VISA® PLATINUM CREDIT CARD
Build credit with Visa Platinum.
Build your credit with the three major credit bureaus.
Visa Platinum card benefits
Looking to build or establish credit history? When used responsibly, Visa Platinum can help you build your credit history with the three major credit bureaus. Plus, with on-time payments, you may receive an automatic credit line increase every year.
Interest rates and fees summary
| Purchase APR | Balance Transfer APR | Annual Fee | Bonus |
|---|---|---|---|
| 18.25% to 26.25%1 variable | 18.25% to 26.25%1 variable | None | None |
Other cards that may interest you.
Whether you're looking to earn cash back, rewards, or transfer balances, we have a credit card that fits your needs.
VISA PLATINUM REWARDS
- Earn unlimited Choice Rewards Points that never expire.
- 2 Points on gas purchases and at restaurants
- 5 Points for charitable donations
- 1 Point for everything else
- No annual fee
- 0% on purchases made within the first 90 days. Then, a variable APR, 14.25% to 22.25%.
VISA INSPIRE CASH BACK
- Earn up to 3% cash back on your purchases.
- 3% cash back on travel, dining, and entertainment
- 2% cash back at grocery stores, wholesale clubs, and the largest online retailer
- 1% cash back on everything else
- $250 Welcome Bonus
- 250 Anniversary Bonus
- No annual fee
VISA PLATINUM ADVANTAGE
- Perfect if you want a low rate and flexibility on balance transfers.
- 0% on purchases made within the first 90 days. Then, a variable APR, 12.25% to 20.25%
- 0% on balances transferred within the first 12 months with a 3% balance transfer fee. Then, a variable APR, 12.25% to 20.25%.
- No annual fee
Get help with Platinum.
Typically, there is no fee for transferring your balance from one card to another. Some restriction may apply.
The minimum monthly payment for credit cards is $25 or 2% of balance, whichever is greater.
That’s great! In order for them to qualify for the Visa® Platinum card they have to be at least 18 years old. Some applicants may require a cosigner. Individuals 22 years and older can apply without a cosigner.
Start building your credit today with Platinum.
Platinum reviews
I enjoy getting cash back on my high yield checking account when using my credit card monthly.
Good but rates should stay lower after intro. period.
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APR = Annual Percentage Rate. Variable rates as low as 18.25% to 26.25% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Refer to Truth-In-Lending Terms and Conditions Disclosures and Current Fees and Charges for details.
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