Visa<sup>®</sup> Platinum Advantage

Visa® Platinum Advantage

Save money on high-interest credit card balances, pay down debt faster, and consolidate your debt into one low monthly payment with the credit card for balances transfers.

  • 0% intro APR² for 12 months on balances transferred within the first 12 months with a 3% balance transfer fee³, OR 3.9% intro APR² for 12 months on balances transferred within the first 12 months with no balance transfer fee
  • 0%  intro APR¹ for 12 months on purchases made within the first 90 days

Visa Platinum
Advantage

Visa Platinum<br />Advantage Apply Today

Annual Fee

$0

0% APR for 90 days

0% APR or 3.9% APR for 12 months

Introductory Balance Transfer Fee3

0% APR - 3% fee; 3.9% APR - $0 fee

Low Minimum Monthly Payments

2%

Penalty APR4

None

Make Payments through Online & Mobile Banking

Call 800-VISA-TOW

Emergency Cash

Call 800-VISA-911

Available

Free Cards for Joint Owners

Convenience Checks

Available

How to Avoid Paying Interest on Purchases

Your due date is 24th of every month. We will not charge you interest on purchases if you pay your entire balance by the due date each month.

Frequently Asked Questions

  • How will my Visa payment be applied?
    The minimum payment due will be applied to any interest and fees, then to any promo balances. If two or more balances have the same APR, the older balance is paid first, and then to the oldest revolving balance. If the payment is more than the minimum, the excess will be applied to the highest APR, if two or more balances have the same APR, the oldest balance will be paid first.

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