Refi My Ride

Auto Refinance

Refinance the Vehicle You Love for a Lower Monthly Payment.

Love your vehicle, but hate the loan payment? The good news is you don’t have to live with that monthly payment. With a vehicle refinance you get a new vehicle loan to pay off your existing loan, whereby you’ll have a new interest rate, monthly payment, and loan duration (term).

You’ll get great low rates and we don’t charge a prepayment penalty, meaning you can pay off your vehicle on your time. Plus, when you apply using promo code Refi2019 we’ll even waive the $95 Corrected Title Fee!1

Got a promo code? Enter it here.

Get your free auto refinance quote today and find out exactly how much money you can save! We’ll contact you by the next business day with your personal quote.


Should I Refinance?

There are a number of reasons you may want to refinance your vehicle, especially if your credit score has improved since your original loan:

  • Your want lower monthly payments: You can lower your monthly vehicle payment with a lower interest rate, a longer loan term, or both.
  • You want a lower interest rate: With a lower interest rate and a similar or shorter loan term, you will end up paying less in total interest over the life of the loan.
  • You want a longer loan term: With a longer loan term, you have more time to pay back the loan and monthly payments could be smaller.

Save Money and Pay Off Your Loan Faster

In 2018, Members who refinanced their vehicle with us saved an average of 2.43% APR.² For a $20,000 loan, that’s a savings of $1,330.03 over a 60-month term! Check out how those savings compare below.³

Refinance Example
Balance Left on Loan
$20,000
Total Savings
$1,330.03
Currently Monthly Payment
$385.91
New Monthly Payment
$363.75
Current Interest Rate
5.92% APR
New Interest Rate
3.49% APR
Change in Monthly Payment
$22.16
Current Loan Term
60 months
New Loan Term
60 months

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