Mortgage loan options for every need
Most lenders only offer fixed or adjustable-rate mortgages with limited terms. At DuPage Credit Union, we offer government-backed loans, low down payment mortgage options, loans for teachers and veterans, and loan terms from 7-30 years.
Fixed-rate mortgages have interest rates that stay the same throughout the life of the loan. Choose from loans terms of 7-30 years.
Interest rates that stay fixed for a period of time, then change based on the index rate. Choose from 3, 5, and 7 year terms.
Low Down Payment Mortgage
Own a home for as low as 3% down with no upfront MIP fees. Available on 5 and 7-year ARMs and fixed-rate mortgages up to 30 years
Get a government-backed home loan with only 3.5% down. Available on 5-year ARMs, and 15, 20, 25, or 30-year fixed-rate mortgages.
Cash for down payment costs can be funded by family. Available on 5 and 7-year ARMs and fixed-rate mortgages up to 30 years.
Pay as low as 15% down on single-family investment properties. Available on 5 and 7-year ARMs and fixed-rate mortgages up to 30 years.
Jumbo mortgages (mortgages over $510,400) are available on 5 and 7-year ARMs and 15 and 30-year fixed-rate mortgages.
Community Heroes Loan
Get a home loan for as low as 1% down. Available on 5-year ARMs for teachers, firefighters, police officers, EMTs, and paramedics.
Veterans can own a home with 0% down and no monthly MIP fees. Available on 5-year ARMs and 15, 20, or 30-year fixed-rate mortgages.