Get a government-backed home loan for 0% down.

Schedule a free appointment with a home loan expert today.

A VA loan is a mortgage loan backed by the Department of Veterans Affairs. To show our appreciation for your service, we offer our military members 0% down.

  • 0% down payment with loans up to $726,200.
  • Available on a variety of fixed-rate mortgages.1skip to disclosure
  • No monthly mortgage insurance premium (MIP) fees.
  • We lend on primary residences in Illinois.
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Why choose DuPage Credit Union for your VA loan?

Get help with VA loans.

Yes, if you refinance with a VA loan you can borrow up to 100% of your home’s value with a VA cash-out refinance.

In order to apply, you’ll need to get a Certificate of Eligibility (COE) from the Department of Veteran Affairs (VA). This document shows proof of one of four things: you served at least 181 days of active duty during peace time, 90 days of active duty during war, six years in the Reserves or National Guard, or you’re the surviving spouse of a service member killed during active duty.

  • Must have a Credit Union membership established and be in good standing. Rate, points, and Annual Percentage Rate (‘APR’) may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. Maximum loan to value varies based on multiple factors, including but not limit to loan type, property type and occupancy type.

  • Some Out of State, FHA, VA, and conforming loans may not be serviced by DuPage Credit Union.

  • Homeowners insurance required. Single-Family homes only in Illinois. Does not include 2-4 flat or apartment complex financing. Available on 15 and 30-year mortgages. Consult a tax adviser regarding deductibility of interest. Other restrictions may apply.

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  • The rate lock period is 50 days.

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