How does an express credit line work?
The express credit line is a revolving line of credit that gives you immediate access to extra cash when you need it. Plus, it offers additional peace of mind since it serves as an overdraft protection source for your checking account.
In the event of an overdraft on your checking account, an express credit line will automatically advance in increments of $100 to cover the overdraft item. You can also advance on your line of credit through Online Banking, the Mobile Banking App, or automated phone banking.
Get help with Express Credit Lines.
Interest is charged daily and will be applied to the entire balance until it is paid in full. Your minimum monthly payment will never be less than $50. To avoid any interest charges, simply make your loan payment through Online Banking or Mobile Banking to pay off the balance the same day the advance was made.
The Express Credit Line works in two ways:
- In the event of an overdraft on your checking account, it will automatically advance in increments of $100 to cover the overdraft item
- You can advance on your line of credit through Online Banking or Mobile Banking when you need immediate access to cash