Platinum Credit Card

Build credit with Visa Platinum.

Build your credit with the three major credit bureaus.

Visa Platinum card benefits

Looking to build or establish credit history? When used responsibly, Visa Platinum can help you build your credit history with the three major credit bureaus. Plus, with on-time payments, you may receive an automatic credit line increase every year. 

Woman holding card using phone

Interest rates and fees summary

Purchase APRBalance Transfer APRAnnual FeeBonus
16.50% to 24.50%1skip to disclosure variable16.50% to 24.50%1skip to disclosure variableNoneNone

Other cards that may interest you.

Whether you're looking to earn cash back, rewards, or transfer balances, we have a credit card that fits your needs.


Platinum Rewards Credit Card
  • Earn unlimited Choice Rewards Points that never expire.
  • 2 Points on gas purchases and at restaurants
  • 5 Points for charitable donations
  • 1 Point for everything else
  • No annual fee
  • 0% intro APR on purchases made within the first 90 days. Then, a variable APR, 12.50% to 20.50%.


Inspire Cash Back Signature Credit Card
  • Earn up to 3% cash back on your purchases.
  • 3% cash back on travel, dining, and entertainment
  • 2% cash back at grocery stores, wholesale clubs, and the largest online retailer
  • 1% cash back on everything else
  • $250 Welcome Bonus
  • 250 Anniversary Bonus
  • No annual fee


Platinum Advantage Credit Card
  • Perfect if you want a low rate and flexibility on balance transfers.
  • 0% intro APR on purchases made within the first 90 days. Then, a variable APR, 10.50% to 18.50%
  • 0% intro APR on balances transferred within the first 12 months with a 3% balance transfer fee. Then, a variable APR, 10.50% to 18.50%.
  • No annual fee

Get help with Platinum.

Typically, there is no fee for transferring your balance from one card to another. Some restriction may apply.

The minimum monthly payment for credit cards is $25 or 2% of balance, whichever is greater.

That’s great! In order for them to qualify for the Visa® Platinum card they have to be at least 18 years old. Some applicants may require a cosigner. Individuals 22 years and older can apply without a cosigner.

Platinum Credit Card

Start building your credit today with Platinum.

Platinum reviews

star rating Average star rating of 5 stars 17 Reviews of Visa® Platinum Credit Card
Credit card/ Refinance

Great service got approved for credit card and car loan quick. The whole process was smooth. I highly recommend Dupage Credit Union

Ervis D
Very happy with benefits
Lori Hogan
Platinum Credit Card

I enjoy getting cash back on my high yield checking account when using my credit card monthly.

Diana Branca
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