Platinum Credit Card

Build credit with Visa Platinum.

Build your credit with the three major credit bureaus.

Exclusive offer: Through December 31, earn up to $100 when you use your credit card online or with your digital wallet.*skip to disclosure Learn More

Visa Platinum card benefits

Looking to build or establish credit history? When used responsibly, Visa Platinum can help you build your credit history with the three major credit bureaus. Plus, with on-time payments, you may receive an automatic credit line increase every year. 

Woman holding card using phone

Interest rates and fees summary

Purchase APRBalance Transfer APRAnnual FeeBonus
16.50% to 24.50%1skip to disclosure variable16.50% to 24.50%1skip to disclosure variableNoneNone

Other cards that may interest you.

Whether you're looking to earn cash back, rewards, or transfer balances, we have a credit card that fits your needs.


Platinum Rewards Credit Card
  • Earn unlimited Choice Rewards Points that never expire.
  • 2 Points on gas purchases and at restaurants
  • 5 Points for charitable donations
  • 1 Point for everything else
  • No annual fee
  • 0% intro APR for 12 months on purchases made within the first 90 days. Then, a variable APR, 12.50% to 20.50%.


Inspire Cash Back Signature Credit Card
  • Earn up to 3% cash back on your purchases.
  • 3% cash back on travel, dining, and entertainment
  • 2% cash back at grocery stores, wholesale clubs, and the largest online retailer
  • 1% cash back on everything else
  • $250 Welcome Bonus
  • 250 Anniversary Bonus
  • No annual fee


Platinum Advantage Credit Card
  • Perfect if you want a low rate and flexibility on balance transfers.
  • 0% intro APR for 12 months on purchases made within the first 90 days. Then, a variable APR, 10.50% to 18.50%
  • 0% intro APR for 12 months on balances transferred within the first 90 days with a 3% balance transfer fee. Then, a variable APR, 10.50% to 18.50%.
  • No annual fee

Get help with Platinum.

Typically, there is no fee for transferring your balance from one card to another. Some restriction may apply.

The minimum monthly payment for credit cards is $25 or 2% of balance, whichever is greater.

That’s great! In order for them to apply for the Visa® Platinum card they have to be at least 18 years old. Some applicants may require a cosigner. Individuals 22 years and older can apply without a cosigner.

Platinum Credit Card

Start building your credit today with Platinum.

Platinum reviews

star rating Average star rating of 5 stars 18 Reviews of Visa® Platinum Credit Card
Outstanding Customer Service

I have to say that every experience I’ve had with this financial institution has been very positive. Since the moment I walked in, I was treated like a family member, always greeted, never waiting more than a few minutes for anything, and D’Andrea (my Banker) is a delightful person to conduct business with. She is always professional, kind, and willing to give some guidance.

Chad H.
Credit card/ Refinance

Great service got approved for credit card and car loan quick. The whole process was smooth. I highly recommend Dupage Credit Union

Ervis D
Very happy with benefits
Lori Hogan
  • Statement credit is determined on net credit card purchases made 11/21/2020-12/31/2020 where a card was not present for the transaction. Card-Not-Present transactions include: manual key entered, online, card on file (A card-on-file transaction is where a cardholder authorizes a merchant to store card payment details) and mobile wallet transactions. Does not include balance transfers, cash advances, fees or any other types of transactions. Statement credit will appear on account within two billing cycles from the time it is earned. Can only qualify for one statement credit. Qualifying statement credits will credit to the overall balance outstanding, and do not count towards your minimum monthly payment amount for the applicable statement cycle. The total amount spent may not exceed your available credit limit. All card-not-present transactions must post to your Visa credit card by 12/31/2020 for the promotional statement credit to apply. Some restrictions may apply. Terms and conditions apply. Current DuPage Credit Union credit card must be paid up to date and not delinquent. Must be a member in good standing.

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