MORTGAGE LOANS

Take advantage of historically low mortgage rates.

Give us a call at 800-323-2611 or schedule a free appointment with our experts.

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Pam and Kim have been nothing but amazing. They are patient and thorough. They are available around the clock. Our realtor noted that this was the smoothest mortgage process thus far.
- Rebecca B.

Nora and her team got us in our new home in time for Christmas with the smallest window possible. They took care of everything. I can’t thank them enough.
- Michele N.

They helped us work through the process, explained the fees (and ensured they did not change), and provided a great competitive rate (which also stayed as it was locked in). This mortgage team cares about helping people!
- Fred F.

Compare mortgage loan options

Adjustable-rate

Interest rates that stay fixed for a period of time, then change based on the index rate. Choose from 3, 5, and 7 year terms.

Fixed-rate

Interest rates that stay the same throughout the life of the loan. Choose from terms ranging from 7-30 years.

Low Down Payment

Own a home for as little as 3% down. Available on 5 and 7-year ARMs and fixed-rate mortgages up to 30 years.

Jumbo

Jumbo mortgages (mortgages over $484,350) are available on 5 and 7-year ARMs and 15 and 30-year fixed-rate mortgages.

We're a different kind of lender.

When you're looking for a home, there's no "one-size-fits-all." That's why we have flexible terms from 7 to 30 years and home loan options to fit your unique needs. Whether you're looking for a low down payment mortgage or are ready to buy your dream home, we're here to help you.

Competitive rates

Highly competitive rates

Low mortgage rates with exclusive rate offers for members.

Low down payment

Low down payments

Put as little as 3% down on loans up to $484,350.

Home loan options

Home loan options for everyone

We lend on primary, secondary, and investment properties.1 We also have special mortgage options for qualified professionals.

No hidden fees

No hidden fees

Pay no application fee until you lock in your rate.2

Local experts

Local home loan experts

We'll work with you from application to closing and throughout the life of your loan.3

Preferred realtor

Get help from a Preferred Realtor

Get up to $500 at closing when you buy or sell your home with a Preferred Realtor.

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Calculate your mortgage payment.

Use this calculator to estimate your rate and monthly mortgage payments.

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  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

MORTGAGE REFINANCE

Reduce your monthly mortgage payment with a mortgage refinance.

Whether you're looking to shorten your loan term, refinance to a lower rate, reduce your monthly payment, or use your home's equity for a cash-out refinance, our experts will help you make the right call.

HOME EQUITY LOANS

Use your home's equity to fund improvements.

Do you want to make home improvements, consolidate debt, or do you need to finance unexpected costs? You may be able to use the equity you've built in your home to secure a low-rate home equity loan.

Nora Hickey

Hi, I'm Nora!

I'm a Residential Loan Specialist at DuPage Credit Union. My team is here to make the home loan process easy. Let's talk about your home loan needs.

PREFERRED REALTOR NETWORK

Work with a Preferred Realtor and save up to $500 at closing.

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Home Loan Find a Realtor

Not sure where to start?

Whether you're looking to buy a home, make updates, or refinance, take some time to understand the mortgage process and your options.

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How much home can you afford?

Take the first step with a mortgage pre-approval. 

Mortgage loan reviews

06/30/2019
"My husband and I highly recommend Nora Hickey and her team..."
 

My husband and I highly recommend Nora Hickey and her team from DuPage Credit Union for a mortgage. We have used her twice now, and both times we had an amazing experience. She answers questions along the way, and she's very organized. We planned for a 2-3 close when we bought our most recent home, and we were out in 45 mins. When we asked why it was so much faster than expected, the title company said because you must have an amazing lender!

- Meghan Carey
06/28/2019
"I was very happy working with DuPage Credit Union."
 

I was very happy working with DuPage Credit Union. Nora and her team were very helpful and patient with my many questions. The published interest rates were some of the best I found. And when we were getting near to closing and finalizing the documents, I was given an interest rate even lower than I had been quoted. I have been a member for nearly 20 years, and the convenience of having my mortgage with my primary financial institution is great.

Also, when I was at my closing, the seller's attorney spoke very highly of working with DuPage Credit Union and Nora. He said he always loves seeing DuPage Credit Union as the lender because of how good they are to work with.

- Catherine
05/17/2019
"It was our first time getting a mortgage..."
 

It was our first time getting a mortgage and with so many choices, it was hard to decide who to go with. We ended up going with DuPage Credit Union and it has definitely been the right choice! Nora and Pam were amazing to work with. They guided us through the whole process and answered every question we had promptly and with patience. I would highly recommend the DuPage Credit Union team; especially if it's your first time applying for a mortgage.

- Margaret Carlson-Lane
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  • DuPage Credit Union ranked the number one credit union mortgage lender in DuPage, Kane and Kendall Counties according to the 2013 – 2017 HMDA data (Home Mortgage Disclosure Act). 2018 HMDA data not yet published.

1
  • Homeowners insurance required. Single-Family homes only in Illinois. Does not include 2-4 flat or apartment complex financing. Max Loan to Value (LTV) is 85% for Purchase, 75% Refinance or Cash-out Refinance for up to four properties. Other restrictions apply to more than four financed properties. Closing fees may apply for certain counties. Consult a tax adviser regarding deductibility of interest. Must be a Member in good standing. Other restrictions may apply.

2
  • The rate lock period is 50 days.

3
  • Some Out of State, Jumbo & Non-Conforming loans may not be serviced by DuPage Credit Union. Does not apply to FHA or VA loans.

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Routing Number:
271990198