Visa® Inspire Cash Back Signature

Visa® Inspire Cash Back Signature Card

Apply for a New Card

It pays to travel when you use the Inspire Cash Back Signature Card. You can earn up to 3% cash back1 plus, you’re eligible for a $250 anniversary bonus2. There are no annual fees and no foreign transaction fees – just endless possibilities.

Cash Back on Every Purchase

3% Cash Back 3% cash back on travel and entertainment (including hotels, airfare, live performances, sporting events, and more)
3% Cash Back 3% cash back on dining (including restaurants, bars, breweries, takeout, and fast food)
2% Cash Back 2% cash back at grocery stores, supermarkets, wholesale clubs, and bookstores (including the largest online retailer)
1% Cash Back 1% cash back on everything else

Earn up to $500 in Bonuses the First Year2,3

$250 Welcome Bonus3
When You Spend $5,000 Within First 90 Days
(Current Platinum Rewards Cardholders upgrading to the Inspire Cash Back Signature Card are not eligible for this bonus)
$250 Anniversary Bonus2
Every Year You Spend at Least $50,000
(All Inspire Cash Back Signature Cardholders are eligible for this bonus)

Card Benefits

  • Up to 3% cash back – Earn unrivaled cash back on purchases you make the most
  • 3% cash back on travel and entertainment purchases (up to $10,000 annual spend)
  • 3% cash back at restaurants (up to $6,000 annual spend)
  • 2% cash back at grocery stores, supermarkets and wholesales clubs (up to $6,000 annual spend)
  • 2% cash back at bookstores (up to $6,000 annual spend)
  • 1% cash back on everything else (with no maximum spend!)
  • No Foreign Transaction Fee – You shouldn’t have to worry about fees when you’re earning 3% cash back on travel.
  • Purchase Rate as Low as 12.99% APR – Competitive 12.99% – 21.99% APR4 purchase rate, based on creditworthiness.
  • Visa® Signature Card Exclusives – Concierge and entertainment services, fine wine and food events, & much more.
  • You’re Always Protected – Purchases made with your Inspire Cash Back Signature Card are protected with Visa’s Zero Liability Policy and 24/7 Fraud Protection. You can even set up transaction alerts to be notified as soon as any purchase is made.
  • Redeem Your Cash Back Monthly5 – You can roll your cash back balance over every month or redeem it monthly as a statement credit or deposit it into a DuPage Credit Union savings or checking account.
  • Eligible for Skip-A-Pay – Defer a monthly payment up to two times per year.
  • Instant Issue – Visit any branch location to apply and get your card the same day!

Make everyday extraordinary. Apply today and earn up to 3% cash back on purchases.

Apply Today


Switching Your Card

Thinking of switching your current DuPage Credit Union Credit Card to the new Inspire Cash Back Signature Card? Here’s what you need to know:


Frequently Asked Questions

  • How long will it take for me to receive my new card in the mail?
    Upon approval, your card should arrive in the mail in about 7-10 days.
  • How do I make a payment? What will my minimum payment be?
    Your minimum payment each month will be 2% of your balance or $25, whichever is larger. To make a payment from your DuPage Credit Union account, simply log into your Online Banking Account and select Transfers. To make a payment from another financial institution, select your Inspire Cash Back Signature Card in Online Banking, then Payments.
  • How will my Visa payment be applied?
    The minimum payment due will be applied to any interest and fees, then to any balances.
  • What will my payment due date be? Can this be changed?
    Your due date is 24th of every month. To avoid paying interest on purchases, pay your entire balance by the due date of each month. The due date of any DuPage Credit Union credit card cannot be changed.
  • How do I view my cash back balance? How do I redeem it?
    To view your cash back balance, simply log into your Online Banking Account and select your Inspire Cash Back Signature Card. Your cash back will be updated every statement period. To redeem your cash back, select Redeem. You can redeem cash back as a statement credit or deposit to a DuPage Credit Union checking or savings account.
  • How long does it take to receive my cash back once I redeem it?
    Cash back will be deposited into your checking or savings account approximately 4-7 days after redemption. For statement credits, cash back will appear on your next monthly statement (the 27th of each month).
  • Are there limits to the cash back I can earn?
    There are annual spend limits for the 3% and 2% categories, but there is no threshold for 1% cash back. If you reach the spend limit in a particular category, you will still earn 1% cash back on those purchases. These thresholds are reset every year on your card’s anniversary date.
  • What is the Anniversary Bonus for the Inspire Cash Back Signature Card? Am I eligible for it?
    You will receive a $250 statement credit every year you spend $50,000 or more on your Inspire Cash Back Signature Card. The credit will appear on the statement following your anniversary date, regardless of when the $50,000 threshold is met. All Inspire Cash Back Signature Cardholders are eligible.
  • What is the Welcome Bonus for the Inspire Cash Back Signature Card? Am I eligible for it?
    You will receive a $250 statement credit when you spend $5,000 on your Inspire Cash Back Signature Card within the first 90 days of opening. The credit will appear on the next statement after the $5,000 threshold has been met. Current Platinum Rewards Cardholders who are upgrading to the Inspire Cash Back Signature Card are not eligible for this bonus.
  • When will my cash back expire?
    Inspire Cash Back Cardholders have a generous 2 years before Cash Back expires. So start spending today and watch the Cash Back grow. To find out how much Cash Back you have earned or to redeem simply login to Online Banking. Please refer to your credit card statement to learn the year and the amount Cash Back will expire.

Rating


0