Personal loans from $500 to $50,000.
Whatever your expense, a low-rate personal loan can help you pay it off.
We take a look at the bigger financial picture in order to get you the best personal loan rate. Whether you're looking to consolidate debt or pay off unexpected medical expenses, a personal loan can be a smart choice.
Why a personal loan from DuPage Credit Union?
No origination or pre-payment fees. No fees as long as you pay on time.
Reduce your rate with auto pay
No payment for first 90 days
It's just this easy
Receive your decision within hours.
Funds will be available within one business day.
What can I use a personal loan for?
Personal loans are great because they are so flexible. Whatever your expense, a low-rate personal loan can help you pay it off.
Get help with personal loans.
A personal loan is a fixed-rate loan, typically unsecured – a loan that requires no collateral – with terms that range from 24-60 months. Personal loans can be used for debt consolidation, home repairs, emergencies, replacing appliances, auto repairs, medical expenses, new furniture, vacations, honeymoons, weddings, and much more!
When you agree to make your payment automatically through Online Banking or through payroll deduction/ACH, you can reduce your rate by .25%. The .25% payroll deduction/ACH may not be available for special limited-time rate loans – see disclosure for details.
Personal loan reviews
Tana was on top of the loan process the entire way. Everything went perfectly smooth and all I had to do was pull up to the drive thru. I would highly recommend the team at Dupage Credit Union.
Every time I was getting the loan before. All the companies tried to rip me off.
Not this time. DuPage Credit Union refinanced my Harley Davidson from 16% to 3.39%
And my personal loan from 35% to 4.99%
I don’t think anybody can beat that.
Personal loan application…fluid and easy! Worked with some really terrific folks at DuPage CU! Wish I could remember the woman who took my phone application, very professional and knowledgeable. Patrick phoned to let me know I qualified, and again professional, personable and knowledgeable. Painless, fast, easy. And GREAT rates! I recently paid off my car loan with them!
I would highly recommend DuPage Credit Union—and I have done so repeatedly!
Annual Percentage Rate (APR). 4.99% APR is a promotional rate good from 6/1/2021-8/31/2021. Must use promo code SUMMERSAVINGS when applying. Loan must disburse by 9/30/2021. Cannot be combined with any other promotional offers. Minimum loan amount $500. Maximum term is 24 months. All loan terms and conditions are subject to Credit Union qualifications and approval. SUMMERSAVINGS Loan rate as low as 4.99% APR with a term of 24 months would result in a monthly payment of $43.87 based on a $1,000 loan. Actual rate and monthly payment may vary. The SUMMERSAVINGS promo cannot be combined with rate reduction of .25% APR for auto pay. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Loan proceeds cannot be paid towards existing DuPage Credit Union balances. Must have a Credit Union membership established and be in good standing.
Personal Loans APR = Annual Percentage Rate. Rates may vary based on creditworthiness. All loans, terms and conditions are subject to credit union qualifications and approval. Rates are subject to change without notice. Some restrictions may apply. Does not apply to loans currently financed through DuPage Credit Union. Must be a member in good standing. Payment Example: Personal Loan APR’s are based on term with a monthly payment per $1,000 financed (6.49% APR/24 mo, $44.54; 7.49% APR/36 mo, $31.10; 8.49% APR/48 mo, $24.65; 9.99% APR/60 mo, $21.25).
Reduce your rate by .25% when you sign up to make your loan payments through auto pay. Reduce your rate subject to change without notice. Cannot be combined with any other offers. Must be a member in good standing.
First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period.