Schedule a free appointment with a home loan expert today.
As a Credit Union built on the idea of people helping people, we believe our local heroes should be able to afford a home.
Why choose DuPage Credit Union for your mortgage?
Get help with Community Heroes Loans.
Yes, if you have money that’s been gifted to you or you’ve been given a grant for housing, you can apply those funds toward a down payment.
Yes, you can qualify for the Community Heroes Loan even if you’ve owned a home before as long as you don’t own a home at the time of closing.
Yes. PMI is required until you’ve paid 20% of your loan. Once you’ve reached 20% equity, you can contact us to remove the PMI or it will automatically be removed once you’ve paid 22% of your LTV (loan-to-value).
We're happy to help.
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Homeowners insurance required. Single-Family homes only in Illinois. Does not include 2-4 flat or apartment complex financing. Minimum credit score requirements apply. Cannot currently own another home. Minimum loan amount is $50,000. Other terms may be available. Documentation of employment is required to verify the Members position. Consult a tax adviser regarding deductibility of interest. Must be a Member in good standing. Other restrictions may apply.
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Must have a Credit Union membership established and be in good standing. Membership Savings APY = Annual Percentage Yield. Rates are subject to change without notice. See Current Rates. The rate may change after the account is opened. APY is accurate of the last dividend declaration date. Earnings may be reduced if fees are incurred. Accounts will not earn dividends until balance reaches $100.
Rate, points, and Annual Percentage Rate (‘APR’) may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. Maximum loan to value varies based on multiple factors, including but not limit to loan type, property type and occupancy type.
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The rate lock period is 50 days.
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