Fixed-Rate Mortgage

A Fixed-Rate Mortgage offers an interest rate that is guaranteed for the life of the loan, protecting you from fluctuating interest rates. A Fixed-Rate Mortgage may be the right choice if you:

  •  Plan to stay in your home for more than 7 years
  • Want consistent monthly payments

Fixed-Rate Mortgage Loan Benefits

  • A low fixed-rate, fixed-term loan = monthly principal and interest payments remain the same until your Mortgage Loan is paid off
  • Flexible terms including: 7, 8, 9, 10, 15, 20 and 30 years
  • No prepayment penalties
  • Make mortgage payments and check your balance through Online & Mobile Banking or by phone

Customizable Solutions

DuPage Credit Union also offers a variety of unique mortgages that can be customized to meet your specific needs to include but are not limited to:

  • Moderate to low income options
  • No PMI (Private Mortgage Insurance) options
  • Less than perfect credit options
  • Low interest rate options
  • Combined instant home equity options

Benefits of a DuPage Credit Union Home Loan

Whether you’re financing your first home or your fifth, enjoy exceptional personal service, customized solutions and benefits that save you time and money, including:

  • Non-commissioned home loan experts
  • No application fee until you lock your rate
  • The ability to conveniently and securely submit and receive documents online
  • Lower Private Mortgage Insurance (PMI), if applicable
  • Our Mortgage Care-N-Tee¹ to meet your original closing date
  • Knowing you will always make your mortgage payments directly to DuPage Credit Union
  • And more!