Flex Equity Home Equity Loan

If you want the comfort of lower payments over a longer-term and the security of a fixed-rate for five years, our Flex Equity Home Equity Loan is right for you. It can be used to consolidate your existing loan debt, make home improvements, and more.

Flex Equity Home Equity Loan Benefits

  • A guaranteed, non-variable, fixed rate for the first 5 years
  • After the fifth year, the rate may change annually and is based on the Constant Maturity Treasury index (CMT) as published in the Wall Street Journal CMT plus a 3.00% margin
  • The rate cannot increase more than 2.00% per year
  • Guaranteed life-time cap of no more than 6.00% over the original rate
  • Low, monthly principal and interest payments up to a 20-year repayment term
  • No annual fee and no fees to apply
  • No prepayment penalties
  • Receive the total loan amount in one lump sum
  • Make payments and check your balance through Online Banking & Mobile Banking or by phone

Flex Equity

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Available Terms

20 years

Line of Credit (LOC)


Minimum Loan Amount


Maximum Loan Amount


Up to 90% Loan to Value2

Prepayment Penalties



No Closing Fees3

Annual Fee


How Much Can I Borrow?

DuPage Credit Union offers higher borrowing limits allowing maximum buying power. Calculate the loan amount you may be eligible for.