VISA® PLATINUM CREDIT CARD
Build credit with Visa Platinum.
Build your credit with the three major credit bureaus.
Visa Platinum card benefits
Looking to build or establish credit history? When used responsibly, Visa Platinum can help you build your credit history with the three major credit bureaus. Plus, with on-time payments, you may receive an automatic credit line increase every year.
Interest rates and fees summary
| Purchase APR | Balance Transfer APR | Annual Fee | Bonus |
|---|---|---|---|
| 16.50% to 24.50%1skip to disclosure variable | 16.50% to 24.50%1skip to disclosure variable | None | None |
Other cards that may interest you.
Whether you're looking to earn cash back, rewards, or transfer balances, we have a credit card that fits your needs.
VISA PLATINUM REWARDS
- Earn unlimited Choice Rewards Points that never expire.
- 2 Points on gas purchases and at restaurants
- 5 Points for charitable donations
- 1 Point for everything else
- No annual fee
- 0% intro APR for 12 months on purchases made within the first 90 days. Then, a variable APR, 12.50% to 20.50%.
VISA INSPIRE CASH BACK
- Earn up to 3% cash back on your purchases.
- 3% cash back on travel, dining, and entertainment
- 2% cash back at grocery stores, wholesale clubs, and the largest online retailer
- 1% cash back on everything else
- $250 Welcome Bonus
- 250 Anniversary Bonus
- No annual fee
VISA PLATINUM ADVANTAGE
- Perfect if you want a low rate and flexibility on balance transfers.
- 0% intro APR for 12 months on purchases made within the first 90 days. Then, a variable APR, 10.50% to 18.50%
- 0% intro APR for 12 months on balances transferred within the first 90 days with a 3% balance transfer fee. Then, a variable APR, 10.50% to 18.50%.
- No annual fee
Get help with Platinum.
Typically, there is no fee for transferring your balance from one card to another. Some restriction may apply.
The minimum monthly payment for credit cards is $25 or 2% of balance, whichever is greater.
That’s great! In order for them to apply for the Visa® Platinum card they have to be at least 18 years old. Some applicants may require a cosigner. Individuals 22 years and older can apply without a cosigner.
Start building your credit today with Platinum.
Platinum reviews
Very friendly and helpful people. Fast service. Great experience.
one star for the process and the approval.
Although I haven’t received my card yet, I was so impressed with how a CSR took the initiative and reached out to me. She seemed like she had proper training, knowledge of the DCU’s credit card and answered my questions.
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APR = Annual Percentage Rate. Variable rates as low as 16.50% to 24.50% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Refer to Truth-In-Lending Terms and Conditions Disclosures and Current Fees and Charges for details.
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