Get a government-backed home loan for 0% down.

Schedule a free appointment with a home loan expert today.

A VA loan is a mortgage loan backed by the Department of Veterans Affairs. To show our appreciation for your service, we offer our service members 0% down.1skip to disclosure

  • 0% down payment with loans up to $510,400.
  • Available on a 5-year adjustable-rate and 15, 20, or 30-year fixed-rate mortgages.
  • No monthly mortgage insurance premium (MIP) fees.
  • You can use your monthly allowance for housing to pay your mortgage payment.
  • Designed to help those with lower incomes.
  • We lend on primary residences nationwide.
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Why choose DuPage Credit Union for your VA loan?

Get help with VA loans.

Of course! If you refinance with a VA loan, you’ll get better interest rates than a home equity or line of credit and you can borrow up to 100% of your home’s value with a VA cash-out refinance.

In order to apply, you’ll need to get a Certificate of Eligibility (COE) from the Department of Veteran Affairs (VA). This document shows proof of one of four things: you served at least 181 days of active duty during peace time, 90 days of active duty during war, six years in the Reserves or National Guard, or you’re the surviving spouse of a service member killed during active duty.

  • Homeowners insurance required. Single-Family homes only in Illinois. Does not include 2-4 flat or apartment complex financing. Consult a tax adviser regarding deductibility of interest. Must be a Member in good standing. Other restrictions may apply.

  • DuPage Credit Union does not service VA loans. For more information, please call us at 800-323-2611.

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  • The rate lock period is 50 days.

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