MORTGAGE LOANS

Take advantage of historically low mortgage rates.

Give us a call at 800-323-2611 or schedule a free appointment with our experts.

#1 credit union mortgage lender banner

Pam and Kim have been nothing but amazing. They are patient and thorough. They are available around the clock. Our realtor noted that this was the smoothest mortgage process thus far.
- Rebecca B.

Nora and her team got us in our new home in time for Christmas with the smallest window possible. They took care of everything. I can’t thank them enough.
- Michele N.

They helped us work through the process, explained the fees (and ensured they did not change), and provided a great competitive rate (which also stayed as it was locked in). This mortgage team cares about helping people!
- Fred F.

Compare mortgage loan options

Adjustable-rate

Interest rates that stay fixed for a period of time, then change based on the index rate. Choose from 3, 5, and 7 year terms.

Fixed-rate

Interest rates that stay the same throughout the life of the loan. Choose from terms ranging from 7-30 years.

Low Down Payment

Own a home for as little as 3% down. Available on 5 and 7-year ARMs and fixed-rate mortgages up to 30 years.

Jumbo

Jumbo mortgages (mortgages over $484,350) are available on 5 and 7-year ARMs and 15 and 30-year fixed-rate mortgages.

We're a different kind of lender.

When you're looking for a home, there's no "one-size-fits-all." That's why we have flexible terms from 7 to 30 years and home loan options to fit your unique needs. Whether you're looking for a low down payment mortgage or are ready to buy your dream home, we're here to help you.

Competitive rates

Highly competitive rates

Low mortgage rates with exclusive rate offers for members.

Low down payment

Low down payments

Put as little as 3% down on loans up to $484,350.

Home loan options

Home loan options for everyone

We lend on primary, secondary, and investment properties.1 We also have special mortgage options for qualified professionals.

No hidden fees

No hidden fees

Pay no application fee until you lock in your rate.2

Local experts

Local home loan experts

We'll work with you from application to closing and throughout the life of your loan.3

Preferred realtor

Get help from a Preferred Realtor

Get up to $500 at closing when you buy or sell your home with a Preferred Realtor.

Calculator

Calculate

Calculate your mortgage payment.

Use this calculator to estimate your rate and monthly mortgage payments.

Amount

Term

Calculate

  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

MORTGAGE REFINANCE

Reduce your monthly mortgage payment with a mortgage refinance.

Whether you're looking to shorten your loan term, refinance to a lower rate, reduce your monthly payment, or use your home's equity for a cash-out refinance, our experts will help you make the right call.

HOME EQUITY LOANS

Use your home's equity to fund improvements.

Do you want to make home improvements, consolidate debt, or do you need to finance unexpected costs? You may be able to use the equity you've built in your home to secure a low-rate home equity loan.

Nora Hickey

Hi, I'm Nora!

I'm a Residential Loan Specialist at DuPage Credit Union. My team is here to make the home loan process easy. Let's talk about your home loan needs.

PREFERRED REALTOR NETWORK

Work with a Preferred Realtor and save up to $500 at closing.

Professional woman

Home Loan Find a Realtor

Not sure where to start?

Whether you're looking to buy a home, make updates, or refinance, take some time to understand the mortgage process and your options.

Front door exterior

How much home can you afford?

Take the first step with a mortgage pre-approval. 

Mortgage loan reviews

star rating Average star rating of 5 stars 172 Reviews of Mortgage Loans
10/11/2019
Mortgage Re-fi
 

DuPage CU made my mortgage re-fi process simple & smooth. Costs are reasonable and everyone involved were friendly and helpful. I highly recommend DuPage Cu

- Marty
09/12/2019
Easy each time
 

I have had 2 mortgages with DuPage CU and they have both been very straight forward and simple to complete. I received the best interest rates I could find and had someone local to speak to, which was important to me.

- Matt
09/12/2019
No problems
 

I never had any issues with my mortgage. When I sold my house it was super easy and fast to get my money.

- Jeff
*
  • DuPage Credit Union ranked the number one credit union mortgage lender in DuPage, Kane and Kendall Counties according to the 2013 – 2017 HMDA data (Home Mortgage Disclosure Act). 2018 HMDA data not yet published.

1
  • Homeowners insurance required. Single-Family homes only in Illinois. Does not include 2-4 flat or apartment complex financing. Max Loan to Value (LTV) is 85% for Purchase, 75% Refinance or Cash-out Refinance for up to four properties. Other restrictions apply to more than four financed properties. Closing fees may apply for certain counties. Consult a tax adviser regarding deductibility of interest. Must be a Member in good standing. Other restrictions may apply.

2
  • The rate lock period is 50 days.

3
  • Some Out of State, Jumbo & Non-Conforming loans may not be serviced by DuPage Credit Union. Does not apply to FHA or VA loans.

phone icon 800-323-2611 message iconMessage Us branch locationsBranches & ATMs calendar icon Schedule Appointment
Routing Number:
271990198