DuPage Credit Union’s Payroll Assistance Skip-A-Pay program gives members whose paycheck is reduced or not being paid because of the government shutdown the opportunity to defer a scheduled October, November, and/or December 2025 monthly payment on an eligible vehicle loan, personal loan and/or credit card. To be eligible, you must meet and agree to all of the following criteria: 1) Your paycheck must be reduced or not being paid because of the government shutdown. If proof of employment cannot be determined, you may be required to provide additional documentation. 2) Your applicable loan/credit card must be open for a minimum of 180 days and you must have made at least 6 monthly payments; 3) You must be in good standing with all of your DuPage Credit Union memberships; 4) All of your DuPage Credit Union loans and/or credit cards must be paid as agreed and current as of the date of your request. Requests can be submitted by any borrower on the loan or credit card. If approved, one monthly payment will be deferred until the end of the loan, thereby extending the original term and amortization of the loan. Interest will continue to accrue as normal throughout the deferral period. All other terms and conditions as stated in the original loan and/or credit card agreement continue to remain in effect. As applicable, your monthly premium for Payment Protection will still be added on the deferred month. The terms of coverage for any added insurance products on your loan may not be extended to the new maturity date. Deferred payment(s) may impact GAP claims on vehicle loans. Lease Alternative Loans and any Real Estate loans are not eligible for the Payroll Assistance Skip-A-Pay program. Payroll Assistance Skip-a-Pays will not count toward the standard Skip-a-Pay limits per year or over the life of the loan. Other restrictions apply. DuPage Credit Union reserves the right to refuse a Payroll Assistance Skip-A-Pay request and may discontinue the program at any time without prior notice.