Whether you’re looking to make home improvements, home renovations, consolidate debt, or finance unexpected costs, a home equity loan is a valuable cash resource and may improve your income tax liability.¹ Ask your tax advisor to show you how this potential savings can lower your cost of borrowing.
Home Equity Line of Credit (HELOC)Learn More
Flex EquityLearn More
Conventional EquityLearn More
Future Value Home Equity LoanLearn More
5, 7 and 10 years
Minimum Loan Amount
Maximum Loan Amount
Up to 90% Loan to Value2
Limited Equity Financing
Recoupment fee if closed in first 2 years
No closing fees
Application & Processing Fee: $395; Appraisal Fee: $325-$555; Title Fees: $685
Yes, waived first year
Homeowners insurance required. Single family dwellings only. We lend in all of Illinois on primary and secondary residence. NMLS #445096. 1 Consult a tax advisor regarding deductibility of interest. 2Qualified Members can borrow up to 90% of the appraised market value of their home (up to 80% for second homes and condos), less the first mortgage owed.3 Closing fees may apply for certain counties.4 Standard message and data rates may apply. Refer to your communications service provider.
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In order to perform system maintenance, Online Banking may be temporarily unavailable weekly as follows:
Sunday between 1:00 AM and 5:00 AM CT
Sunday beginning at 11:00 PM CT
Wednesday beginning at 11:00 PM CT
Due to month-end processing, Online Banking will be temporarily unavailable on the last day of each month beginning at approximately 11:00 PM CT for about 15 minutes. Transactions processed after 10:00 PM CT may not post to your account until the following business day.
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