Platinum Credit Card

Build credit with Visa Platinum.

Build your credit with the three major credit bureaus.

Visa Platinum card benefits

Looking to build or establish credit history? When used responsibly, Visa Platinum can help you build your credit history with the three major credit bureaus. Plus, with on-time payments, you may receive an automatic credit line increase every year. 

Woman holding card using phone

Interest rates and fees summary

Purchase APRBalance Transfer APRAnnual FeeBonus
16.50% to 24.50%1skip to disclosure variable16.50% to 24.50%1skip to disclosure variableNoneNone

Other cards that may interest you.

Whether you're looking to earn cash back, rewards, or transfer balances, we have a credit card that fits your needs.


Platinum Rewards Credit Card
  • Earn unlimited Choice Rewards Points that never expire.
  • 2 Points on gas purchases and at restaurants
  • 5 Points for charitable donations
  • 1 Point for everything else
  • No annual fee
  • 0% intro APR for 12 months on purchases made within the first 90 days. Then, a variable APR, 12.50% to 20.50%.


Inspire Cash Back Signature Credit Card
  • Earn up to 3% cash back on your purchases.
  • 3% cash back on travel, dining, and entertainment
  • 2% cash back at grocery stores, wholesale clubs, and the largest online retailer
  • 1% cash back on everything else
  • $250 Welcome Bonus
  • 250 Anniversary Bonus
  • No annual fee


Platinum Advantage Credit Card
  • Perfect if you want a low rate on purchases and balance transfers.
  • 0% intro APR for 12 months on purchases made within the first 90 days. Then, a variable APR, 10.50% to 18.50%.
  • 0% intro APR for 12 months on balances transferred within the first 90 days with a 3% balance transfer fee. Then, a variable APR, 10.50% to 18.50%.
  • No annual fee

Get help with Platinum.

Typically, there is no fee for transferring your balance from one card to another. Some restriction may apply.

The minimum monthly payment for credit cards is $25 or 2% of balance, whichever is greater.

That’s great! In order for them to apply for the Visa® Platinum card they have to be at least 18 years old. Some applicants may require a cosigner. Individuals 22 years and older can apply without a cosigner.

Platinum Credit Card

Start building your credit today with Platinum.

Platinum reviews

star rating Average star rating of 4_5 stars 29 Reviews of Visa® Platinum Credit Card
Review Credit Card

Ty was great she was very personable loved working with her!

Angelique G
Good card

I really appreciate DuPage CU for giving me this card. It is quite useful.

Samir T
The Very Best Service and Incredible APR rates

I've been a member of the credit union for a few months now and I love the service here. The staff is very polite and knowledgeable. They really do take the time out to give you the very best and answer all your questions.
If you ever need a lot of assistance ask for Patrick, he's one of the best encounters I've had since being a member.

Kayla C
return to top
phone icon 800-323-2611 message iconMessage Us branch locationsBranches & ATMs pay my loanPay My Loan calendar icon Schedule Appointment
Routing Number: