When an eligible Buy Now, Pay Later purchase is made, it is automatically displayed in the Buy Now, Pay Later tab in Digital Banking. Purchases must be a minimum of $100 and a maximum of $2,500 to qualify.

Buy Now, Pay Later offers will not be available for loan payments (mortgage, auto, credit card, etc.), payments to third-party buy now pay later providers, and cash transactions such as ATM withdrawals.

Buy Now, Pay Later offers expire 60 days after the transaction posting date.

Yes, there is a 10-day grace period after the payment due date where no late fee is charged. After the grace period expires, a $25.00 late fee will be charged. We recommend scheduling automatic payments to avoid any potential late fees.

If you return an item that has been used for a Buy Now, Pay Later plan, the plan will not be affected. You can choose to pay off the plan early or allow the plan to be repaid as scheduled. Your refund for the item will post to your account like it normally would, and you can use that refunded amount to pay off your Buy Now, Pay Later, if you wish.

No, once a payment plan is established, the terms cannot be changed.

No, we do not perform a credit check when determining your eligibility for Buy Now, Pay Later. Additionally, payment plans are not reported to the credit bureaus and so a plan that is created and paid timely does not affect your credit score.

The maximum number of payment plans to not exceed $2,500 in total purchases at any one time is 5.