VISA® PLATINUM REWARDS CREDIT CARD

Platinum Rewards Credit Card

Earn unlimited points with no annual fee.

Take advantage of intro offers on purchases and balance transfers with the Platinum Rewards credit card.

Earn Choice Rewards Points on every purchase.

Redeem points for statement credits, gift cards, travel, event tickets, and more! 

2

Points on gas purchases

2

Points at restaurants

5

Points on charitable donations

1

Point on everything else

Platinum Rewards card benefits

Man paying with credit card

Interest rates and fees summary

Purchase APRBalance Transfer APRAnnual FeeBonus
14.75% to 22.75%1 variable
0% intro APR for 12 months.2 After that, your rate will be 14.75% to 22.75%.1
14.75% to 22.75%1
0% intro APR for 12 months.3 After that, your rate will be 14.75% to 22.75%.1
None10,000 points

Calculate your earnings.

Calculate your annual spend and see how much you could earn in a year with the Platinum Rewards credit card. You can earn unlimited points and they never expire.

Yearly Spend
2 Points
Gas Stations
2 pts Gas Stations
$
2 Points
Restaurants
2 pts Restaurants
$
5 Points
Charitable Donations
5 pts Charitable Donations
$
1 Point
Everything Else
1 pt Everything Else
$
Your estimated yearly Points:
Points
(that equals in cash back)
All numbers rounded to the nearest dollar.
  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Take advantage of 0% intro APR offers on purchases and balance transfers:

  • 0%2 on purchases made within the first 90 days. Then, a variable APR, 14.75% to 22.75%.
  • 0%3 on balance transfers made within the first 12 months. 3% balance transfer fee3. Then, a variable APR 14.75% to 22.75%.

Earn all the bonus Choice Rewards Points.

Choice Rewards Points can be earned by using your card, hitting spend goals, transferring balances, referring friends, and more.

10,000 Points

Spend $3,000 in the first 90 days of opening your account and you'll be rewarded with 10,000 bonus points.

$1,500+ Points

Transfer $1,500+ in balances within the first 90 days and earn 1 point for every dollar transferred to your Platinum Rewards card.4

2,500+ Points

Earn 2,500 points for referring a new Member, 1,000 if they open a credit card and 500 for each product or service they open at account opening.5

Other cards that may interest you

Whether you're looking to earn cash back, build credit, or transfer balances, we have a credit card that fits your needs.

VISA INSPIRE CASH BACK

Inspire Cash Back Signature Credit Card
  • Earn up to 3% cash back on your purchases.
  • 3% cash back on travel, dining, and entertainment
  • 2% cash back at grocery stores, wholesale clubs, and the largest online retailer
  • 1% cash back on everything else
  • $250 Welcome Bonus
  • $250 Anniversary Bonus
  • No annual fee

VISA PLATINUM ADVANTAGE

Platinum Advantage Credit Card
  • Perfect if you want a low rate and flexibility on balance transfers.
  • 0% on purchases made within the first 90 days. Then, a variable APR, 12.75% to 20.75%
  • 0% on balances transferred within the first 12 months with a 3% balance transfer fee. Then, a variable APR, 12.75% to 20.75%.
  • No annual fee

VISA PLATINUM

Platinum Credit Card
  • Perfect if you want a basic card to establish or rebuild your credit.
  • Initial line of credit as low as $500
  • No annual fee

Get help with Platinum Rewards.

Yes, you can browse the Rewards Catalog online without logging in. Simply, click here to see what you can get with your Choice Rewards Points and start redeeming today.

In order to earn the $100 bonus, you have to spend $3,000 or more within the first 90 days to earn 10,495 Choice Rewards Points redeemable for up to $100 in cash-back rewards.

You can use your Choice Rewards Points to redeem the following Credit Union products and services:

  • 5,000 Points to add .05% to the current stated rate on a Share Savings Certificate (maximum of 100,000 Points to receive an additional 1%).
  • 5,000 Points to receive .10% off the current stated Vehicle Loan rate (maximum of 100,000 Points or 1% off the current stated rate)
  • 10,000 Points to subtract $100 off your total mortgage processing fee (minimum 10,000 points; maximum 150,000 Choice Rewards Points).
  • 30,000 Points to pay your mortgages application fee ($295 value).

For more information or to redeem your points for any products and services, simply call us at 800-323-2611.

To redeem your Choice Rewards Points, simply login to Online Banking and select your Visa Platinum Rewards Credit Card. Your Points balance will be listed on the right side of the Credit Card Account Overview page where you can select Redeem to view the catalog.

To view your Choice Rewards Points, log into Online Banking and select your Visa Platinum Rewards Credit Card. Your Points balance will be listed on the right side of the Credit Card Account Overview page.

Platinum Rewards Credit Card

Unlimited cash-back rewards with Platinum Rewards.

  • Choice Rewards Points are earned for every $1 of net dollar signature credit card purchases. Does not apply to Visa® Rewards Debit Card.

1
2
  • 0% on qualifying purchases posted within the first 90 days of account opening. The rate will be extended for the next 12 months. After that, your APR will be 14.75% to 22.75% APR based on credit worthiness.

3
  • 0% on balance transfers requested within the first 12 months of account opening. The rate will be extended for the next 12 months, thereafter a rate of 14.75% to 22.75% APR. Balance transfers on or after the 13th month of account opening will be subject to the 14.75% to 22.75% APR based on credit worthiness. 0% balance transfers: $5 or 3% balance transfer fee , whichever is greater will be applied to each balance transfer requested within the first 12 months of account opening.

4
  • Transfer $1,500+ in balances within the first 90 days and earn 1 point for every dollar transferred to your Platinum Rewards card. Balances transferred from an existing DuPage Credit Union Credit Card do not qualify to earn Choice Rewards Points.

5
  • Earn 2,500 Points for referring a new member, 1,000 Points if they open a credit card and 500 Points for each product or service they open at account opening. The referral bonus Points will appear on your statement within 45 days after the referral becomes a member.

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