Today's Rate:

As low as:
4.00%APR
4.25%APR
5.49%APR
5.99%APR
6.39%APR
?
Annual Percentage Rate (APR)
Rates are effective 2/1/17
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See Today's Home Equity Rates

Compare Home Equity Loans

Whether you’re looking to consolidate debt, finance a major event or make home improvements, whatever your needs may be, a home equity loan is a valuable cash resource and may improve your income tax liability.Ask your tax advisor to show you how this potential savings can lower your cost of borrowing.

We lend in all of Illinois on primary and secondary residences.

Home Equity Line of Credit (HELOC)

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Flex Equity

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Conventional Equity

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Available Terms

20 years

20 years

5, 7 and 10 years

Line of Credit (LOC)

Minimum Loan Amount

$10,000

$10,000

$10,000

Maximum Loan Amount

$1,000,000

$1,000,000

$1,000,000

Up to 90% Loan to Value2

Prepayment Penalties

None

None

None

Fees3

Recoupment fee if closed in first 2 years

No Fees

No Fees

Annual Fee

Yes, waived first year

None

None

Rating

0

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In order to perform system maintenance, Online Banking may be temporarily unavailable weekly as follows:
Sunday between 1:00 AM and 5:00 AM CT
Sunday beginning at 11:00 PM CT
Wednesday beginning at 11:00 PM CT

Due to month-end processing, Online Banking will be temporarily unavailable on the last day of each month beginning at approximately 11:00 PM CT for about 15 minutes. Transactions processed after 10:00 PM CT may not post to your account until the following business day.

 
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