DuPage Credit Union

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Loans & Mortgages
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- - Loans & Mortgages
    
    Whether you're in the market for your first home, looking to make some home repairs, or refinancing your vehicle—we have a low-rate loan to meet your needs.
  - Mortgage Loans
    
    We offer competitive rates, terms from 7 to 30 years, and down payments as low as 3%.
  - Mortgage Refinance
    
    Refinance your mortgage into a lower monthly payment, shorten your loan term, or take a cash-out refinance to pay off debt or finance home improvements.
  - Monthly Payment Calculator
    
    Want to know how much your monthly payment will be?
    
    No need to guess, our monthly payment calculator will do that for you.
  - Home Equity Loans
    
    Looking to fix up your home or pay off debt? We offer home equity loans as low as 4.000% APR.
  - New and Used Auto Loans
    
    Vehicle rates as low as 2.49% APR with financing available from $500 - $150,000 and terms up to 84 months.
  - Auto Loan Calculator
    
    Want to know what your monthly auto payment will be?
    
    No need to guesstimate. Or handy loan calculator will do that for you.
  - Motorcycle Loans
    
    Motorcycle rates as low as 2.49% APR.
  - Boat Loans
    
    Boat rates as low as 3.49% APR.
  - RV Loans
    
    RV loan rates as low as 3.49% APR.
  - Auto Loan Refinance
    
    Refinance your auto loan into a lower monthly payment, lower interest rate, and/or longer loan term.
  - Personal Loans
    
    Be prepared for unexpected expenses with personal loan rates as low as 6.49% APR, loans up to $50,000, and terms up to 60 months.
  - Line of Credit
    
    Need access to extra cash or overdraft protection for your checking account? Add a line of credit today.
  - Credit Builder Loan
    
    Establish or improve your credit score with Credit Builder Loan rates as low as 9.99% APR.
  - Savings Secured Loan
    
    Savings-secured loan rates as low as 2.05% APR.
  - Make Vehicle Payment
    
    Haven't set up your [auto payment] yet? No worries, just login to [Online Banking] and make your payment.
  - Apply for a Mortgage Loan
    
    Apply today for a first or second mortgage. You can save your application and finish later.
  - Apply for an Auto Loan
    
    Get pre-approved for an auto loan before going to the dealership and feel confident negotiating the best price.
  - Skip a Vehicle Payment
    
    Skip a payment on your DuPage Credit Union Visa vehicle loan up to two times each per calendar year.
  - Make a Loan Payment
    
    See the options you have for paying a DuPage Credit Union loan.
- - Home Loans
  - Mortgage Loans
  - Mortgage Refinance
  - Home Equity Loans
- - Auto Loans
  - Auto Loans
  - Motorcycle Loans
  - Boat Loans
  - RV Loans
  - Auto Loan Refinance
- - Personal Lending
  - Personal Loan
  - Line of Credit
  - Credit Builder Loan
  - Savings Secured Loan
- - Common Account Tasks
  - Pay My Loan
  - Apply for a Mortgage Loan
  - Check Mortgage Application Status
  - Apply for an Auto Loan
  - Skip a Vehicle Payment
Checking & Savings
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- - Reward Yourself. Grow Your Money.
    
    You shouldn't have to pay for a checking or savings account. Rather, they should pay you.
    
    Check out any of our 5 savings account options and 4 checking account options for an account that works for you.
  - High-Yield Savings
    
    Works like a certificate of deposit. Earn 1.00% APY with no minimum balance or service fees and no minimum to start earning.
  - Visa® Debit Card
    
    Earn cash back when combined with a Cash Back Checking account. Plus, with My Cash Back Rewards, you can earn additional cash back from local stores, restaurants, and more.
  - High-Yield Checking
    
    Earn 3.04% APY with no monthly service or minimum balance fees.
  - Cash Back Checking
    
    Earn 0.50% cash back on debit card purchases—up to $300 per year. No monthly service of minimum balance fees.
  - Premier Checking
    
    Earn dividends on balances of $1,000 or more without worrying about spend requirements.
  - Core Checking
    
    A simple checking account with no requirements.
  - Membership Savings Account
    
    Earn 0.05% APY on balances as low as $100 with no monthly service fee.
  - Money Market Account
    
    Earn up to 0.90% APY with no monthly service fee and no minimum balance fee.
  - Special Savings Account
    
    A completely customizable savings account that works just like a Membership Savings account, but helps you save toward a specific goal like a wedding, vacation, or buying a car.
  - Share Savings Certificate
    
    Earn up to 0.15% APY on a 60-month certificate.
  - Online Banking
    
    Log into your accounts safely and securely from any device.
  - Download Mobile Banking App
    
    Download the Mobile Banking App on your Android or iPhone. Pay and receive money with Popmoney®, and deposit checks and bills with your phone's camera.
  - Transfer Money
    
    See how easy it is to send money to another financial institution, move money between accounts. and pay friends or family.
  - Set up Direct Deposit
    
    Download a direct deposit form or get started with ClickSWITCH®, where you can easily switch over direct deposits and automatic payments from other banks.
  - Register for Online Statements
    
    Avoid clutter and reduce the risk of identity theft with online statements and notices. Log into Online Banking to get started.
- - Common Account Tasks
  - Online Banking
  - Download Mobile Banking App
  - Transfer Money
  - Set Up Direct Deposit
  - Register for Online Statements
Credit Cards
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- - Report Lost or Stolen Card
    
    Have you noticed unauthorized charges on your debit or credit card? Simply give us a call at 800-323-2611 or visit our Lost or Stolen Card page for more information.
  - Find the Perfect Credit Card
    
    Whether you're looking for unlimited rewards, cash back, or a card to help build credit—we've got your back with 4 credit cards.
  - Inspire Cash Back Signature Card
    
    Earn up to 3% cash back with up to $500 in new cardholder bonuses.
  - Platinum Rewards Card
    
    Earn unlimited Choice Rewards Points on every dollar spent.
  - Platinum Advantage Card
    
    Take advantage of 0% APR introductory offers on purchases and balance transfers.
  - Platinum Card
    
    The perfect starter card for those looking to establish or rebuild their credit.
  - Manage Your Credit Card
    
    Need to set spending limits, create transaction alerts, or let us know you'll be traveling abroad? Log into Online Banking, click your card, and then click the Manage tab in the new window.
  - Make a Balance Transfer
    
    Paying too much in interest on your credit card? Transfer them to a low-rate DuPage Credit Union credit card. See our special offers and calculate your savings.
  - Skip a Credit Card Payment
    
    Skip a payment on your DuPage Credit Union credit card bill—up to two times per calendar year.
  - See if You're Pre-approved
    
    Interested in upgrading to the Inspire card or maybe just starting off on your credit card journey? Click the link to see if you're pre-approved.
  - Set Travel Notifications
    
    Planning on traveling the US or vacationing abroad? Let us know so you'll be ready to go.
  - Upgrade Your Card
    
    Switch out your current DuPage Credit Union credit card for one that offers rewards or even cash back.
  - Visa Purchase Alerts
    
    Get a text or email whenever your Visa credit card is used.
  - Request Credit Limit Increase
    
    Has your credit score or income increased since you applied for a credit card? Complete a short form to submit your request.
Invest
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- - Invest
    
    Talk to financial professional Jacob Hernandez or check out a savings account that can help you save for the future.
  - DuPage Financial Advisors
    
    Exclusively for members, the DuPage Financial Advisors Program is here to help you achieve your financial goals. So far financial professionals have helped over 200 members achieve their financial goals.
  - Share Savings Certificate
    
    Save for the future and earn up to 0.15% APY on certificates from 3-60 months.
  - High-Yield Savings
    
    Works like a certificate of deposit. Earn 1.00% APY with no minimum balance or service fees and no minimum to start earning.
  - Money Market Account
    
    Earn up to 0.90% APY with no monthly service fee and no minimum balance fee.
Learn
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- - Learn
    
    It's our goal to empower our members through free financial education resources and access to expert advice.
  - Special Offers & Discounts
    
    Find limited-time offers and ongoing membership perks.
  - Events
    
    Attend seminars on topics like home and vehicle-buying, retirement and investing, and more.
  - Careers
    
    If you have a passion for helping people and are looking for a fulfilling career where you can express yourself, then we want to hear from you!
  - About Us
    
    For over 60 years, DuPage Credit Union has been inspired by our members to deliver a memorable banking experience. See our story.
  - Greenpath Financial Wellness
    
    GreenPath Financial Wellness is a benefit of membership and provides confidential financial counseling— no appointment necessary.
  - Security
    
    Learn how the Credit Union protects your personal information online.
  - Community
    
    Learn how we give back in the communities we call home.
  - Join DuPage Credit Union
    
    Join the credit union movement. Get higher rates on savings, lower rates on loans, and honest insightful advice.
  - Financial Calculators
    
    Take the guesswork out of your financial decisions with our free and fast calculators.

MORTGAGE LEARNING HUB

Better manage your financial future with expert mortgage advice.

Mortgages

Should I get pre-approved for a mortgage loan?

What to expect when purchasing a home?

Is fall the best time to buy a house?

What is private mortgage insurance (PMI)?

DuPage Credit Union mortgage loan benefits

Highly competitive rates. Low mortgage rates with exclusive rate offers for members.
Low down payments. Put as little as 3% down on loans up to $548,250.
No hidden fees. Pay no application fee until you lock in your rate.^{1skip to disclosure}
Home loan options for everyone. We lend on primary, secondary, and investment properties.

Resources and tools

Home Equity

What’s the best home equity loan option for me?

Home Equity Loan vs Cash-Out Refinance

Should I take out a home equity loan to consolidate debt?

8 hot home improvement trends in 2019

DuPage Credit Union home equity loan benefits

Highly competitive rates. Low home equity loan rates with exclusive rate offers for members.
No hidden fees. Pay no application fee until you lock in your rate.^{1skip to disclosure}
Local non-commissioned experts. We'll work with you from application to closing and throughout the life of your loan.

Resources and tools

Mortgage Refinance

Should I refinance my mortgage?

5 Reasons Why You Should Take a Cash-out Refinance

Home Equity Loan vs Cash-Out Refinance

3 Reasons to Refinance Your FHA Home Loan Into a Conventional Mortgage Now

DuPage Credit Union mortgage refinance benefits

Highly competitive rates. Low mortgage refinance rates with exclusive rate offers for members.
No hidden fees. Pay no application fee until you lock in your rate.^{1skip to disclosure}
Local non-commissioned experts. We'll work with you from application to closing and throughout the life of your loan.

Resources and tools

Homeowners insurance required. Single-Family homes only in Illinois. Does not include 2-4 flat or apartment complex financing. Max Loan to Value (LTV) is 85% for Purchase, 75% Refinance or Cash-out Refinance for up to four properties. Other restrictions apply to more than four financed properties. Closing fees may apply for certain counties. Consult a tax adviser regarding deductibility of interest. Must be a Member in good standing. Other restrictions may apply.

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The rate lock period is 50 days.

Branches & ATMs

Schedule Appointment

Routing Number:
271990198