MORTGAGE LOAN OPTIONS

Find the mortgage loan that fits you.

Fixed-rate Mortgage

Fixed-rate mortgages have interest rates that stay the same throughout the life of the loan. Available for a variety of terms.

Low Down Payment Mortgage

Own a home for as little as 3% down. Available on a variety of fixed-rate terms.

Single-family Investment

Pay as low as 15% down on single-family investment properties. Available on a variety of fixed-rate terms.

VA Loan

Veterans could own a home with 0% down and no monthly MIP fees. Available on fixed-rate mortgages.

FHA Loan

Apply for a government-backed home loan with only 3.5% down. Available on fixed-rate mortgages.

Community Heroes Loan

Apply for a home loan for as low as 1% down. Available for teachers, firefighters, police officers, EMTs, and paramedics.

Jumbo Mortgage

Jumbo mortgages (mortgages over $647,200) are available for a variety of fixed-rate mortgages.

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Schedule a consultation and qualify for $500 towards your closing costs.skip to disclosure

Our Residential Lending Specialists will help you determine if you're ready to buy and walk you through the process, step by step. Plus, when you apply for a purchase mortgage by December 31, 2022, you may qualify for $500 towards your closing costs.

Get the right home loan for you.

  • Homeowners insurance required.

  • Consult a tax advisor regarding deductibility of interest.

  • Must have a Credit Union membership established and be in good standing. Rate, points, and Annual Percentage Rate (‘APR’) may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. Maximum loan to value varies based on multiple factors, including but not limit to loan type, property type and occupancy type.

  • Some Out of State, FHA, VA, and conforming loans may not be serviced by DuPage Credit Union.

  • HomeReady is a registered trademark of Fannie Mae. Income limits may apply.

  • The rate lock period is 50 days.

  • The Credit Union will issue a $500 credit towards your mortgage purchase closing costs when you attend a mortgage consultation between 1/1/22-12/31/22, apply using the appropriate promo code for a purchase mortgage by 12/31/22, and close by 2/28/23. Promo code will be provided at the time of your mortgage consultation. Minimum mortgage purchase loan is $150,000, and must be serviced with DuPage Credit Union to qualify for this offer. Promotional offer cannot be used toward down payment or combined with other offers. Underwriting guidelines apply. Rates and terms subject to change without notice. Must have a Credit Union membership established and be in good standing. Additional requirements may apply.

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