Mortgage loan options for every need
Most lenders only offer fixed or adjustable-rate mortgages with limited terms. At DuPage Credit Union, we offer government-backed loans, low down payment mortgage options, loans for teachers and veterans, and loan terms from 7-30 years.
Fixed-rate mortgages have interest rates that stay the same throughout the life of the loan. Choose from loans terms of 7-30 years.
Interest rates that stay fixed for a period of time, then change based on the index rate. Choose from 3, 5, and 7 year terms.
Low Down Payment Mortgage
Own a home for as low as 3% down with no upfront MIP fees. Available on 5 and 7-year ARMs and fixed-rate mortgages up to 30 years
Get a government-backed home loan with only 3.5% down. Available on 5-year ARMs, and 15, 20, 25, or 30-year fixed-rate mortgages.
Cash for down payment costs can be funded by family. Available on 5 and 7-year ARMs and fixed-rate mortgages up to 30 years.
Pay as low as 15% down on single-family investment properties. Available on 5 and 7-year ARMs and fixed-rate mortgages up to 30 years.
Jumbo mortgages (mortgages over $484,350) are available on 5 and 7-year ARMs and 15 and 30-year fixed-rate mortgages.
Community Heroes Loan
Get a home loan for as low as 1% down. Available on 5-year ARMs for teachers, firefighters, police officers, EMTs, and paramedics.
Veterans can own a home with 0% down and no monthly MIP fees. Available on 5-year ARMs and 15, 20, or 30-year fixed-rate mortgages.
Meet with us about your home loan needs.
I'm Nora and my team is here to simplify the mortgage process. Schedule an appointment to talk about your home loan needs over the phone, at a branch, or at our main offices.