee, whichever is greater will be applied to each balance transfer requested within the first 12 months of account opening.

4
  • 3.9% with a .3250 monthly periodic rate or 0% on balance transfers requested within the first 12 months of account opening. Introductory offer must be determined at the time of account opening. The rate will be extended for the next 12 months, thereafter a rate of 12.75% to 20.75% APR. Balance transfers on or after the 13th month of account opening will be subject to the 12.75% to 20.75% APR. 3.9% has no fee on balance transfers requested within the first 12 months of account opening.

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