Compare mortgage loan options
Adjustable-rate
Interest rates that stay fixed for a period of time, then change based on the index rate. Choose from 3, 5, and 7 year terms.
Fixed-rate
Interest rates that stay the same throughout the life of the loan. Choose from terms ranging from 7-30 years.
Low Down Payment
Own a home for as little as 3% down. Available on 5 and 7-year ARMs and fixed-rate mortgages up to 30 years.
We're a different kind of lender.
When you're looking for a home, there's no "one-size-fits-all." That's why we have flexible terms from 7 to 30 years and home loan options to fit your unique needs. Whether you're looking for a low down payment mortgage or are ready to buy your dream home, we're here to help you.
Highly competitive rates
Low mortgage rates with exclusive rate offers for members.
Low down payments
Put as little as 3% down on loans up to $510,400.
Home loan options for everyone
We lend on primary, secondary, and investment properties.1skip to disclosure We also have special mortgage options for qualified professionals.
Local home loan experts
We'll work with you from application to closing and throughout the life of your loan.3skip to disclosure
Get help from a Preferred Realtor
Get up to $500 at closing when you buy or sell your home with a Preferred Realtor.
Calculate your mortgage payment.
Use this calculator to estimate your rate and monthly mortgage payments.
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
MORTGAGE REFINANCE
Reduce your monthly mortgage payment with a mortgage refinance.
Whether you're looking to shorten your loan term, refinance to a lower rate, reduce your monthly payment, or use your home's equity for a cash-out refinance, our experts will help you make the right call.
HOME EQUITY LOANS
Use your home's equity to fund improvements.
Do you want to make home improvements, consolidate debt, or do you need to finance unexpected costs? You may be able to use the equity you've built in your home to secure a low-rate home equity loan.
Work with a Preferred Realtor and save up to $500 at closing.
Home Loan Find a Realtor
Not sure where to start?
Whether you're looking to buy a home, make updates, or refinance, take some time to understand the mortgage process and your options.
How much home can you afford?
Take the first step with a mortgage pre-approval.
Mortgage loan reviews
I want thank Nichoel and Michael for getting back to me quickly. Mike and Nichoel have provided excellent service throughout my refinancing process. Both have continued updating me with information and clarity making sure all deadlines were met prior to the final closing on my refinancing.
Through my 30 years of being a member with DuPage Credit Union I have always received the best service and support.
Thank you to all associates at DuPage Credit Union.
Sincerely,
Jeremy H.
I am extremely grateful to Mike and Nichoel for all of their assistance during my refinancing process.
Both of them provided quick responses with information needed to keep things moving forward. They also helped ensure that all of the critical timing deadlines were met. Finally, they helped to ensure that the actual closing was a quick and easy in-person process.
I do realize that the rate is an important factor, as you're going to be paying interest on your loan for years. However, you MUST have good and strong people behind the process or you're going to have regrets. With my original mortgage, I made the mistake of looking ONLY at the rate -- and I paid for that. I am extremely glad to have done this refinancing with DCU!
I am extremely grateful to Mike and Nichoel for all of their assistance during my refinancing process.
Both of them provided quick responses with information needed to keep things moving forward. They also helped ensure that all of the critical timing deadlines were met. Finally, they helped to ensure that the actual closing was a quick and easy in-person process.
I do realize that the rate is an important factor, as you're going to be paying interest on your loan for years. However, you MUST have good and strong people behind the process or you're going to have regrets. With my original mortgage, I made the mistake of looking ONLY at the rate -- and I paid for that. I am extremely glad to have done this refinancing with DCU!
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DuPage Credit Union ranked the number one credit union mortgage lender in DuPage, Kane and Kendall Counties according to the 2013 – 2018 HMDA data (Home Mortgage Disclosure Act). 2019 HMDA data not yet published.
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Homeowners insurance required. Single-Family homes only in Illinois. Does not include 2-4 flat or apartment complex financing. Max Loan to Value (LTV) is 85% for Purchase, 75% Refinance or Cash-out Refinance for up to four properties. Other restrictions apply to more than four financed properties. Closing fees may apply for certain counties. Consult a tax adviser regarding deductibility of interest. Must be a Member in good standing. Other restrictions may apply.
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The rate lock period is 50 days.
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Some Out of State, Jumbo & Non-Conforming loans may not be serviced by DuPage Credit Union. Does not apply to FHA or VA loans.
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Photo by Douglas Sheppard on Unsplash.
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Photo by Rustic Vegan on Unsplash.
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