MORTGAGE LOAN OPTIONS

Find the mortgage loan that fits you.

Mortgage loan options for every need

Most lenders only offer fixed or adjustable-rate mortgages with limited terms. At DuPage Credit Union, we offer government-backed loans, low down payment mortgage options, loans for teachers and veterans, and loan terms from 7-30 years. 

Fixed-rate Mortgage

Fixed-rate mortgages have interest rates that stay the same throughout the life of the loan. Choose from loans terms of 7-30 years.

Adjustable-rate Mortgage

Interest rates that stay fixed for a period of time, then change based on the index rate. Choose from 3, 5, and 7 year terms.

Low Down Payment Mortgage

Own a home for as low as 3% down with no upfront MIP fees. Available on 5 and 7-year ARMs and fixed-rate mortgages up to 30 years

FHA Loan

Get a government-backed home loan with only 3.5% down. Available on 5-year ARMs, and 15, 20, 25, or 30-year fixed-rate mortgages.

HomeReady® Mortgage

Cash for down payment costs can be funded by family. Available on 5 and 7-year ARMs and fixed-rate mortgages up to 30 years.

Single-family Investment

Pay as low as 15% down on single-family investment properties. Available on 5 and 7-year ARMs and fixed-rate mortgages up to 30 years.

VA Loan

Veterans can own a home with 0% down and no monthly MIP fees. Available on 5-year ARMs and 15, 20, or 30-year fixed-rate mortgages.

Community Heroes Loan

Get a home loan for as low as 1% down. Available on 5-year ARMs for teachers, firefighters, police officers, EMTs, and paramedics.

Get the right home loan for you.

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271990198