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Resolutions - yoga class in child's pose.

New Year, New You! When the ball drops in Times Square it’s time to reset your calendar. Check out a few of our tips on how to ramp up your New Year’s Resolutions and make them part of life’s journey:

Start a New Habit

Depending on your will power, what you want to change and your unique circumstances it could take you anywhere between 2 – 8 months to establish new habits, according to a study published in the European Journal of Psychology.

So why put it off another day?

Healthy Resolutions

Download a fitness app like FitBreak, available for both Apple® and Android™ users, to get in 60 second workouts anywhere – even at your desk.

Want to shed a few pounds in the New Year? Now is the best time to try out a weight loss program. Many offer discounted rates and incentives this time of year. Check out organizations like Weight Watchers®, Seattle Sutton’s Healthy Eating and Jenny Craig® to decide which program is right for you.

One of the easiest ways to lose weight and get in shape is by moving. Set goals, start moving and stay on track with a Fitbit – it counts every step, monitors your heart rate and allows you to compete in fun challenges.

Travel Resolutions

There’s no time like now to start checking travel destinations off your bucket list.  Start by making a travel budget, ask friends and family for suggestions and open a special savings account to start putting money aside for your adventure – before you know it, you’ll have the funds saved to begin booking your trip.

Search sites like Trip Advisor® to search for and read reviews on hotels, restaurants and things to do once you get there – even better download their app.  Search and compare hundreds of flight, package and hotel options easily online at KAYAK. Resolutions - Woman with a view of Florence, Italy.

Resolve to Read More Often

According to Statistic Brain over 40% of college graduates will never read another book after graduation – which is too bad, because studies have shown that staying mentally fit  can help slow or even prevent Alzheimer’s. Reading can also help reduce stress, improve focus and help lower your blood pressure. Check out Life Hack’s 10 Benefits of Reading.

Read what’s hot now by checking out the New York Times Bestseller List ,craft your own list of classics to flip through throughout the year or visit a local bookstore like Anderson’s Bookshops where their knowledgeable staff can assist you in finding just the right book.

A Resolution to Pay Down Debt

A great way to get started is to start small – pay off your loan with the smallest balance and then roll that payment into your next – check out our Snowball Debt Calculator to see how much money you could save. Other ways to save money to use towards loan payments are:

  1. Turn down the heat and seal your windows.
  2. Pack a lunch. Download the free Lunch Tracker App and take the 30-day challenge to begin building better spending habits.
  3. Attend a financial wellness seminar, like our Understanding Your Credit Score Seminar.

Simple adjustments here and there add up quickly, and will help you conquer your New Year’s Resolutions! Do you have any tips on making your New Year’s Resolution stick? Please share below:

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