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Home › Mortgage Loans › Fixed-Rate Mortgage

FIXED-RATE MORTGAGE

Get the security of a fixed interest rate and terms up to 30 years.

See Rates & Apply for a fixed-rate mortgage

Schedule a free appointment with a home loan expert today.

Fixed-rate mortgages have interest rates that stay the same throughout the life of the loan.

  • Your payment never changes regardless of the economy.
  • Available for a variety of flexible terms.
  • Down payments as low as 3% with loans from $50,000 to $806,500.
  • We lend on primary, secondary, and investment properties nationwide except AK, AZ, HI, MA, NY, RI, VI, VT, and DC1skip to disclosure
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Why choose DuPage Credit Union for your fixed-rate mortgage?

Learn about mortgages.

Should I get pre-approved for a mortgage loan?

June 21, 2019

What to expect when purchasing a home

Is fall the best time to buy a house?

What is private mortgage insurance (PMI)?

Get help with fixed-rate mortgages.

What Terms are available for Fixed-Rate Mortgages? Dropdown, press enter to open.

We offer flexible terms ranging from 7 to 30 years for Fixed-Rate Mortgages. Schedule an appointment to learn which might be best for you.

Should I get a 15-year or 30-year fixed-rate mortgage? Dropdown, press enter to open.

If you’re looking to live in your home for the long haul, then a 30 year mortgage might be the best fit. Keep in mind; however, that even though your payment may be somewhat smaller, the interest rate will be higher and you’ll end up paying more in interest over time.

With a 15 year mortgage, your interest rate will be lower which means you’ll pay your principal off faster and pay less in interest.

To get more information, schedule an appointment with on of our home loan experts.

 

See All FAQs

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Call us: 1-800-323-2611

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  • Must have a Credit Union membership established and be in good standing. Rate, points, and Annual Percentage Rate (‘APR’) may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. Maximum loan to value varies based on multiple factors, including but not limit to loan type, property type and occupancy type.

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  • The rate lock period is 60 days.

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  • Rebates are awarded to existing Members who complete their closing of a qualified conventional purchase and/or sale within the state of Illinois with an approved Real Estate Professional as part of DuPage Credit Union’s Preferred Realtor Network. Rebates of $250 will be given to Members with a home purchase price of under $200,000; a rebate of $500 will be given for homes with a purchase price of $200,000 or more. Preferred Realtors Service is only available for mortgages serviced by DuPage Credit Union. Some restrictions may apply.

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