EXPRESS CREDIT LINE

Immediate access to a revolving line of credit.

How does an express credit line work?

The express credit line is a revolving line of credit that gives you immediate access to extra cash when you need it. Plus, it offers additional peace of mind since it serves as an overdraft protection source for your checking account.

In the event of an overdraft on your checking account, an express credit line will automatically advance in increments of $100 to cover the overdraft item. You can also advance on your line of credit through Online Banking, the Mobile Banking App, or automated phone banking.

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No interest

No interest charged if you pay the balance off the same day1

Flexible terms

Interest is only pennies a day if you pay the balance promptly2

Schedule payment

Option to make a payment by the due date and monthly thereafter

Get help with Express Credit Lines.

Interest is charged daily and will be applied to the entire balance until it is paid in full. Your minimum monthly payment will never be less than $50. To avoid any interest charges, simply make your loan payment through Online Banking or Mobile Banking to pay off the balance the same day the advance was made.

The Express Credit Line works in two ways:

  1. In the event of an overdraft on your checking account, it will automatically advance in increments of $100 to cover the overdraft item
  2. You can advance on your line of credit through Online Banking or Mobile Banking when you need immediate access to cash

An Express Credit Line is a revolving line of credit that gives you immediate access to extra cash when you need it.

1
  • If the balance is paid in full the same day the advance occurred, there are no finance charges.

2
  • Daily finance charges are applied to the entire balance until the balance is paid in full. The sooner you pay off your balance, the less finance charges you will pay.

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271990198