Purchase and balance transfer introductory offers:
purchases
balance transfer
balance transfer
Platinum Advantage card benefits
Interest rates and fees summary
Purchase APR | Balance Transfer APR | Annual Fee | Bonus |
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0% intro APR1skip to disclosure for 12 months on purchases made in the first 90 days of account opening. After that, your rate will be 10.50% to 18.50% APR2skip to disclosure variable. | 0% intro APR3skip to disclosure OR 3.9% intro APR4skip to disclosure for 12 months on balance transfers made within 90 days of account opening. After that, your rate will be 10.50% to 18.50% APR 2skip to disclosure variable. | None | None |
Other cards that may interest you.
Whether you're looking to earn cash back, build credit, or transfer balances, we have a credit card that fits your needs.
VISA PLATINUM REWARDS
- Earn unlimited Choice Rewards Points that never expire.
- 2 Points on gas purchases and at restaurants
- 5 Points for charitable donations
- 1 Point for everything else
- 0% intro APR for 12 months on purchases made within the first 90 days. Then, a variable APR, 12.50% to 20.50%.
- No annual fee
VISA INSPIRE CASH BACK
- Earn up to 3% cash back on your purchases.
- 3% cash back on travel, dining, and entertainment
- 2% cash back at grocery stores, wholesale clubs, and the largest online retailer
- 1% cash back on everything else
- $250 Welcome Bonus
- $250 Anniversary Bonus
- No annual fee
VISA PLATINUM
- Perfect if you want a basic card to establish or rebuild your credit.
- Initial line of credit as low as $500
- No annual fee
Get help with Platinum Advantage.
If you’d rather not pay the 3% balance transfer fee, you can also take advantage of 3.9% APR for 12 months with no balance transfer fee.
If you’re taking advantage of the 0% APR for 12 months balance transfer offer, then you will have a 3% balance transfer fee.
You should choose the Platinum Advantage if you have high-interest credit card debt with another financial institution. It’s great for consolidating your debt and paying it down even faster with 0% APR for 12 months on balance transfers.
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0% intro APR on qualifying purchases posted within the first 90 days of account opening. The rate will be extended for the next 12 months. After that, your APR will be 10.50% to 18.50% APR.
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APR = Annual Percentage Rate. Variable rates as low as 10.50% to 18.50% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Refer to Truth-In-Lending Terms and Conditions Disclosures and Current Fees and Charges for details.
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0% intro APR on balance transfers requested within the first 90 days of account opening. Introductory offer must be determined at the time of account opening. The rate will be extended for the next 12 months, thereafter a rate of 10.50% to 18.50% APR. Balance transfers on or after the 91st day of account opening will be subject to the 10.50% to 18.50% APR. 0% has a $5 or 3% balance transfer fee, whichever is greater will be applied to each balance transfer requested within the first 90 days of account opening.
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3.9% intro APR with a .3250 monthly periodic rate or 0% intro APR on balance transfers requested within the first 90 days of account opening. Introductory offer must be determined at the time of account opening. The rate will be extended for the next 12 months, thereafter a rate of 10.50% to 18.50% APR. Balance transfers on or after the 91st day of account opening will be subject to the 10.50% to 18.50% APR. 3.9% has no fee on balance transfers requested within the first 90 days of account opening.