DuPage Credit Union

Loans & Mortgages
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- - Mortgage Loans
    
    We offer competitive rates, terms from 7 to 30 years, and down payments as low as 3%.
  - Mortgage Refinance
    
    Refinance your mortgage into a lower monthly payment, shorten your loan term, or take a cash-out refinance to pay off debt or finance home improvements.
  - Monthly Payment Calculator
    
    Want to know how much your monthly payment will be?
    
    No need to guess, our monthly payment calculator will do that for you.
  - Home Equity Loans
    
    Looking to fix up your home or pay off debt? We offer home equity loans as low as 8.500% APR.
  - New and Used Auto Loans
    
    Vehicle rates as low as 5.4% APR with financing available from $500 - $150,000 and terms up to 84 months.
  - Auto Loan Calculator
    
    Want to know what your monthly auto payment will be?
    
    No need to guesstimate. Or handy loan calculator will do that for you.
  - Motorcycle Loans
    
    Motorcycle rates as low as 6.90% APR.
  - Boat Loans
    
    Boat rates as low as 6.90% APR.
  - RV Loans
    
    RV loan rates as low as 6.4% APR.
  - Auto Loan Refinance
    
    Refinance your auto loan into a lower monthly payment, lower interest rate, and/or longer loan term.
  - Personal Loans
    
    Be prepared for unexpected expenses with personal loan rates as low as 9.49% APR, loans up to $50,000, and terms up to 60 months.
  - Line of Credit
    
    Need access to extra cash or overdraft protection for your checking account? Add a line of credit today.
  - Credit Builder Loan
    
    Establish or improve your credit score with Credit Builder Loan rates as low as 9.99% APR.
  - Savings Secured Loan
    
    Savings-secured loan rates as low as 2.05% APR.
  - Make Vehicle Payment
    
    Haven't set up your [auto payment] yet? No worries, just login to [Online Banking] and make your payment.
  - Apply for a Mortgage Loan
    
    Apply today for a first or second mortgage. You can save your application and finish later.
  - Apply for an Auto Loan
    
    Get pre-approved for an auto loan before going to the dealership and feel confident negotiating the best price.
  - Skip a Vehicle Payment
    
    Skip a payment on your DuPage Credit Union Visa vehicle loan up to two times each per calendar year.
  - Make a Loan Payment
    
    See the options you have for paying a DuPage Credit Union loan.
- - Home Loans
  - Mortgage Loans
  - Mortgage Refinance
  - Home Equity Loans
- - Auto Loans
  - Auto Loans
  - Motorcycle Loans
  - Boat Loans
  - RV Loans
  - Lease Alternative Loan
  - Auto Loan Refinance
- - Personal Lending
  - Personal Loan
  - Line of Credit
  - Credit Builder Loan
  - Savings Secured Loan
- - Common Account Tasks
  - Pay My Loan
  - Apply for a Mortgage Loan
  - Check Mortgage Application Status
  - Apply for an Auto Loan
  - Check Auto or Personal Loan Status
  - Skip a Vehicle Payment
Checking & Savings
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- - High-Yield Savings
    
    Works like a certificate of deposit. Earn 1.00% APY with no minimum balance or service fees and no minimum to start earning.
  - Visa® Debit Card
    
    Earn cash back when combined with a Cash Back Checking account. Plus, with My Cash Back Rewards, you can earn additional cash back from local stores, restaurants, and more.
  - High-Yield Checking
    
    Earn 5.12% APY with no monthly service or minimum balance fees.
  - Cash Back Checking
    
    Earn 0.50% cash back on debit card purchases—up to $300 per year. No monthly service of minimum balance fees.
  - Premier Checking
    
    Earn dividends on balances of $1,000 or more without worrying about spend requirements.
  - Core Checking
    
    A simple checking account with no requirements.
  - Membership Savings Account
    
    Earn 0.05% APY on balances as low as $100 with no monthly service fee.
  - Money Market Account
    
    Earn up to 0.40% APY with no monthly service fee and no minimum balance fee.
  - Special Savings Account
    
    A completely customizable savings account that works just like a Membership Savings account, but helps you save toward a specific goal like a wedding, vacation, or buying a car.
  - Share Savings Certificate
    
    Earn up to 1.00% APY on a 60-month certificate.
  - Online Banking
    
    Log into your accounts safely and securely from any device.
  - Download Mobile Banking App
    
    Download the Mobile Banking App on your Android or iPhone. Pay and receive money with Popmoney®, and deposit checks and bills with your phone's camera.
  - Set up Direct Deposit
    
    Download a direct deposit form or get started with ClickSWITCH®, where you can easily switch over direct deposits and automatic payments from other banks.
  - Register for Online Statements
    
    Avoid clutter and reduce the risk of identity theft with online statements and notices. Log into Online Banking to get started.
  - Report Lost or Stolen Card
    
    If you detect suspicious or fraudulent activity on your debit card, or if your card has been lost or stolen, please call us immediately.
- - Common Account Tasks
  - Digital Banking
  - Set Up Direct Deposit
  - Report Card Lost or Stolen
  - Download the Mobile App
  - Register for eStatements
  - Buy Now, Pay Later
Credit Cards
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Invest
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- - DuPage Financial Advisors
    
    Exclusively for members, the DuPage Financial Advisors Program is here to help you achieve your financial goals. So far financial professionals have helped over 200 members achieve their financial goals.
  - Share Savings Certificate
    
    Save for the future and earn up to 1.00% APY on certificates from 3-60 months.
  - High-Yield Savings
    
    Earn up to 1.00% APY with no minimum balance or service fees and no minimum to start earning.
  - Money Market Account
    
    Earn up to 0.40% APY with no monthly service fee and no minimum balance fee.
Learn
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- - Learn
    
    It's our goal to empower our members through free financial education resources and access to expert advice.
  - Special Offers & Discounts
    
    Find limited-time offers and ongoing membership perks.
  - Events
    
    Attend seminars on topics like home and vehicle-buying, retirement and investing, and more.
  - Careers
    
    If you have a passion for helping people and are looking for a fulfilling career where you can express yourself, then we want to hear from you!
  - About Us
    
    For over 60 years, DuPage Credit Union has been inspired by our members to deliver a memorable banking experience. See our story.
  - Greenpath Financial Wellness
    
    GreenPath Financial Wellness is a benefit of membership and provides confidential financial counseling— no appointment necessary.
  - Security
    
    Learn how the Credit Union protects your personal information online.
  - Community
    
    Learn how we give back in the communities we call home.
  - Join DuPage Credit Union
    
    Join the credit union movement. Get higher rates on savings, lower rates on loans, and honest insightful advice.
  - Annual Report
    
    Download the DuPage Credit Union Annual Report with messages from the President, Board Chair, Supervisory Committee, and financial statements.
  - Financial Calculators
    
    Take the guesswork out of your financial decisions with our free and fast calculators.
- - From the Blog
  - - Split Up Debit Card Purchases with Buy Now, Pay Later
    - How Balance Transfers Can Help Save You Money
Report Lost or Stolen Card

If you detect suspicious or fraudulent activity on your credit card, or if your card has been lost or stolen, please call us immediately.
Manage Your Credit Card

Need to set spending limits, create transaction alerts, or let us know you'll be traveling abroad? Log into Online Banking, click your card, and then click the Manage tab in the new window.
Make a Balance Transfer

Paying too much in interest on your credit card? Transfer them to a low-rate DuPage Credit Union credit card. See our special offers and calculate your savings.
Skip a Credit Card Payment

Skip a payment on your DuPage Credit Union credit card bill—up to two times per calendar year.
See if You're Pre-approved

Interested in upgrading to the Inspire card or maybe just starting off on your credit card journey? Click the link to see if you're pre-approved.
Set Travel Notifications

Planning on traveling the US or vacationing abroad? Let us know so you'll be ready to go.
Upgrade Your Card

Switch out your current DuPage Credit Union credit card for one that offers rewards or even cash back.
Request Credit Limit Increase

Has your credit score or income increased since you applied for a credit card? Complete a short form to submit your request.

LOW DOWN PAYMENT MORTGAGE

With only 3% down, it could be 100% yours.

See Rates & Apply

Schedule a free appointment with a home loan expert today.

A Low Down Payment Mortgage may save you thousands versus FHA.

Down payments as low as 3% with loans from $50,000 to $766,550.
Unlike FHA, you won't pay upfront mortgage insurance premium (MIP) fees.
Only requires private mortgage insurance (PMI) until you have 20% invested in your home. FHA requires you to pay mortgage insurance every month for the entire life of your loan.^{1skip to disclosure}
Available for a variety of fixed-rate mortgages.
We lend on primary, secondary, and investment properties nationwide except AK, AZ, HI, MA, NY, RI, VI, VT, and DC

Couple moving boxes

Women business meeting

Why choose DuPage Credit Union for a Low Down Payment Mortgage?

Low mortgage rates, high member satisfaction. Read member reviews
You'll work with local home loan experts—from contract to closing and beyond.
Pay no application fee until you lock in your rate. You can lock in your rate for up to 60 days.^{2skip to disclosure}
Save up to $500 by using one of our Preferred Realtors.^{3skip to disclosure}

Learn about mortgages

Should I get pre-approved for a mortgage loan?

What to expect when purchasing a home?

Is fall the best time to buy a house?

What is private mortgage insurance (PMI)?

We're happy to help.

Schedule an appointment

Call us: 1-800-323-2611

Send us a message

Homeowners insurance required.

Must have a Credit Union membership established and be in good standing. Rate, points, and Annual Percentage Rate (‘APR’) may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. Maximum loan to value varies based on multiple factors, including but not limit to loan type, property type and occupancy type.

¹

PMI will drop automatically at 78% LTV, but may be requested in writing once your loan hits 80% LTV from the original value.

²

The rate lock period is 60 days.

³

Rebates are awarded to existing Members who complete their closing of a qualified conventional purchase and/or sale within the state of Illinois with an approved Real Estate Professional as part of DuPage Credit Union’s Preferred Realtor Network. Rebates of $250 will be given to Members with a home purchase price of under $200,000; a rebate of $500 will be given for homes with a purchase price of $200,000 or more. Preferred Realtors Service is only available for mortgages serviced by DuPage Credit Union. Some restrictions may apply.

^*

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Branches & ATMs

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Routing Number:
271990198