Purchase and balance transfer introductory offers:
Platinum Advantage card benefits
Other cards that may interest you.
Whether you're looking to earn cash back, build credit, or transfer balances, we have a credit card that fits your needs.
VISA PLATINUM REWARDS
- Earn unlimited Choice Rewards Points that never expire.
- 2 Points on gas purchases and at restaurants
- 5 Points for charitable donations
- 1 Point for everything else
- 0% intro APR for 12 months on purchases made within the first 90 days. Then, a variable APR, 12.50% to 20.50%.
- No annual fee
- Perfect if you want a basic card to establish or rebuild your credit.
- Initial line of credit as low as $500
- No annual fee
Get help with Platinum Advantage.
If you’re taking advantage of the 0% intro APR for 12 months balance transfer offer during the first 90 days of card opening, then you will have either a 3% or $5 balance transfer fee, whichever is greater. After that, none.
You should choose the Platinum Advantage if you have high-interest credit card debt with another financial institution. It’s great for consolidating your debt and paying it down even faster with intro 0% APR for 12 months on balance transfers completed within the first 90 days of card opening.
0% intro APR on qualifying purchases posted within the first 90 days of account opening. The rate will be extended for the next 12 months. After that, your APR will be 10.50% to 18.50% variable APR based on your creditworthiness. The APR will vary with the market based Prime Rate.
0% intro APR on balance transfers requested within the first 90 days of account opening. The rate will be extended for the next 12 months, thereafter a rate of 10.50% to 18.50% variable APR based on your creditworthiness. The APR will vary with the market based Prime Rate. Balance transfers on or after the 91st day of account opening will be subject to the 10.50% to 18.50% variable APR. 0% intro APR balance transfer fee of either $5 or 3%, whichever is greater will be applied to each balance transfer requested within the first 90 days of account opening.