Fixed-rate mortgages have interest rates that stay the same throughout the life of the loan. Available for a variety of terms.
Low Down Payment Mortgage
Own a home for as little as 3% down. Available on a variety of fixed-rate terms.
Pay as low as 15% down on single-family investment properties. Available on a variety of fixed-rate terms.
Veterans could own a home with 0% down and no monthly MIP fees. Available on fixed-rate mortgages.
Apply for a government-backed home loan with only 3.5% down. Available on fixed-rate mortgages.
Community Heroes Loan
Apply for a home loan for as low as 1% down. Available for teachers, firefighters, police officers, EMTs, and paramedics.
Cash for down payment costs can be funded by family. Available on a variety of fixed-rate terms.
Get the right home loan for you.
Homeowners insurance required.
Consult a tax advisor regarding deductibility of interest.
Must have a Credit Union membership established and be in good standing. Membership Savings APY = Annual Percentage Yield. Rates are subject to change without notice. See Current Rates. The rate may change after the account is opened. APY is accurate of the last dividend declaration date. Earnings may be reduced if fees are incurred. Accounts will not earn dividends until balance reaches $100.
Rate, points, and Annual Percentage Rate (‘APR’) may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. Maximum loan to value varies based on multiple factors, including but not limit to loan type, property type and occupancy type.
Some Out of State, FHA, VA, and conforming loans may not be serviced by DuPage Credit Union.
HomeReady is a registered trademark of Fannie Mae. Income limits may apply.
The rate lock period is 50 days.