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As a Credit Union built on the idea of people helping people, we believe our local heroes should be able to afford a home.
Why choose DuPage Credit Union for your mortgage?
Get help with Community Heroes Loans.
Yes, if you have money that’s been gifted to you or you’ve been given a grant for housing, you can apply those funds toward a down payment.
Yes, you can qualify for the Community Heroes Loan even if you’ve owned a home before as long as you don’t own a home at the time of closing.
Yes. PMI is required until you’ve paid 20% of your loan. Once you’ve reached 20% equity, you can contact us to remove the PMI or it will automatically be removed once you’ve paid 22% of your LTV (loan-to-value).
We're happy to help.
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Single-Family homes only in Illinois. Does not include 2-4 flat or apartment complex financing. Must be Member’s primary residence and Member may not own another property at the time of origination. Minimum credit score requirements apply. Proof of employment and occupation is required to verify the Member’s position. Minimum loan amount is $50,000. Maximum loan amount is $766,550. Private Mortgage Insurance (PMI) may be required due to the low down payment. Homeowner insurance required. Must be a Member in good standing. Other restrictions may apply. Other terms may be available.
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The rate lock period is 60 days.