Visa<sup>®</sup> Platinum Rewards

Visa® Platinum Rewards

Get unlimited cash-back rewards redeemable for statement credit/cash back, gift cards, travel, event tickets, merchandise, and Credit Union Product & Service Discounts. Plus, right now you’ll get our lowest rates ever on purchases and balance transfers:

  • 0% intro APR¹ for 12 months on purchases made within the first 90 days.
  • 0% intro APR² for 12 months on balances transferred within the first 12 months. 3% balance transfer fee³
  • $100 Bonus: Spend $3,000 or more within the first 90 days and earn a bonus 10,000 Choice Rewards Points redeemable up to $100 in cash-back rewards!
  • Earn 2 points at gas stations and restaurants, 5 points for charitable donations, and 1 point for everything else6.

Visa Platinum
Rewards

Visa Platinum<br />Rewards Apply Today

Annual Fee

$0

0% APR for 90 days

0% for 12 months

Earn points for every dollar charged redeemable for thousands of items and statement credit/cash back!

Introductory Balance Transfer Fee3

3%

Low Minimum Monthly Payments

2%

Penalty APR4

None

Make Payments through Online & Mobile Banking

Call 800-VISA-TOW

$500,000

Emergency Cash

Call 800-VISA-911

Available Upon Request

Free Cards for Joint Owners

Convenience Checks

Available

How to Avoid Paying Interest on Purchases

Your due date is 24th of every month. We will not charge you interest on purchases if you pay your entire balance by the due date each month.

Frequently Asked Questions

  • How will my Visa payment be applied?
    The minimum payment due will be applied to any interest and fees, then to any promo balances. If two or more balances have the same APR, the older balance is paid first, and then to the oldest revolving balance. If the payment is more than the minimum, the excess will be applied to the highest APR, if two or more balances have the same APR, the oldest balance will be paid first.

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