Cash Back Checking
The Perks of Checking. The Earning Power of Savings.
It’s Easy to Earn 1% Cash Back
Sign up for free Online Statements
Set up monthly direct deposit(s) of $500 (single) or $1,000 (cumulative)
Use your debit card to get up to $25 per month!
Included with All Checking Accounts
Upgrade Your Checking Account
Thinking of upgrading your current DuPage Credit Union Checking Account to the new Cash Back Checking? Here’s what you need to know:
- If I upgrade my checking account will my Credit Union account number and debit card number change?
Account numbers and debit card numbers will not change for Premier, Preferred and Student Checking Account holders. If you have a Wealth Management Account, you’ll be reissued a debit card with a new number.
- Will I still be able to access old monthly statements?
Yes. Because your account number is not changing, you’ll still be able to view old monthly statements and account details.
- I have automatic payments and bill pays set up through my account. Will I need to update them?
If you’re switching from a Premier or Preferred Checking Account, you will not need to update your automatic payments as the account number is not changing. If you are changing from a Wealth Management Account, your account number and debit card number will change; therefor, you will need to update any automatic payment information that you have set up at other financial institutions.
Frequently Asked Questions
- Is there a limit on how much cash back I can earn?
You will receive 1% cash back on up to $2,500 in net debit purchases every month (that’s up to $25 cash back per month – up to $300 per year)!
- When will earned cash back and ATM fee credits be deposited into my account?
Earnings will be deposited into your Cash Back Checking Account on the last day of the month. Any ATM Fee credits ($20/month limit) will be posted to your account on the last day of the month.
- Are there any additional requirements to earn the 1% cash back?
In order to earn the 1% cash back, you must (1) Sign up for Online Statements and (2) Have monthly direct deposit(s) of $500 or more (single) or $1,000 (cumulative).
- Are there any transactions that are excluded from earning cash back?
ATM transactions, money orders and person-to-person transactions (People Pay, Pop Money, Paypal, Venmo) do not qualify for cash back.
- How do I set up direct deposit?
To set up direct deposit, contact your employer and provide them with your DuPage Credit Union Account Number and our Routing Number: 271990198.
- Where does the required monthly direct deposit need to be deposited?
In order to earn cash back, the direct deposit must be deposited into your Cash Back Checking Account.
Have more questions?
Please contact us at 800-323-2611 or at firstname.lastname@example.org.
Refer to "Important Account Information for Our Members" Disclosure and Current Fees and Charges for details.1No monthly service fees or minimum balance requirements apply to this account. Cash back is a benefit you earn when all qualifications are met during a monthly statement cycle. You will receive 1.00% cash back on up to $2,500 on net purchases every month with your DuPage Credit Union Visa® Debit Card. A maximum of $300 cash back may be earned per year. Cash Back Rewards will be credited to your Cash Back Checking Account on the last day of the month. To qualify for the Cash Back Rewards, you must meet the following requirements otherwise cash back is forfeited for that monthly cycle: have at least one ACH deposit(s) of $500, or cumulative of $1,000 deposited directly into your Checking Account and be enrolled to receive Online Statements. Other restrictions may apply. Member must be in good standing. 2Standard message and data rates may apply. Refer to your communications service provider. 3Must be at least 16 years old (with a parent or legal guardian as joint owner) or older to have a DuPage Credit Union Checking Account. Members who are registered for Online Bill Pay and do not pay a minimum of one bill per month will be assessed a monthly $5.00 Inactive Online Bill Pay fee. 4Must have a DuPage Credit Union Checking Account. Standard message and data rates may apply. Refer to your communications service provider. Other restrictions apply.
*ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, and Peer to Peer transactions may not be eligible for Cash Back Rewards. In addition, purchases made using third party payment accounts such as (Venmo and PayPal), may not be eligible for Cash Back Rewards. You may receive ATM rebates up to a cap of $20 per month including other financial institution fees imposed (excluding Visa foreign transaction fees).